Aaron Howell
STORY HOUSE REAL ESTATE
(434) 216-2352
85 Total Sales
9 in Lake Monticello
$273K - $510K Price Range
13 Zephyr Rd Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $289,000 - $304,009
3
Beds
2.5
Baths
1,440
Sq Ft
$205/Sq Ft
Est. Value
Highlights
- Front Porch
- Electric Vehicle Home Charger
- Heat Pump System
- Walk-In Closet
- Central Air
About This Home
As of April 2026CHARMING 3 BEDROOM, 2.5 BATH HOME IN LAKE MONTICELLO COMMUNITY! This well-maintained property offers comfortable living in one of Fluvanna’s most desirable gated communities. The main level features a spacious living room, dining area, and a bright kitchen with ample cabinet space. Upstairs, the primary suite includes a private bath, while two additional bedrooms share a full hall bath. A convenient half bath is located on the main level. Set on a private lot, the home offers outdoor space for relaxing or entertaining and includes the added convenience of a Tesla home EV charger. Enjoy all of Lake Monticello’s amenities including the 352-acre lake with beaches, golf course, tennis, swimming pool, and clubhouse, plus easy access to shopping, dining, and Charlottesville.
Last Buyer's Agent
DENISE RAMEY TEAM
LONG & FOSTER - CHARLOTTESVILLE WEST License #0225102217
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,167
Year Built
- Built in 2019
Lot Details
- 14,810 Sq Ft Lot
- Zoning described as R-1 Residential
HOA Fees
- $122 per month
Parking
- Electric Vehicle Home Charger
Home Design
- Poured Concrete
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 1,440 Sq Ft Home
- 2-Story Property
- Low Emissivity Windows
- Insulated Windows
- Tilt-In Windows
- Window Screens
- Washer and Dryer Hookup
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Community Details
- Built by LIBERTY HOMES VA
- Lake Monticello Subdivision, The Chesapeake Floorplan
Listing and Financial Details
- Assessor Parcel Number 18A-8-272
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 17, 2026
Closed on
Apr 13, 2026
Sold by
Patel Hardik and Malik Krina A
Bought by
Seller's Agent
GARY PALMER
TOWN REALTY
Buyer's Agent
DENISE RAMEY TEAM
LONG & FOSTER - CHARLOTTESVILLE WEST
List Price
$299,900
Sold Price
$289,900
Premium/Discount to List
-$10,000
-3.33%
Views
118
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,371
Avg. Annual Appreciation
5.55%
Original Mortgage
$274,623
Outstanding Balance
$274,086
Interest Rate
6.11%
Mortgage Type
FHA
Estimated Equity
$21,666
Purchase Details
Listed on
Jan 7, 2019
Closed on
Feb 19, 2019
Sold by
Liberty Homes Inc
Bought by
Patel Hardik B and Malik Krina A
Seller's Agent
Susan Stewart
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
Buyer's Agent
Default Agent
Default Office
List Price
$181,890
Sold Price
$181,890
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.77%
Original Mortgage
$178,594
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 25, 2017
Sold by
Gabler Adian H
Bought by
Liberty Homes Inc
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Aaron Howell
-
CECI VAUGHAN
CECI VAUGHAN
JAMIE WHITE REAL ESTATE
(434) 443-7931
22 Total Sales
2 in Lake Monticello
$331,500 Price Range
-
Debra Cash
Debra Cash
REAL ESTATE III, INC.
(434) 443-7397
49 Total Sales
6 in Lake Monticello
$230K - $440K Price Range
-
LORI CLICK
LORI CLICK
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
(434) 443-8813
29 Total Sales
20 in Lake Monticello
$220K - $755K Price Range
-
PATTI ROWE
PATTI ROWE
Responds QuicklyLONG & FOSTER - GLENMORE
(434) 260-3122
81 Total Sales
2 in Lake Monticello
$318,000 Price Range
-
Jay Kalagher
Jay Kalagher
LONG & FOSTER - CHARLOTTESVILLE
(434) 443-5496
92 Total Sales
2 in Lake Monticello
$350,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $289,900 | Chicago Title Insurance Compan | ||
| Patel Hardik B | $181,890 | Chicago Title | |
| Liberty Homes Inc | $15,000 | Chicago Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $274,623 | ||
| Previous Owner | Patel Hardik B | $7,073 | |
| Previous Owner | Patel Hardik B | $178,594 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/24/2026 04/24/26 | Sold | $289,900 | 0.0% | $201 / Sq Ft | |
| 03/15/2026 03/15/26 | Pending | -- | -- | -- | |
| 03/10/2026 03/10/26 | Price Changed | $289,900 | -3.3% | $201 / Sq Ft | |
| 02/19/2026 02/19/26 | For Sale | $299,900 | 0.0% | $208 / Sq Ft | |
| 02/17/2026 02/17/26 | Price Changed | $299,900 | +64.9% | $208 / Sq Ft | |
| 03/13/2019 03/13/19 | Sold | $181,890 | 0.0% | $126 / Sq Ft | View Prior Sale |
| 01/26/2019 01/26/19 | Pending | -- | -- | -- | |
| 01/07/2019 01/07/19 | For Sale | $181,890 | -- | $126 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,948 | $258,000 | $30,000 | $228,000 |
| 2025 | $1,935 | $258,000 | $30,000 | $228,000 |
| 2024 | $17 | $203,700 | $30,000 | $173,700 |
| 2023 | $1,719 | $203,700 | $30,000 | $173,700 |
| 2022 | $1,528 | $175,600 | $27,500 | $148,100 |
| 2021 | $1,528 | $175,600 | $27,500 | $148,100 |
| 2020 | $1,474 | $159,400 | $27,500 | $131,900 |
| 2019 | $1,474 | $159,400 | $27,500 | $131,900 |
| 2018 | $249 | $27,500 | $27,500 | $0 |
| 2017 | $249 | $27,500 | $27,500 | $0 |
| 2016 | $252 | $27,500 | $27,500 | $0 |
| 2015 | $242 | $27,500 | $27,500 | $0 |
| 2014 | $242 | $27,500 | $27,500 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
GARY PALMER
GP
Seller's Agent in 2026
GARY PALMER
TOWN REALTY
(434) 436-2760
208 Total Sales
-
DT
Buyer's Agent in 2026
DENISE RAMEY TEAM
LONG & FOSTER - CHARLOTTESVILLE WEST
-
Susan Stewart
Seller's Agent in 2019
Susan Stewart
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
(434) 242-3550
227 Total Sales
-
DA
Buyer's Agent in 2019
Default Agent
Default Office
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 673278
APN: 18A-8-272
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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