Seller's Agent in 2025
John Donati
MORE, REALTORS
(636) 634-5700
4 in this area
110 Total Sales
Last list price
425 Charter Way Dr Unit K16 Grover, MO 63040
3
Beds
3
Baths
2,251
Sq Ft
$459/mo
HOA Fee
Highlights
- Lake Front
- Fitness Center
- Fishing
- Fairway Elementary School Rated A
- In Ground Pool
- Community Lake
About This Home
As of September 2025Love lake life without the maintenance? This spacious 3-bedroom, 3-bath villa in the Harbors at Lake Chesterfield offers the perfect blend of peaceful retreat and everyday convenience. Enjoy morning walks around the scenic lake, afternoons by the pool, and evenings at the clubhouse or on your private deck. Inside, you’ll find an open main-floor layout with vaulted ceilings, a cozy woodburning fireplace, and main-floor laundry. The finished walk-out lower level expands your living space and includes a full bath, ideal for guests, a home office, or hobbies. One of the home's most underrated features is the incredible amount of storage throughout, including deep closets, built-in shelving, and a nice size garage with extra room for gear, tools, or seasonal items. With low-maintenance HOA living, quick access to shopping and dining in Wildwood, and top-rated Rockwood schools nearby, this villa makes everyday living feel like a getaway. *Total Living is area is based on Above Grade Tax Record and Below Grade Floorplan.
Last Agent to Sell the Property
MORE, REALTORS License #2016020143 Listed on: 07/16/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,937
Year Built
- Built in 1989
HOA Fees
- $459 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Villa
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Wood Burning Fireplace
- Laundry on main level
Bedrooms and Bathrooms
- 3 Bedrooms
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Bedroom in Basement
- Finished Basement Bathroom
- Basement Storage
Pool
- In Ground Pool
- Outdoor Pool
Outdoor Features
- Deck
- Patio
Schools
- Fairway Elem. Elementary School
- Wildwood Middle School
- Eureka Sr. High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Single-Phase Power
- Cable TV Available
Additional Features
- Lake Front
- Property is near a clubhouse
Listing and Financial Details
- Assessor Parcel Number 24U-42-0606
Community Details
Overview
- Association fees include clubhouse, snow removal, trash, water
- Harbors At Lake Chesterfield A Section Association
- Community Lake
Amenities
- Common Area
- Clubhouse
Recreation
- Tennis Courts
- Community Basketball Court
- Pickleball Courts
- Fitness Center
- Community Pool
- Fishing
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 16, 2025
Closed on
Sep 3, 2025
Sold by
Stein Samuel G and Stein Carrie B
Bought by
Cote David A
Seller's Agent
John Donati
MORE, REALTORS
Buyer's Agent
Thomas Kelly
Landmark Realty Group - St. Louis
List Price
$415,000
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.16%
Original Mortgage
$243,000
Outstanding Balance
$243,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$165,147
Purchase Details
Listed on
Apr 4, 2022
Closed on
May 17, 2022
Sold by
Circle M Group Llc
Bought by
Stein Samuel G and Stein Carrie B
Seller's Agent
Darby Seymour
Coldwell Banker Realty - Gundaker
Buyer's Agent
Darby Seymour
Coldwell Banker Realty - Gundaker
List Price
$325,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.61%
Original Mortgage
$292,020
Interest Rate
4.72%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 4, 2022
Closed on
May 2, 2022
Sold by
Patton Darla J
Bought by
Circle M Group Llc
Seller's Agent
Darby Seymour
Coldwell Banker Realty - Gundaker
Buyer's Agent
Darby Seymour
Coldwell Banker Realty - Gundaker
List Price
$325,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$292,020
Interest Rate
4.72%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 26, 2019
Sold by
Patton Darla J and Estate Of Barbar June Lauer
Bought by
Patton Darla J
Purchase Details
Closed on
Jun 14, 2010
Sold by
Pearson Anthony Charles
Bought by
Lauer Barbara J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,750
Interest Rate
4.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 22, 2009
Sold by
Pearson Anthony Charles and Kemp Jeanne Patricia Monica
Bought by
Pearson Anthony Charles
Purchase Details
Closed on
Jul 18, 2007
Sold by
Bradley Bruce Vernon and Bradley Joan Bernard
Bought by
Pearson Anthony C and Pearson Jeanne P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
6.54%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 7, 1998
Sold by
Vernon Bradley Bruce and Bernard Joan Bernard
Bought by
Bradley Bruce Vernon and Bradley Joan Bernard
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
7.09%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Old Republic Title | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $237,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $265,000 | None Available | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $243,000 | New Conventional | |
| Previous Owner | $292,020 | New Conventional | |
| Previous Owner | $177,750 | New Conventional | |
| Previous Owner | $212,000 | Purchase Money Mortgage | |
| Previous Owner | $136,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/03/2025 09/03/25 | Sold | -- | -- | -- | |
| 08/08/2025 08/08/25 | Pending | -- | -- | -- | |
| 07/16/2025 07/16/25 | For Sale | $415,000 | +27.7% | $184 / Sq Ft | |
| 05/02/2022 05/02/22 | Sold | -- | -- | -- | View Prior Sale |
| 04/04/2022 04/04/22 | For Sale | $325,000 | -- | $223 / Sq Ft | |
| 04/03/2022 04/03/22 | Pending | -- | -- | -- |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,937 | $60,690 | $17,710 | $42,980 |
| 2024 | $3,937 | $56,620 | $13,280 | $43,340 |
| 2023 | $3,937 | $56,620 | $13,280 | $43,340 |
| 2022 | $3,971 | $53,090 | $13,280 | $39,810 |
| 2021 | $3,942 | $53,090 | $13,280 | $39,810 |
| 2020 | $3,621 | $46,500 | $14,670 | $31,830 |
| 2019 | $3,636 | $46,500 | $14,670 | $31,830 |
| 2018 | $3,548 | $42,790 | $6,080 | $36,710 |
| 2017 | $3,463 | $42,790 | $6,080 | $36,710 |
| 2016 | $3,734 | $44,370 | $12,180 | $32,190 |
| 2015 | $3,658 | $44,370 | $12,180 | $32,190 |
| 2014 | $3,025 | $35,780 | $7,940 | $27,840 |
Source: Public Records
Agents Affiliated with this Home
-
John Donati
-
Thomas Kelly
Buyer's Agent in 2025
Thomas Kelly
Landmark Realty Group - St. Louis
(636) 675-2291
5 in this area
67 Total Sales
-
Darby Seymour
Seller's Agent in 2022
Darby Seymour
Coldwell Banker Realty - Gundaker
(314) 412-6687
34 in this area
249 Total Sales
-
Troy Robertson
Seller Co-Listing Agent in 2022
Troy Robertson
Coldwell Banker Realty - Gundaker
(314) 249-8240
26 in this area
297 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25045545
APN: 24U-42-0606
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