NOT LISTED FOR SALE

42403 Riverwinds Dr Leonardtown, MD 20650

Estimated Value: $721,234 - $806,000

3 Beds
3 Baths
2,079 Sq Ft
$368/Sq Ft Est. Value

Last Sold May 31, 2024

Last sale price $740,000 $356 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $4,659/month

4 Days on Market

Highlights

  • 100 Feet of Waterfront
  • 1 Boat Dock
  • Access to Tidal Water
  • Leonardtown Middle School Rated A-
  • Guest House
  • Second Kitchen

About This Home

As of May 2024

Expansive water views abound at this charming waterfront rambler. Look east on the Potomac in the morning and enjoy the sunrise with your coffee. Look west in the evening and marvel at the fabulous sunsets! This property features two homes in one! The 2 bedroom, 2-bath, main house features hardwood and tile flooring, an updated kitchen, and 6-panel French doors across the living/dining area to maximize the incredible view. The open concept kitchen includes granite counters, attractive white cabinets, pendant lighting and floor-to-ceiling cabinets for plenty of storage! The great room is a dining and living room combo where you can head out to the back deck or enjoy the propane fireplace during cooler months. Hardwoods continue through the two bedrooms and the primary and hall baths have been updated with tile surrounds, attractive vanities and lighting. The 3-season room provides a spot for quiet relaxation or gathering with friends. Catch your own fish and crabs and have dinner on the spacious back deck. Or hop in the boat and cruise to your favorite waterside restaurant. There's room to play in the yard as you head past the fire ring and down to the 3-year-young dock and barely-used boat lift! There is water and electric run to the dock and extensive rip rap provides solid protection for the 100' of water frontage. A large, unfinished basement holds plenty of potential - a rarity on the water. There is already a workshop, wood stove and drainage/sump system to keep the space nice and dry. If all this weren't enough, an enclosed, finished breezeway leads to the guest house with separate entrance! The open-concept layout has a second kitchen, dining area and living room that opens to a cute front porch. A full bath and big bedroom make this a perfect in-law suite, guest space, or make extra income using it as a full-time/vacation rental! A fully- fenced courtyard is perfect for pets! 50-year shingles in 2010 and a BAT septic system in 2013. No HOA in this desirable waterfront community. Don't miss your opportunity to live the "water life!" Request your showing today!

Last Agent to Sell the Property

Andrew Shemeta

CENTURY 21 New Millennium License #668083 Listed on: 04/18/2024

CENTURY 21 New Millennium

Co-Listed By

Christine Shemeta

CENTURY 21 New Millennium License #666286

Last Buyer's Agent

Chris Polhemus

Long & Foster Real Estate, Inc. License #0225194305

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,916

Year Built

  • Built in 1953

Lot Details

  • 0.63 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Chain Link Fence
  • No Through Street
  • Property is zoned RPD

Property Views

  • River
  • Panoramic

Home Design

  • Rambler Architecture
  • Block Foundation
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Wood Burning Stove
  • Gas Fireplace
  • Awning
  • Window Screens
  • French Doors
  • Six Panel Doors
  • Family Room
  • Combination Kitchen and Living
  • Sun or Florida Room

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Upgraded Countertops

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Connecting Stairway
  • Drainage System
  • Sump Pump
  • Workshop

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • River Nearby
  • Personal Watercraft
  • Rip-Rap
  • Electric Hoist or Boat Lift
  • 1 Boat Dock
  • Private Dock
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck
  • Shed

Additional Homes

  • Guest House
  • Dwelling with Separate Living Area

Schools

  • Leonardtown Elementary And Middle School
  • Leonardtown High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Back Up Oil Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 1903020096

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,916

Year Built

Built in 1953

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler, Dwelling W/Separate Living Area
  • Ownership: Fee Simple
  • Inclusions: Remote control for boat lift
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2024-04-19
  • Year Built: 1953
  • Automatically Close On Close Date: No
  • Remarks Public: Expansive water views abound at this charming waterfront rambler. Look east on the Potomac in the morning and enjoy the sunrise with your coffee. Look west in the evening and marvel at the fabulous sunsets! This property features two homes in one! The 2 bedroom, 2-bath, main house features hardwood and tile flooring, an updated kitchen, and 6-panel French doors across the living/dining area to maximize the incredible view. The open concept kitchen includes granite counters, attractive white cabinets, pendant lighting and floor-to-ceiling cabinets for plenty of storage! The great room is a dining and living room combo where you can head out to the back deck or enjoy the propane fireplace during cooler months. Hardwoods continue through the two bedrooms and the primary and hall baths have been updated with tile surrounds, attractive vanities and lighting. The 3-season room provides a spot for quiet relaxation or gathering with friends. Catch your own fish and crabs and have dinner on the spacious back deck. Or hop in the boat and cruise to your favorite waterside restaurant. There's room to play in the yard as you head past the fire ring and down to the 3-year-young dock and barely-used boat lift! There is water and electric run to the dock and extensive rip rap provides solid protection for the 100' of water frontage. A large, unfinished basement holds plenty of potential - a rarity on the water. There is already a workshop, wood stove and drainage/sump system to keep the space nice and dry. If all this weren't enough, an enclosed, finished breezeway leads to the guest house with separate entrance! The open-concept layout has a second kitchen, dining area and living room that opens to a cute front porch. A full bath and big bedroom make this a perfect in-law suite, guest space, or make extra income using it as a full-time/vacation rental! A fully- fenced courtyard is perfect for pets! 50-year shingles in 2010 and a BAT septic system in 2013. No HOA in this desirable waterfront community. Don't miss your opportunity to live the "water life!" Request your showing today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer, Microwave
  • Flooring Type: Hardwood, Ceramic Tile
  • Interior Amenities: 2nd Kitchen, Entry Level Bedroom, Floor Plan - Open, Upgraded Countertops, Wood Floors, Stove - Wood, Breakfast Area, Combination Kitchen/Living
  • Window Features: Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Foundation Details: Block, Slab
  • Levels Count: 2
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Sun/Florida Room, In-Law/AuPair/Suite
  • Basement: Yes
  • Basement Type: Connecting Stairway, Workshop, Drainage System, Sump Pump, Unfinished
  • Laundry Type: Main Floor
  • Total Sq Ft: 3290
  • Living Area Sq Ft: 2079
  • Price Per Sq Ft: 334.30
  • Above Grade Finished Sq Ft: 2079
  • Below Grade Sq Ft: 1211
  • Total Below Grade Sq Ft: 1211
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 42403

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Guest House, Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Awning(s)
  • Roof: Architectural Shingle
  • View: Panoramic, River, Water
  • Water Access Features: Fishing Allowed, Boat - Powered, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump - Oil Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • Elementary School: LEONARDTOWN
  • Middle School: LEONARDTOWN
  • High School: LEONARDTOWN
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138839208
  • School District Source: Listing Agent
  • Elementary School: LEONARDTOWN
  • High School: LEONARDTOWN
  • Middle Or Junior School: LEONARDTOWN

Lot Info

  • Fencing: Chain Link
  • Land Use Code: R
  • Lot Features: No Thru Street, Rip-Rapped
  • Lot Size Acres: 0.63
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 27600.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2023
  • Zoning: RPD
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4916.00
  • Assessor Parcel Number: 1903020096
  • Tax Lot: 8
  • Tax Total Finished Sq Ft: 2079
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 05/31/2024

Multi Family

  • Waterfront Features: Rip-Rap

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2024
Closed on
May 31, 2024
Sold by
Oghian Kathleen R and Brown Kathleen R
Bought by
Kowalczyk Keith John and Kowalczyk Tara Elizabeth
Seller's Agent
Andrew Shemeta
CENTURY 21 New Millennium
Buyer's Agent
Chris Polhemus
Long & Foster Real Estate, Inc.
List Price
$695,000
Sold Price
$740,000
Premium/Discount to List
$45,000
6.47%
Views
150
Current Estimated Value
$764,809

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,809
Avg. Annual Appreciation
2.27%
Original Mortgage
$250,000
Outstanding Balance
$247,937
Interest Rate
7.1%
Mortgage Type
New Conventional
Estimated Equity
$512,950

Purchase Details

Closed on
Feb 9, 2022
Sold by
Ighian Vincent M
Bought by
Ighian Kathleen R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$521,000
Interest Rate
3.55%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 4, 2020
Closed on
May 15, 2020
Sold by
Warren John and Warren Nancy
Bought by
Ighian Vincent M and Ighian Kathleen R
Seller's Agent
Carol Kalmus-Choporis
CENTURY 21 New Millennium
Buyer's Agent
Christine Shemeta
CENTURY 21 New Millennium
List Price
$569,900
Sold Price
$549,900
Premium/Discount to List
-$20,000
-3.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.34%
Original Mortgage
$494,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 1997
Sold by
Warren John
Bought by
Warren John and Warren Nancy Warren

Purchase Details

Closed on
Jan 28, 1994
Sold by
De Ford
Bought by
Wise Wayne A

Purchase Details

Closed on
Sep 26, 1984
Sold by
Phelps William W
Bought by
Ford Everett R
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kowalczyk Keith John $740,000 Park Place Title
Ighian Kathleen R -- Southern Maryland Title
Ighian Vincent M $549,900 Blue Crab T&E Llc
Warren John $150,000 --
Wise Wayne A $113,994 --
Ford Everett R $120,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kowalczyk Keith John $250,000
Previous Owner Ighian Kathleen R $521,000
Previous Owner Ighian Vincent M $494,000
Previous Owner Warren John $337,025
Previous Owner Warren John $333,000
Previous Owner Warren John $240,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/31/2024 05/31/24 Sold $740,000 +6.5% $356 / Sq Ft
04/18/2024 04/18/24 For Sale $695,000 +26.4% $334 / Sq Ft
05/15/2020 05/15/20 Sold $549,900 0.0% $275 / Sq Ft
03/23/2020 03/23/20 Pending -- -- --
03/16/2020 03/16/20 Price Changed $549,900 -3.5% $275 / Sq Ft
03/04/2020 03/04/20 For Sale $569,900 -- $285 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,894 $730,800 $339,500 $391,300
2024 $5,894 $531,000 $0 $0
2023 $5,522 $512,200 $0 $0
2022 $5,334 $493,400 $332,900 $160,500
2021 $5,323 $492,733 $0 $0
2020 $5,313 $492,067 $0 $0
2019 $5,288 $491,400 $332,900 $158,500
2018 $5,158 $477,600 $0 $0
2017 $4,980 $463,800 $0 $0
2016 -- $450,000 $0 $0
2015 -- $450,000 $0 $0
2014 $4,011 $475,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDSM2018256

Bright MLS

APN: 03-020096