NOT LISTED FOR SALE

425 Island Pointe Dr Unit 157 Saint Joseph, MI 49085

Estimated Value: $522,000 - $660,000

3 Beds
2.5 Baths
2,104 Sq Ft
$283/Sq Ft Est. Value

Last Sold July 13, 2012

Last sale price $339,400 $161 Per Sq Ft

Est. 75% increase in value since last sale

Current estimated payment $3,938/month

393 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Deck
  • Upton Middle School Rated A
  • In Ground Pool
  • Traditional Architecture

About This Home

As of July 2012

A boater's paradise complete with a 40' boat slip right in front of your home. Beautiful open floor plan with approx. 2,100 sf custom designed living space with many upgrades. This unique floor plan was designed with entertaining in mind. The vaulted great room with hard wood floors features a wet bar nook and is open to the kitchen & dining areas. The gourmet kitchen offers granite counters, built-in island and premium stainless steel appliances. Bonus space offers two bedrooms, a full bath and comfortable entertainment area. Several skylights provide an abundance of natural light. Island Pointe Marina is a gated waterfront community that offers a clubhouse, heated pool & spa, playground, gazebo and scenic walking trails along the St. Joseph River.

Last Agent to Sell the Property

Chris Marzke

@properties Christie's International R.E. License #6506044266 Listed on: 06/16/2011

@properties Christie's International R.E.

Last Buyer's Agent

Bill Achterberg

@properties Christie's International R.E. License #6501274658

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,144

Year Built

  • Built in 2004

Lot Details

  • 4,235 Sq Ft Lot
  • Lot Dimensions are 40 x 106
  • Private Waterfront
  • 40 Feet of Waterfront
  • Property fronts a private road
  • Shrub
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,104 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Window Treatments
  • Window Screens
  • Family Room with Fireplace
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Whirlpool Bathtub

Accessible Home Design

  • Halls are 36 inches wide or more
  • Doors are 36 inches wide or more

Outdoor Features

  • In Ground Pool
  • Water Access
  • No Wake Zone
  • Docks
  • Shared Waterfront
  • Deck
  • Porch

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

Recreation

  • Waterfront Owned by Association
  • Community Pool
  • Community Spa

Additional Features

  • Property has a Home Owners Association
  • Meeting Room

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,144

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2004
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:Lot Dimensions: 40 x 106
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2104.0
  • General Property Info:Design: Traditional
  • Tax Info:Annual Property Tax: 5144.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Garage Type Attached: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Util Avail at Street:Public Sewer: Yes
  • Util Avail at Street:Public Water: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 40.0
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Accessibility Feat:_three_6 Inch Entrance Door: Yes
  • Accessibility Feat:_three_6_squote_ or Hallway: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Ceramic Floor: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Additional Items:Wood Floor: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • Pool:OutdoorInground: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Additional Items:Wet Bar: Yes
  • General Property Info:SqFt Above Grade: 2104.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Dishwasher, Microwave, Oven, Range, Refrigerator
  • Accessibility Features: 36 Inch Entrance Door, 36' or + Hallway, Covered Entrance
  • Interior Amenities: Ceiling Fans, Ceramic Floor, Garage Door Opener, Wet Bar, Whirlpool Tub, Wood Floor, Kitchen Island, Eat-in Kitchen
  • Fireplace Features: Gas Log, Family
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2104.0
  • Window Features: Screens, Low Emissivity Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Fireplace:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Porch(es), Deck(s)
  • List Price: 375000.0
  • Pool Features: Outdoor/Inground
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Water Body Name: St Joseph River
  • Waterfront Features: Assoc Access, Dock, No Wake, Private Frontage, Shared Frontage
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Driveway Paved: Yes
  • Exterior Features:Deck(s): Yes
  • Exterior Features:Porch(es): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached, Paved
  • Garage:Garage2: Yes
  • Garage Type:_two_: Yes
  • Additional Items:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air, Natural Gas
  • Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water Available, Public Sewer Available, Natural Gas Available, Electric Available, Cable Available, Broadband Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Meeting Room, Spa/Hot Tub, Pool
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes
  • Assoc Amenities:Meeting Room: Yes

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: 40 x 106
  • Lot Size Sq Ft: 4235.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5144.0
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2011
Closed on
Jul 13, 2012
Sold by
Craven Heath and Craven Reagan
Bought by
Blood Bryan M and Reid Megan A
Seller's Agent
Chris Marzke
@properties Christie's International R.E.
Buyer's Agent
Bill Achterberg
@properties Christie's International R.E.
List Price
$399,000
Sold Price
$339,400
Premium/Discount to List
-$59,600
-14.94%
Current Estimated Value
$594,899

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$255,499
Avg. Annual Appreciation
4.33%
Original Mortgage
$305,460
Interest Rate
3.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 19, 2010
Sold by
Craven Reagan and Kowske Reagan
Bought by
Craven Heath and Craven Reagan

Purchase Details

Closed on
Dec 23, 2008
Sold by
Kowske William J
Bought by
Kowske Reagan and Harris Reagan

Purchase Details

Closed on
Jun 7, 2004
Sold by
Vandenbergh Mark
Bought by
Kowski William J and Harris Reagan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,400
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 29, 2002
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Blood Bryan M $339,400 Multiple
Craven Heath -- None Available
Kowske Reagan -- None Available
Kowski William J $105,000 --
-- $74,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Blood Bryan M $226,000
Closed Blood Bryan M $305,460
Previous Owner Kowske William J $83,000
Previous Owner Kowske William J $332,000
Previous Owner Kowske William J $61,775
Previous Owner Kowske William J $303,500
Previous Owner Kowski William J $297,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/13/2012 07/13/12 Sold $339,400 -14.9% $161 / Sq Ft
07/13/2012 07/13/12 Pending -- -- --
06/16/2011 06/16/11 For Sale $399,000 -- $190 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,436 $280,900 $0 $0
2024 $8,183 $248,800 $0 $0
2023 $7,848 $220,800 $0 $0
2022 $7,491 $193,900 $0 $0
2021 $7,443 $200,400 $41,500 $158,900
2020 $7,342 $199,000 $0 $0
2019 $7,286 $180,400 $41,000 $139,400
2018 $7,163 $180,400 $0 $0
2017 $6,425 $178,600 $0 $0
2016 $6,425 $169,600 $0 $0
2015 $6,347 $167,700 $0 $0
2014 $9,089 $165,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 11034073

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0026-00-0