NOT LISTED FOR SALE

425 Elm St Clearwater, MN 55320

Estimated Value: $274,000 - $317,210

5 Beds
2 Baths
2,032 Sq Ft
$145/Sq Ft Est. Value

Sale Details

Date Sold: March 13, 2025

Last sale price $305,000 $150 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,859 / mo

16 Days on Market

Highlights

  • Deck
  • Corner Lot
  • Lower Floor Utility Room
  • Main Floor Primary Bedroom
  • No HOA
  • 3-minute walk to Spring Street Park

About This Home

As of March 2025

Beautifully updated 5 bedroom, 2 Bath home. Featuring neutral decor, White cabinetry, granite counter-tops, hardwood floors, new carpet, 3 Bedrooms on main level. Kitchen walks out to large deck with private backyard. Lower level features 2nd kitchen area, heated floors, 2 bedrooms and full bath. Heated and insulated garage along with a 12x16 storage shed. Ample storage throughout. Truly a must see!

Last Agent to Sell the Property

Cora Olson

10K Realty Listed on: 01/08/2025

Co-Listed By

Kelly Sowada

10K Realty

Last Buyer's Agent

Lindsey Jo Sandoval

eXp Realty

eXp Realty

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,888

Year Built

  • Built in 1978

Lot Details

  • Lot Dimensions are 140x60
  • Corner Lot
  • Few Trees

Parking

  • 2 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Pitched Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • Combination Kitchen and Dining Room
  • Lower Floor Utility Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer

Basement

  • Drain
  • Laundry in Basement
  • Natural lighting in basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Original Clearwater Subdivision

Listing and Financial Details

  • Assessor Parcel Number 104010030060

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,888

Year Built

Built in 1978

Lot Details

8,276 Sq Ft Lot

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Vinyl
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1978
  • Above Grade Finished Sq Ft: 1092
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Drain Tiled
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener Owned
  • Living Area: 2032
  • Below Grade Finished Sq Ft: 940
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 5

Exterior Features

  • Roof: Age Over 8 Years, Asphalt, Pitched
  • Other Structures: Storage Shed
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement, Lower Level, Laundry Room
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 140x60
  • Land Lease: No
  • Lot Features: Corner Lot, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 104010030060
  • Tax Annual Amount: 2888
  • TaxWithAssessments: 2888

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2025
Closed on
Mar 13, 2025
Sold by
Valker Brenden and Valker Kayla
Bought by
Seller's Agent
Cora Olson
10K Realty
Buyer's Agent
Lindsey Jo Sandoval
eXp Realty
List Price
$299,900
Sold Price
$305,000
Premium/Discount to List
$5,100
1.7%
Views
54
Current Estimated Value
$295,053

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,947
Avg. Annual Appreciation
-2.25%
Original Mortgage
$299,475
Interest Rate
7.75%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 14, 2020
Sold by
German Lester and German Alicia
Bought by
Valker Brenden

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,979
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 9, 2014
Closed on
Nov 20, 2014
Sold by
Richards Patricia L
Bought by
German Lester and German Alicia
Seller's Agent
Kris Schwickerath
Edina Realty, Inc.
Buyer's Agent
George Schaust
Pro Action Realty, LLC
List Price
$169,900
Sold Price
$155,000
Premium/Discount to List
-$14,900
-8.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.62%

Purchase Details

Closed on
Dec 16, 2011
Sold by
Rental Partners Llc
Bought by
Richards Patricia L

Purchase Details

Closed on
Jul 28, 2011
Sold by
Secretary Of Housing & Urban Development
Bought by
Rental Partners Llc

Purchase Details

Closed on
Sep 9, 2005
Sold by
Engler Gary G and Aaberg Engler Kathryn
Bought by
Riser Jacquetta E and Belden Patricia J

Purchase Details

Closed on
Jan 11, 2005
Sold by
Pool Harlan E and Pool Holly M
Bought by
Engler Gary G

Purchase Details

Closed on
Dec 10, 2004
Sold by
Pool Harlan E and Pool Holly M
Bought by
Engler Gary G
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$305,000 Executive Associates Title
Magnuson Jesse $305,000 --
Valker Brenden $222,000 Executive Associates Title
German Lester -- None Available
Richards Patricia L $102,000 --
Rental Partners Llc $61,249 --
Riser Jacquetta E $189,000 --
Engler Gary G $47,000 --
Engler Gary G $50,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $301,256
Closed Magnuson Jesse $299,475
Previous Owner Valker Brenden $217,979
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/13/2025 03/13/25 Sold $305,000 +1.7% $150 / Sq Ft
01/24/2025 01/24/25 Pending -- -- --
01/08/2025 01/08/25 For Sale $299,900 +93.5% $148 / Sq Ft
11/20/2014 11/20/14 Sold $155,000 -8.8% $76 / Sq Ft View Prior Sale
10/08/2014 10/08/14 Pending -- -- --
09/09/2014 09/09/14 For Sale $169,900 -- $84 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,868 $276,000 $26,200 $249,800
2025 $2,868 $254,300 $26,000 $228,300
2024 $2,888 $241,100 $26,000 $215,100
2023 $2,918 $261,200 $26,000 $235,200
2022 $2,724 $233,900 $21,000 $212,900
2021 $2,464 $200,900 $26,000 $174,900
2020 $2,418 $184,500 $16,000 $168,500
2019 $2,300 $175,900 $0 $0
2018 $2,074 $147,100 $0 $0
2017 $1,984 $131,700 $0 $0
2016 $1,824 $0 $0 $0
2015 $1,212 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6646924

NorthstarMLS

APN: 104-010-030060

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