427 Highway Ave Ludlow, KY 41016
3
Beds
1
Bath
1,596
Sq Ft
6,970
Sq Ft Lot
Highlights
- 0.16 Acre Lot
- Wood Flooring
- Formal Dining Room
- Cape Cod Architecture
- No HOA
- Stainless Steel Appliances
About This Home
As of July 2025Don't miss your chance to own this inviting 3-bedroom, 1-bathroom home nestled in the vibrant and growing community of Ludlow! Step inside to discover beautifully refinished hardwood floors and tasteful updates throughout the kitchen and bathroom. The spacious second-floor bedroom offers endless potential—perfect for a private home office, creative studio, or peaceful retreat. Enjoy your morning coffee on the welcoming front porch or unwind in the serene backyard. This cozy gem is full of character and just waiting for you to make it your own!
Last Agent to Sell the Property
Coldwell Banker Realty License #263144 Listed on: 05/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,931
Year Built
- Built in 1925
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 50x150
Parking
- On-Street Parking
Home Design
- Cape Cod Architecture
- Block Foundation
- Shingle Roof
- Shingle Siding
Interior Spaces
- 1,596 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Chandelier
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Living Room
- Formal Dining Room
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
- Laminate
- Concrete
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Basement
- Basement Fills Entire Space Under The House
- Basement Storage
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 040-12-02-008.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 28, 2025
Closed on
Jul 18, 2025
Sold by
Thaman Rebecca M and Smiley Rebecca
Bought by
Stadtmiller William Logan
Seller's Agent
Mark Erwin
Coldwell Banker Realty
Buyer's Agent
Todd Holden
Key House Realty
List Price
$199,900
Sold Price
$183,000
Premium/Discount to List
-$16,900
-8.45%
Views
158
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.80%
Original Mortgage
$162,000
Outstanding Balance
$162,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$21,088
Purchase Details
Listed on
Oct 25, 2020
Closed on
Nov 25, 2020
Sold by
Broadwalk Estatews Llc
Bought by
Thaman Rebecca M
Seller's Agent
Patricia Coslett
Huff Realty - Ft. Mitchell
Buyer's Agent
Patricia Coslett
Huff Realty - Ft. Mitchell
List Price
$148,500
Sold Price
$148,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.59%
Original Mortgage
$144,045
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 23, 2020
Sold by
Inman Amy E and Inman Justin A
Bought by
Broadwalk Estates Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,000
Interest Rate
3.1%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Apr 7, 2009
Sold by
Geers Andrew L and Jump Amy E
Bought by
Jump Amy E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,562
Interest Rate
5.14%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 22, 2005
Sold by
Geers Amy E and Jump Amy E
Bought by
Geers Andrew L and Geers Amy E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,700
Interest Rate
7.2%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Dec 31, 2002
Sold by
Emery Theresa L
Bought by
Jump Amy E
Similar Homes in the area
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $183,000 | None Listed On Document | |
| Warranty Deed | $183,000 | None Listed On Document | |
| Warranty Deed | $148,500 | None Available | |
| Warranty Deed | $148,500 | None Listed On Document | |
| Warranty Deed | $79,000 | Stewart Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | Vintage Title Agency | |
| Deed | $77,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $162,000 | New Conventional | |
| Closed | $162,000 | New Conventional | |
| Previous Owner | $144,045 | New Conventional | |
| Previous Owner | $82,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $99,562 | FHA | |
| Previous Owner | $97,000 | Unknown | |
| Previous Owner | $92,700 | Stand Alone Refi Refinance Of Original Loan |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $183,000 | -1.1% | $115 / Sq Ft |
| 06/22/2025 06/22/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | Price Changed | $185,000 | -7.5% | $116 / Sq Ft |
| 06/05/2025 06/05/25 | For Sale | $199,900 | 0.0% | $125 / Sq Ft |
| 06/01/2025 06/01/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $199,900 | +34.6% | $125 / Sq Ft |
| 11/25/2020 11/25/20 | Sold | $148,500 | 0.0% | $93 / Sq Ft |
| 10/25/2020 10/25/20 | Pending | -- | -- | -- |
| 10/25/2020 10/25/20 | For Sale | $148,500 | -- | $93 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,931 | $148,500 | $10,000 | $138,500 |
| 2023 | $1,911 | $148,500 | $10,000 | $138,500 |
| 2022 | $1,932 | $148,500 | $10,000 | $138,500 |
| 2021 | $2,142 | $148,500 | $10,000 | $138,500 |
| 2020 | $1,515 | $103,900 | $10,000 | $93,900 |
| 2019 | $1,507 | $103,900 | $10,000 | $93,900 |
| 2018 | $1,497 | $103,900 | $10,000 | $93,900 |
| 2017 | $1,478 | $103,900 | $10,000 | $93,900 |
| 2015 | $1,409 | $103,900 | $10,000 | $93,900 |
| 2014 | $1,353 | $103,900 | $10,000 | $93,900 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Mark Erwin
Coldwell Banker Realty
(513) 405-2370
4 in this area
67 Total Sales
-
Buyer's Agent in 2025
Todd Holden
Key House Realty
(859) 760-5322
1 in this area
34 Total Sales
-
Seller's Agent in 2020
Patricia Coslett
Huff Realty - Ft. Mitchell
(859) 653-8825
3 in this area
104 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 632870
APN: 040-12-02-008.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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