$675,000

427 14th St Unit M103 Ocean City, MD 21842

Estimated payment $5,203/month

Total Views 1,614
2 Beds
2 Baths
987 Sq Ft
$684 Price per Sq Ft

Highlights

  • 100 Feet of Waterfront
  • Marina
  • Bay View
  • Ocean City Elementary School Rated A
  • Access to Tidal Water
  • Open Floorplan

About This Home

Direct Bayfront – Harbor Island #M102 - Experience unparalleled bayfront living in this fully renovated 2-bedroom, 2-bath home located in the exclusive gated community of Harbor Island off 14th Street—home of the world-famous White Marlin Open. This residence boasts sweeping multimillion-dollar sunset views across the bay, with a spacious open layout enhanced by a wall-to-wall bank of sliders that flood the living, dining, and kitchen areas with natural light. The first-floor location offers direct access to the bayfront boardwalk, making it easy to step outside and enjoy the water’s edge. Every detail has been thoughtfully redone, blending modern comfort with coastal style. The community itself features lush landscaping, a waterside boardwalk, resort-style pool, tennis courts, tot lot, and 24/7 gated security. Harbor Island also offers the convenience of The Reel Inn Restaurant & Dock Bar right outside your door, creating the perfect blend of relaxation and recreation. Whether you’re watching boats cruise by, soaking in spectacular sunsets, or enjoying the vibrant fishing culture, this bayfront retreat is the ideal way to “Invest in the Beach Lifestyle.”

Listing Agent

Erik Windrow

Keller Williams Realty License #524838 Listed on: 08/23/2025

Keller Williams Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,179

Year Built

  • Built in 1985 | Remodeled in 2025

Lot Details

  • 100 Feet of Waterfront
  • Property Fronts a Bay or Harbor
  • Sprinkler System
  • Property is in very good condition

HOA Fees

  • $1,100 Monthly HOA Fees

Parking

  • 3 Assigned Parking Garage Spaces
  • Assigned parking located at #M103
  • Parking Lot
  • Off-Street Parking

Property Views

  • Bay
  • Panoramic

Home Design

  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • 987 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Sliding Windows
  • Window Screens
  • Luxury Vinyl Plank Tile Flooring
  • Security Gate

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Electric Dryer
  • Washer

Outdoor Features

  • Access to Tidal Water
  • Water Oriented
  • Property near a bay
  • Deck

Schools

  • Ocean City Elementary School
  • Stephen Decatur Middle School
  • Stephen Decatur High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • 120/240V
  • Electric Water Heater
  • Municipal Trash
  • Cable TV Available

Additional Features

  • Accessible Elevator Installed
  • Flood Risk

Listing and Financial Details

  • Tax Lot 103
  • Assessor Parcel Number 2410294967

Community Details

Overview

  • Association fees include lawn maintenance, management, pool(s), trash, common area maintenance, insurance
  • Low-Rise Condominium
  • Harbour Island Condos
  • Built by Purnell - Jarvis
  • Harbour Island Community
  • Property Manager

Recreation

  • Marina
  • Tennis Courts
  • Community Pool
  • Dog Park

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Doors

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,179

Year Built

Built in 1985 | Remodeled in 2025

Lot Details

0

HOA Fees

$1,100 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Unit/Flat
  • Accessibility Features: Elevator
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1985
  • Year Renovated: 2025
  • Assigned Parking Space Numbers: M103
  • Building Winterized: No
  • Remarks Public: Direct Bayfront – Harbor Island #M102 - Experience unparalleled bayfront living in this fully renovated 2-bedroom, 2-bath home located in the exclusive gated community of Harbor Island off 14th Street—home of the world-famous White Marlin Open. This residence boasts sweeping multimillion-dollar sunset views across the bay, with a spacious open layout enhanced by a wall-to-wall bank of sliders that flood the living, dining, and kitchen areas with natural light. The first-floor location offers direct access to the bayfront boardwalk, making it easy to step outside and enjoy the water’s edge. Every detail has been thoughtfully redone, blending modern comfort with coastal style. The community itself features lush landscaping, a waterside boardwalk, resort-style pool, tennis courts, tot lot, and 24/7 gated security. Harbor Island also offers the convenience of The Reel Inn Restaurant & Dock Bar right outside your door, creating the perfect blend of relaxation and recreation. Whether you’re watching boats cruise by, soaking in spectacular sunsets, or enjoying the vibrant fishing culture, this bayfront retreat is the ideal way to “Invest in the Beach Lifestyle.”
  • Washer Dryer Hookups YN: Yes
  • Special Features: NewHome
  • Property Sub Type: Condos

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer - Electric, Microwave, Refrigerator, Washer, Exhaust Fan, Oven - Wall
  • Entry Floor: 1
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Ceiling Fan(s), Floor Plan - Open
  • Window Features: Sliding, Screens, Insulated
  • Fireplace: No
  • Door Features: Storm
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Has Laundry
  • Total Sq Ft: 987
  • Living Area Sq Ft: 987
  • Price Per Sq Ft: 683.89
  • Above Grade Finished Sq Ft: 987
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 427

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Concrete, Frame
  • Exterior Features: Tennis Court(s), Underground Lawn Sprinkler
  • Roof: Architectural Shingle
  • Spa: No
  • View: Bay, Water, Panoramic
  • Water Access: No
  • Water Body Name: Cape Isle of Wight
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage Spaces: 1.00
  • Assigned Spaces Count: 2
  • Garage: Yes
  • Parking Features: Assigned
  • Garage Features: Covered Parking
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Parking Garage, Off Street, Parking Lot
  • Parking Garage Number Of Spaces: 1
  • Parking Lot Number Of Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Electric Service: 120/240V
  • Heating Fuel: Central, Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public
  • Municipal Trash: Yes
  • Internet Services: Broadband

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 3300.00
  • Condo Co-Op Fee Frequency: Quarterly
  • Condo Co-Op Name: Harbour Island
  • HOA Condo Co-Op Amenities: Elevator, Pool - Outdoor, Swimming Pool, Tennis Courts, Common Grounds, Dog Park, Marina/Marina Club
  • HOA Condo Co-Op Fee Includes: Lawn Maintenance, Management, Pool(s), Trash, Common Area Maintenance, Insurance
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground

Schools

  • School District: WORCESTER COUNTY PUBLIC SCHOOLS
  • Elementary School: OCEAN CITY
  • Middle School: STEPHEN DECATUR
  • High School: STEPHEN DECATUR
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138066543
  • School District Source: Listing Agent
  • Elementary School: OCEAN CITY
  • High School: STEPHEN DECATUR
  • Middle Or Junior School: STEPHEN DECATUR

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: U
  • Lot Dimensions: 0.00 x 0.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: CM
  • In City Limits: Yes

Building Info

  • Builder Name: Purnell - Jarvis

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 5179.00
  • Assessor Parcel Number: 2410294967
  • Tax Lot: 103
  • Tax Total Finished Sq Ft: 987
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2025 08/23/25 For Sale $675,000 -- $684 / Sq Ft
Source: Bright MLS

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Source: Bright MLS

MLS Number: MDWO2032818

Bright MLS
Maryland Worcester County Ocean City 21842

427 14th St Unit M103, Ocean City, MD

This home is located at 427 14th St Unit M103, Ocean City, MD 21842 and is currently priced at $675,000, approximately $683 per square foot. This property was built in 1985. 427 14th St Unit M103 is a home located in Worcester County with nearby schools including Ocean City Elementary School, Stephen Decatur Middle School, and Berlin Intermediate School.

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Nearby Homes
Erik Windrow
Listing Agent
Erik Windrow
Section Image
Keller Williams Realty
(410) 936-7630