Seller's Agent in 2025
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
(386) 365-0460
39 in this area
81 Total Sales
426 Jefferson Dr Palmyra, VA 22963
3
Beds
2.5
Baths
1,750
Sq Ft
0.38
Acres
Highlights
- Main Floor Primary Bedroom
- Front Porch
- Recessed Lighting
- 1 Fireplace
- Eat-In Kitchen
- Entrance Foyer
About This Home
As of September 2025Welcome to 426 Jefferson Dr — a beautifully refreshed home in the heart of Lake Monticello! This move-in ready gem features newly refinished hardwood floors and tasteful modern updates throughout, offering a fresh and inviting feel the moment you step inside. The spacious living areas flow seamlessly, perfect for entertaining or cozy nights in while enjoying your wood burning fireplace. Main level Owners Suite with an attached bathroom featuring a soaker tub, walk-in shower and double vanity. On the second floor you will find two oversized bedrooms and a full bathroom. Enjoy the outdoors with a freshly pressure-washed and re-stained deck, ideal for relaxing or hosting gatherings. Fresh landscaping enhances curb appeal and provides a serene setting all around. Located just minutes from the Monish gate, beaches, golf course, and all of Lake Monticello’s amenities. Don’t miss this opportunity to own a thoughtfully updated home in a sought-after lake community!
Last Agent to Sell the Property
LONG & FOSTER - LAKE MONTICELLO License #0225249946 Listed on: 07/29/2025
Co-Listed By
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO License #0225265900
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,994
Year Built
- Built in 2002
HOA Fees
- $122 per month
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 1,750 Sq Ft Home
- Recessed Lighting
- 1 Fireplace
- Entrance Foyer
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Additional Features
- Front Porch
- 0.38 Acre Lot
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 12 407
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 29, 2025
Closed on
Sep 14, 2025
Sold by
Dempsey Kaitlyn and Gibson Steven
Bought by
Harris Marilyn D
Seller's Agent
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Melissa Moody
NEST REALTY GROUP
List Price
$339,900
Sold Price
$341,700
Premium/Discount to List
$1,800
0.53%
Views
20
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,657
Avg. Annual Appreciation
2.57%
Original Mortgage
$335,510
Outstanding Balance
$335,510
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$9,847
Purchase Details
Listed on
Oct 28, 2022
Closed on
Jan 17, 2023
Sold by
Jones Jeremy Ray and Jones Crystal Jean
Bought by
Gibson Steven and Dempsey Kaitlyn
Seller's Agent
Maureen Hegarty
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
John Farmer
MONTAGUE, MILLER & CO. - WESTFIELD
List Price
$299,900
Sold Price
$300,000
Premium/Discount to List
$100
0.03%
Views
30
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.00%
Original Mortgage
$306,900
Interest Rate
6.33%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 3, 2014
Sold by
Walgren Joseph M and Walgren Andrea L
Bought by
Jones Jeremy Ray and Jones Crystal Jean
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,755
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 30, 2005
Sold by
Walter Ronald C and Walter Margaret R
Bought by
Walgren Joseph M and Walgren Andrea L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,125
Interest Rate
6.37%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $341,700 | Chicago Title Insurance Compan | |
| Deed | $300,000 | Title Resources Guaranty Compa | |
| Deed | $139,900 | Chicago Title Ins Co | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $335,510 | FHA | |
| Previous Owner | $306,900 | New Conventional | |
| Previous Owner | $142,755 | New Conventional | |
| Previous Owner | $216,125 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/17/2025 09/17/25 | Sold | $341,700 | +0.5% | $195 / Sq Ft | |
| 08/18/2025 08/18/25 | Pending | -- | -- | -- | |
| 07/29/2025 07/29/25 | For Sale | $339,900 | +13.3% | $194 / Sq Ft | |
| 01/17/2023 01/17/23 | Sold | $300,000 | +3.5% | $171 / Sq Ft | View Prior Sale |
| 12/04/2022 12/04/22 | Pending | -- | -- | -- | |
| 11/30/2022 11/30/22 | Price Changed | $289,900 | -3.3% | $166 / Sq Ft | |
| 10/28/2022 10/28/22 | For Sale | $299,900 | -- | $171 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,994 | $265,800 | $30,000 | $235,800 |
| 2024 | $18 | $209,700 | $30,000 | $179,700 |
| 2023 | $1,770 | $209,700 | $30,000 | $179,700 |
| 2022 | $1,572 | $180,700 | $27,500 | $153,200 |
| 2021 | $1,572 | $180,700 | $27,500 | $153,200 |
| 2020 | $1,567 | $169,400 | $27,500 | $141,900 |
| 2019 | $1,567 | $169,400 | $27,500 | $141,900 |
| 2018 | $1,468 | $161,900 | $27,500 | $134,400 |
| 2017 | $1,468 | $161,900 | $27,500 | $134,400 |
| 2016 | $1,470 | $160,300 | $27,500 | $132,800 |
| 2015 | $1,434 | $160,300 | $27,500 | $132,800 |
| 2014 | $1,434 | $162,900 | $27,500 | $135,400 |
Source: Public Records
Agents Affiliated with this Home
-
CHRISTY BECK
-
T
Seller Co-Listing Agent in 2025
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
-
Melissa Moody
Buyer's Agent in 2025
Melissa Moody
NEST REALTY GROUP
(262) 227-0950
10 in this area
71 Total Sales
-
Maureen Hegarty
Seller's Agent in 2023
Maureen Hegarty
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 409-9468
6 in this area
99 Total Sales
-
H
Seller's Agent in 2023
HEGARTY_PEERY REALTORS
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
-
John Farmer
Buyer's Agent in 2023
John Farmer
MONTAGUE, MILLER & CO. - WESTFIELD
(434) 260-8980
1 in this area
29 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 667368
APN: 18A-12-407
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