$650,000
SOLD OCT 20, 2025

425 Gilchrest Cir Matthews, NC 28105

5 Beds
2.5 Baths
2,703 Sq Ft
0.39 Acres

Recently Sold

$240 Per Sq Ft

2% Above List Price

1 Day on Market

Highlights

  • Covered Patio or Porch
  • Cul-De-Sac
  • Walk-In Closet
  • Crestdale Middle School Rated A-
  • 2 Car Attached Garage
  • Home Security System

About This Home

As of October 2025

Welcome to 425 Gilchrest Circle! This inviting home is ready for new owners to create lasting memories. Nestled less than a mile from historic downtown Matthews, the community offers pedestrian-friendly access to Matthews Elementary, the Four Mile Creek Greenway, MARA ball fields and the charm of the annual Matthews Alive Festival.

Situated on a quiet cul-de-sac with a level yard and mature trees, the property is perfect for backyard ball games, casual gatherings, or relaxing weekend cookouts. The popular Sterling plan features 5 bedrooms (including a large bonus/4 bedroom option), formal living spaces and thoughtful updates throughout. Pride of ownership shines—this home is truly move-in ready.

The updated kitchen showcases quartz countertops, complemented by laminate wood flooring. Major system upgrades include new ACs ('25), gas furnaces ('18) and a gas water heater ('22). Fresh & neutral carpet ('22 & '23) enhances the pristine, pet-free interior. Additional highlights include a HEPA filtration system, transferable Terminix bond and Google Fiber availability.

Last Agent to Sell the Property

Lisa Satterfield

Keller Williams Ballantyne Area Brokerage Email: lisa@teamsatterfield.com License #223939 Listed on: 09/11/2025

Keller Williams Ballantyne Area

Last Buyer's Agent

Drew Bartek

Realty One Group Revolution License #317527

Realty One Group Revolution

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • Lot Dimensions are 42x147x164x227
  • Cul-De-Sac
  • Back Yard Fenced
  • Property is zoned R-15

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Insulated Windows
  • Home Security System

Kitchen

  • Built-In Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Dryer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Matthews Elementary School
  • Crestdale Middle School
  • Butler High School

Utilities

  • Forced Air Heating and Cooling System
  • Fiber Optics Available

Community Details

  • Cam Association, Phone Number (888) 565-1226
  • Matthews Estates Subdivision, The Sterling Floorplan
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 227-218-59

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

0

HOA Fees

$12 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1997
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 240.47
  • Geocode Confidence: High
  • Attribution Contact: lisa@teamsatterfield.com
  • Special Features: VirtualTour

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Garden Tub, Kitchen Island, Pantry, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1229
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1474
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Refrigerator with Ice Maker, Wall Oven, Washer/Dryer
  • Above Grade Finished Sq Ft: 2703
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning
  • Living Area: 2703
  • Window Features: Insulated Window(s)
  • Bedroom Main: 0

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Construction Type: Brick Partial, Vinyl
  • Patio And Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Forced Air
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Utility Room, Main Level
  • Security: Security System
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Fiber Optics
  • Water Source: City

Condo/Co-op/Association

  • Association Fee: 142
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: CAM
  • Phone: 888-565-1226
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 142.00

Schools

  • Middle Or Junior School: Crestdale
  • HOA Subject To: Required

Lot Info

  • Lot Features: Cul-De-Sac
  • Lot Size Units: Acres
  • Parcel Number: 227-218-59
  • Zoning: R-15
  • Lot Size: 42x147x164x227
  • Additional Parcels: No
  • Zoning Specification: R-15

MLS Schools

  • Elementary School: Matthews
  • High School: Butler

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2025
Closed on
Oct 20, 2025
Sold by
Fontana Robert G and Fontana Robert G
Bought by
Jones David Harrison and Jones Kensley Elliott
Seller's Agent
Lisa Satterfield
Keller Williams Ballantyne Area
Buyer's Agent
Drew Bartek
Realty One Group Revolution
List Price
$635,000
Sold Price
$650,000
Premium/Discount to List
$15,000
2.36%
Views
14

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.40%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$194,467

Purchase Details

Closed on
Aug 31, 2004
Sold by
Cunningham Ian W and Cunningham Jennifer T
Bought by
Fontana Robert G and Fontana Georgia N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,400
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 26, 2000
Sold by
Hanford Hanford Fields Ann
Bought by
Cunningham Ian W and Cunningham Jennifer T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,800
Interest Rate
8.23%

Purchase Details

Closed on
Nov 25, 1997
Sold by
Pulte Home Corp
Bought by
Fields Ii Charles W and Hanford Fields Ann K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
7.35%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $650,000 Morehead Title
Warranty Deed $238,000 --
Warranty Deed $216,000 --
Warranty Deed $209,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $450,000 New Conventional
Previous Owner $190,400 Purchase Money Mortgage
Previous Owner $172,800 No Value Available
Previous Owner $135,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/20/2025 10/20/25 Sold $650,000 +2.4% $240 / Sq Ft
09/12/2025 09/12/25 Pending -- -- --
09/11/2025 09/11/25 For Sale $635,000 -- $235 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,575 $470,300 $105,000 $365,300
2024 $3,575 $470,300 $105,000 $365,300
2023 $3,523 $470,300 $105,000 $365,300
2022 $2,836 $306,700 $55,000 $251,700
2021 $2,836 $306,700 $55,000 $251,700
2020 $2,790 $306,700 $55,000 $251,700
2019 $2,784 $306,700 $55,000 $251,700
2018 $2,939 $247,100 $52,300 $194,800
2017 $2,880 $247,100 $52,300 $194,800
2016 $2,876 $247,100 $52,300 $194,800
2015 $2,873 $247,100 $52,300 $194,800
2014 $2,788 $244,700 $52,300 $192,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4300585

Canopy MLS (Canopy Realtor® Association)

APN: 227-218-59