NOT LISTED FOR SALE

427 Point Dr Bumpass, VA 23024

Estimated Value: $570,071 - $686,000

3 Beds
3 Baths
3,948 Sq Ft
$154/Sq Ft Est. Value

Last Sold December 22, 2017

Last sale price $324,900 $82 Per Sq Ft

Est. 87% increase in value since last sale

Current estimated payment $3,523/month

Highlights

  • Boat Ramp
  • 1 Dock Slip
  • Home fronts navigable water
  • Jouett Elementary School Rated A-
  • Water Views
  • Canoe or Kayak Water Access

About This Home

As of December 2017

Fabulous water view home located in Jerdone Island on Lake Anna's private side w/ boat slip! Open concept floor plan boasting 3,948 sqft of living space. Great room w/ vaulted ceiling, spacious kitchen, dining area. huge loft area & separate laundry room. First floor master suite, attached bath w/ large soaking tub, separate shower & two walk-in closets. Fully finished walkout basement! Must see!

Last Agent to Sell the Property

Ashley Hoffman

(540) 834-6417 ashleyhoffman83@gmail.com Lake Anna Island Realty, Inc. Listed on: 01/07/2017

Last Buyer's Agent

Non Member Member

beta@mris.net Metropolitan Regional Information Systems, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,308

Year Built

  • Built in 2005

Lot Details

  • 0.92 Acre Lot
  • Home fronts navigable water
  • Corner Lot
  • Partially Wooded Lot
  • Property is in very good condition

HOA Fees

  • $17 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Cathedral Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Sliding Doors
  • Insulated Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Combination Kitchen and Dining Room
  • Loft
  • Game Room
  • Wood Flooring
  • Water Views

Kitchen

  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Rear Basement Entry

Parking

  • 2 Car Garage
  • 2 Open Parking Spaces
  • 2 Detached Carport Spaces
  • Basement Garage
  • Gravel Driveway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Porch

Schools

  • Jouett Elementary School
  • Louisa County Middle School
  • Louisa County High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 86
  • Assessor Parcel Number 46H-1-86

Community Details

Overview

  • Association fees include pier/dock maintenance, reserve funds
  • Jerdone Island Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,308

Year Built

Built in 2005

Lot Details

0

HOA Fees

$17 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2005
  • Remarks Public: Fabulous water view home located in Jerdone Island on Lake Anna's private side w/ boat slip! Open concept floor plan boasting 3,948 sqft of living space. Great room w/ vaulted ceiling, spacious kitchen, dining area. huge loft area & separate laundry room. First floor master suite, attached bath w/ large soaking tub, separate shower & two walk-in closets. Fully finished walkout basement! Must see!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Microwave, Oven - Self Cleaning, Refrigerator, Washer, Dryer
  • Interior Amenities: Family Room Off Kitchen, Combination Kitchen/Dining, Kitchen - Island, Primary Bath(s), Window Treatments, Wood Floors
  • Window Features: Insulated
  • Fireplace: No
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: Dry Wall, Cathedral Ceilings
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Game Room, Foyer, Great Room, Laundry, Loft
  • Basement: Yes
  • Basement Type: Rear Entrance, Full, Improved, Walkout Level, Fully Finished
  • Living Area Units: Square Feet
  • Total Sq Ft: 3948
  • Living Area Sq Ft: 3948
  • Price Per Sq Ft: 153.01
  • Above Grade Finished Sq Ft: 2156
  • Below Grade Finished Sq Ft: 1792
  • Total Below Grade Sq Ft: 1792
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 427

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Dock Type: Single Slip
  • Pool Private: No
  • Roof: Shingle
  • View: Water
  • View: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: LAKE ANNA
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Carport Spaces: 2
  • Garage: No
  • Open Parking Spaces Count: 2
  • Parking Features: Carport, Gravel Driveway, Gravel Driveway
  • Garage Features: Basement Garage
  • Number Of Detached Carport Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Detached Carport

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling: Yes
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 200.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Boat Dock/Slip, Common Grounds, Lake, Pier/Dock, Picnic Area, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Reserve Funds
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • Elementary School: JOUETT
  • Middle School: LOUISA COUNTY
  • High School: LOUISA COUNTY
  • School District Key: 121139403138
  • Elementary School: JOUETT
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Green Features

  • Green Verification: No

Lot Info

  • Improvement Assessed Value: 269300.00
  • Land Assessed Value: 51200.00
  • Lot Features: Partly Wooded, Corner
  • Lot Size Acres: 0.92
  • Lot Size Area: 40075
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40075.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Year Assessed: 2016

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2308.00
  • Assessor Parcel Number: 46H-1-86
  • Tax Lot: 86
  • Tax Total Finished Sq Ft: 2156
  • County Tax Payment Frequency: Annually
  • Tax Year: 2016
  • Close Date: 12/22/2017

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Mean Low Water Feet: 3

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 7, 2017
Closed on
Dec 15, 2017
Sold by
Locke John S and Lynn Locke E
Bought by
Harris Neilan R and Harris Ashley N
Seller's Agent
Ashley Hoffman
Lake Anna Island Realty, Inc.
Buyer's Agent
Non Member Member
Metropolitan Regional Information Systems, Inc.
List Price
$399,000
Sold Price
$324,900
Premium/Discount to List
-$74,100
-18.57%
Current Estimated Value
$608,018

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$283,118
Avg. Annual Appreciation
8.32%
Original Mortgage
$308,655
Outstanding Balance
$259,726
Interest Rate
3.92%
Mortgage Type
New Conventional
Estimated Equity
$348,292

Purchase Details

Closed on
Jun 23, 2005
Sold by
Sun Llc
Bought by
Locke John S and Lynn Locke E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.25%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harris Neilan R $324,900 None Available
Harris Neilan R -- None Available
Locke John S $369,900 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harris Neilan R $308,655
Closed Harris Neilan R $308,655
Previous Owner Locke John S $250,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/22/2017 12/22/17 Sold $324,900 -1.5% $82 / Sq Ft
11/26/2017 11/26/17 Pending -- -- --
09/12/2017 09/12/17 Price Changed $329,900 -5.7% $84 / Sq Ft
04/20/2017 04/20/17 Price Changed $349,900 -6.4% $89 / Sq Ft
02/26/2017 02/26/17 Price Changed $374,000 -6.3% $95 / Sq Ft
01/07/2017 01/07/17 For Sale $399,000 -- $101 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,504 $486,600 $68,700 $417,900
2023 $2,983 $436,100 $58,200 $377,900
2022 $2,816 $391,100 $51,200 $339,900
2021 $2,101 $338,000 $51,200 $286,800
2020 $2,236 $310,600 $51,200 $259,400
2019 $2,276 $316,100 $51,200 $264,900
2018 $2,189 $304,000 $51,200 $252,800
2017 $2,308 $320,500 $51,200 $269,300
2016 $2,308 $320,500 $51,200 $269,300
2015 $2,274 $315,800 $53,300 $262,500
2013 -- $300,700 $56,100 $244,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000091809

Bright MLS

APN: 46H-1-86