$279,900

425 N Main St Spencerville, OH 45887

Estimated payment $1,675/month

Total Views 4,015
3 Beds
2.5 Baths
2,601 Sq Ft
$108 Price per Sq Ft

Highlights

  • Wood Flooring
  • No HOA
  • Fireplace
  • Spencerville Elementary School Rated A-
  • Formal Dining Room
  • Porch

About This Home

Welcome to 425 N Main Street located in Spencerville, Ohio!
This charming 1944 home is full of character and warmth throughout. This home has 3 bedrooms and a potential 4th bedroom/office space, plus 2.5 bathrooms. There is room for everyone.
The spacious upstairs bedroom was remodeled in 2017, and features a stunning ensuite bathroom and also has a large walk-in closet—your own private retreat.

You'll love the partially finished basement, perfect for entertaining, hobbies, or relaxing movie nights. The home also includes a whole house generator and dual sump pumps with a sump pump alarm, giving you peace of mind year-round.

The heated mudroom is a cozy bonus space—ideal for morning coffee, reading, or simply enjoying the seasons.

This home is nestled on a great lot with plenty of yard and a great amount of parking space.

This home is a must-see with its unique details, generous space, and prime location. Schedule your private showing today!

Listing Agent

JODI CARTAGENA

CCR Realtors License #2019005827 Listed on: 07/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,834

Year Built

  • Built in 1944 | Remodeled

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 2,601 Sq Ft Home
  • 1.5-Story Property
  • Fireplace
  • Formal Dining Room
  • Partially Finished Basement

Kitchen

  • Oven
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Additional Features

  • Porch
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 44-1206-03-018.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,834

Year Built

Built in 1944 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Architectural Style: See Remarks
  • Unit Levels: One and One Half
  • New Construction: No
  • Year Built: 1944
  • Location Property Info:Zoning2: Residential
  • General Property Info:FEMA Flood Zone YN: No
  • General Property Info:Bathrooms Half: 1
  • General Property Info:Fireplace YN: Yes
  • Tax Info:Parcel _pound_: 44-1206-03-018.000
  • Appliances Refrigerators: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • General Property Info:Basement YN: Yes
  • Location Property Info:Home Warranty YN: No
  • General Property Info:Enhanced Accessible: No
  • Levels:One and One Half: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Oven, Refrigerator
  • Has Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1200.0
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Appliances Dishwasher: Yes
  • Appliances:Oven: Yes
  • Dining Room Features:Formal: Yes
  • Basement:Partially Finished: Yes

Exterior Features

  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: See Remarks
  • Foundation Details: See Remarks
  • Other Structures: Garage(s)
  • Patio And Porch Features: Porch
  • Property Condition: Updated/Remodeled
  • Patio Porch Features:Porch: Yes
  • Construction Materials:Brick: Yes
  • Exterior Features:See Remarks8: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached
  • General Property Info:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Spencerville

Lot Info

  • Parcel #: 44-1206-03-018.000
  • Zoning Description: Residential

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,834 $55,590 $10,610 $44,980
2023 $1,606 $45,540 $8,680 $36,860
2022 $1,622 $45,540 $8,680 $36,860
2021 $1,600 $45,540 $8,680 $36,860
2020 $1,433 $39,270 $8,190 $31,080
2019 $1,433 $39,270 $8,190 $31,080
2018 $1,325 $39,270 $8,190 $31,080
2017 $1,204 $33,180 $8,190 $24,990
2016 $1,185 $33,180 $8,190 $24,990
2015 $1,355 $33,180 $8,190 $24,990
2014 $1,355 $37,800 $8,540 $29,260
2013 $1,370 $37,800 $8,540 $29,260
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 For Sale $279,900 -- $108 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Survivorship Deed $110,500 None Available
Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $15,000 Unknown
Open $90,000 Purchase Money Mortgage
Closed $15,000 Unknown
Closed $83,000 Stand Alone Refi Refinance Of Original Loan
Closed $88,400 Purchase Money Mortgage
Source: Public Records

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Source: West Central Association of REALTORS® (OH)

MLS Number: 307680

APN: 44-12-06-03-018.000

Ohio Allen County Spencerville 45887

425 N Main St, Spencerville, OH

This home is located at 425 N Main St, Spencerville, OH 45887 and is currently priced at $279,900, approximately $107 per square foot. This property was built in 1944. 425 N Main St is a home located in Allen County with nearby schools including Spencerville Elementary School, Spencerville Middle School, and Spencerville High School.

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JODI CARTAGENA
Listing Agent
JODI CARTAGENA
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CCR Realtors
(419) 928-5572