NOT LISTED FOR SALE

426 Millrace Dr Cold Spring, KY 41076

Estimated Value: $459,732 - $589,000

4 Beds
3.5 Baths
2,886 Sq Ft
$178/Sq Ft Est. Value

Sale Details

Date Sold: September 30, 2020

Last sale price $338,000 $117 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $3,150 / mo

1 Day on Market

Highlights

  • Eat-In Gourmet Kitchen
  • Granite Flooring
  • Traditional Architecture
  • Donald E. Cline Elementary School Rated A
  • Wooded Lot
  • Cathedral Ceiling

About This Home

As of September 2020

Spacious, stately 4 bed, 4 bath, 2 car gar, brick home situated in cul-de-sac on desired street in Sturbridge subdivision. Home offers tons of interior space & relaxing wood fenced rear yard with mature trees and landscaping. Recent updates include new Gourmet Kitchen & Master Bath with ceramic tile, quartz counters and expanded walk in closet, newer & redone wood floors, newer carpet, new paint, newer windows throughout, new garage doors and much more! Hugh 2nd fl. bonus room could be converted to 5th bed & portion of finished L level set up as an apartment with small kitchen. Great value!

Last Agent to Sell the Property

Doug Schuerman

Coldwell Banker Realty FM License #216289 Listed on: 08/28/2020

Coldwell Banker Realty FM

Co-Listed By

Pamela Schuerman

eXp Realty, LLC License #195077

Last Buyer's Agent

Doug Schuerman

eXp Realty, LLC License #216289

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1989

Lot Details

  • 20,909 Sq Ft Lot
  • Cul-De-Sac
  • Wood Fence
  • Wooded Lot

Parking

  • 2 Car Garage
  • Driveway
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Window Treatments
  • Bay Window
  • Picture Window
  • French Doors
  • Panel Doors
  • Family Room with Fireplace
  • Formal Dining Room
  • Loft
  • Bonus Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Concrete
  • Granite
  • Marble
  • Slate Flooring
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Primary Bathroom Bathtub Only
  • Primary Bathroom includes a Walk-In Shower

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Shed

Schools

  • Donald E.Cline Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Sturbridge Subdivision

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 999-99-20-539.00

Home Details

Home Type

Single Family

Year Built

Built in 1989

Lot Details

0.48 Acres

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.48
  • Year Built: 1989
  • Lot Size: .48 acre
  • Co List Office Mls Id: o432500025
  • Co List Office Phone: 859-781-4400
  • Subdivision Name: Sturbridge
  • Directions: 27 to Sturbridge to Rt on Cobblers, R on Millrace
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Donald E.Cline Elem
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Location Tax Legal Info:Subdivision2: Sturbridge
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: .48 acre
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.48
  • General Property Description:Lot Size Square Feet: 20908.8
  • Structure Type:House: Yes
  • Miscellaneous Home Warranty: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Room Type:Loft3: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-20-539.00
  • Appliances Refrigerators: Yes
  • Other Structures:Shed(s): Yes
  • General Property Description:Fireplaces Total: 1
  • Fencing:Wood3: Yes
  • Room Type:Bonus Room2: Yes
  • Other Equipment:Sump Pump: Yes
  • Pets Allowed:Pets Allowed: Yes
  • Other Structures:Storage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Crown Molding, 220 Volts, Cathedral Ceiling(s), Ceiling Fan(s), French Doors, High Ceilings, Multi Panel Doors, Recessed Lighting
  • Basement: Full, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Flooring: Carpet, Concrete
  • Property Type: Residential
  • Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
  • Other Equipment: Sump Pump
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Brick, Gas, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Bay Window(s), Bow Window(s), Picture Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:French Doors: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Primary Bath Features:Shower: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:_two_20 Volts: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Crown Molding: Yes
  • Family Room Features:Fireplace(s)4: Yes
  • Kitchen Features:Wood Flooring4: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Carpet Flooring7: Yes
  • Fireplace Features:Brick3: Yes
  • Fireplace Features:Gas: Yes
  • Family Room Features:Window Treatments4: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Dining Room Features:Chandelier: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Primary Bedroom Features:Window Treatments6: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Interior Features:Recessed Lighting: Yes
  • Kitchen Features:Gourmet Kitchen: Yes
  • Primary Bath Features:Double Vanity: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes
  • Dining Room Features:Window Treatments2: Yes
  • Dining Room Features:Carpet Flooring3: Yes
  • Primary Bath Features:Tub: Yes
  • Family Room Features:Wood Flooring5: Yes
  • Primary Bath Features:Granite Flooring3: Yes
  • Primary Bath Features:Marble Flooring3: Yes
  • Primary Bath Features:Slate Flooring3: Yes
  • Dining Room Features:Chair Rail: Yes
  • Kitchen Features:Planning Desk: Yes

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Wooded
  • Home Warranty: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s), Storage
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Picture Window(s): Yes
  • Lot Features:Wooded: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Window Features:Bay Window(s): Yes
  • Window Features:Bow Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, On Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Donald E.Cline Elem
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 20908.8
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2020
Closed on
Sep 30, 2020
Sold by
Bought by
Seller's Agent
Doug Schuerman
Coldwell Banker Realty FM
Buyer's Agent
Doug Schuerman
Coldwell Banker Realty FM
List Price
$328,000
Sold Price
$338,000
Premium/Discount to List
$10,000
3.05%
Current Estimated Value
$512,933

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$174,933
Avg. Annual Appreciation
7.56%
Original Mortgage
$270,400
Outstanding Balance
$238,870
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$274,063

Purchase Details

Closed on
Jan 30, 2014
Sold by
Bought by

Purchase Details

Closed on
Jul 29, 2011
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$338,000 None Available
-- None Available
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $270,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/30/2020 09/30/20 Sold $338,000 +3.0% $117 / Sq Ft
08/29/2020 08/29/20 Pending -- -- --
08/28/2020 08/28/20 For Sale $328,000 -- $114 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,547 $375,200 $50,000 $325,200
2024 $4,607 $375,200 $50,000 $325,200
2023 $4,502 $375,200 $50,000 $325,200
2022 $4,211 $338,000 $24,000 $314,000
2021 $4,211 $338,000 $24,000 $314,000
2020 $3,405 $269,310 $24,000 $245,310
2019 $3,346 $269,310 $24,000 $245,310
2018 $2,703 $215,000 $24,000 $191,000
2017 $2,667 $215,000 $24,000 $191,000
2016 $2,609 $215,000 $0 $0
2015 $2,650 $215,000 $0 $0
2014 $2,398 $235,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 541139

Northern Kentucky Multiple Listing Service

APN: 999-99-20-539.00

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