4276 River Bank Way Punta Gorda, FL 33980
Estimated payment $2,901/month
Highlights
- Lake Front
- Gated Community
- Hydromassage or Jetted Bathtub
- Community Cabanas
- Vaulted Ceiling
- Screened Porch
About This Home
Welcome to the River Club and this charming 3/2 lakefront pool home - where flood insurance is NOT required. You’ll immediately appreciate the curb appeal, featuring an expanded paver driveway, an impressive 8’ double-door entry, and a 2023 barrel tile roof. Lush updated landscaping frames the property, including newly added palms and a southern magnolia.
Step inside to find a pristine, thoughtfully designed split-bedroom floorplan. Situated on a gorgeous lot, the home offers sweeping lake and pool views from the kitchen, living room, and primary suite. Tile flows throughout the home, with the exception of the third bedroom. The additional bedroom—currently used as a den—features elegant glass French doors that allow natural light to fill the space.
The open-concept kitchen is ideal for entertaining, showcasing hardwood cabinetry, granite countertops, an upgraded stainless steel appliance package, and a pantry. The primary suite offers dual vanities, a large soaking tub, and a separate shower.
The current owners have meticulously maintained and upgraded the home, adding closet organizers, seamless glass shower and tub enclosures, sunshades around the pool area, and plantation shutters throughout. Step outside to an inviting pool area perfect for relaxation. Enjoy stunning sunsets over the lake while dinner sizzles on the grill. The heated saltwater pool was recently resurfaced and is ready for year-round enjoyment.
With low HOA’s and NO FLOOD INSURANCE REQUIRED - This home truly checks all the boxes!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,852
Year Built
- Built in 2008
Lot Details
- 6,229 Sq Ft Lot
- Lot Dimensions are 50 x 125 x 50 x 125
- Lake Front
- East Facing Home
- Rectangular Lot
- Sprinkler System
HOA Fees
- $398 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Tile Roof
- Stucco
Interior Spaces
- 1,834 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Plantation Shutters
- Single Hung Windows
- Sliding Windows
- French Doors
- Combination Dining and Living Room
- Screened Porch
- Lake Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Hydromassage or Jetted Bathtub
- Shower Only
- Separate Shower
Laundry
- Dryer
- Washer
Home Security
- Security Gate
- Fire and Smoke Detector
Outdoor Features
- Saltwater Pool
- Screened Patio
Schools
- Peace River Elementary School
- Port Charlotte Middle School
- Charlotte High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Tax Lot 212
- Assessor Parcel Number 402319379027
Community Details
Overview
- Association fees include management, cable TV, irrigation water, ground maintenance, road maintenance, street lights
- Association Phone (239) 210-6359
Recreation
- Community Cabanas
- Community Pool
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,846 | $280,948 | $35,700 | $245,248 |
| 2024 | $4,620 | $286,066 | $38,250 | $247,816 |
| 2023 | $4,620 | $250,667 | $0 | $0 |
| 2022 | $4,137 | $228,006 | $23,800 | $204,206 |
| 2021 | $3,930 | $207,163 | $22,100 | $185,063 |
| 2020 | $3,867 | $203,801 | $22,100 | $181,701 |
| 2019 | $3,827 | $202,721 | $22,100 | $180,621 |
| 2018 | $3,252 | $182,050 | $21,250 | $160,800 |
| 2017 | $3,082 | $173,961 | $21,250 | $152,711 |
| 2016 | $3,081 | $147,540 | $0 | $0 |
| 2015 | $3,031 | $134,127 | $0 | $0 |
| 2014 | $2,637 | $121,934 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/11/2025 12/11/25 | For Sale | $399,000 | +50.0% | $218 / Sq Ft | |
| 03/15/2018 03/15/18 | Sold | $266,000 | -8.0% | $145 / Sq Ft | View Prior Sale |
| 01/15/2018 01/15/18 | Pending | -- | -- | -- | |
| 12/05/2017 12/05/17 | Price Changed | $289,000 | -3.6% | $158 / Sq Ft | |
| 09/30/2017 09/30/17 | For Sale | $299,900 | -- | $164 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $266,000 | R & R Title Services | |
| Warranty Deed | $266,000 | R & R Title Services Llc | |
| Warranty Deed | $175,000 | Gold Crest Title Services | |
| Corporate Deed | $236,600 | Dhi Title Of Florida Inc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $212,800 | New Conventional | |
| Closed | $212,800 | New Conventional | |
| Previous Owner | $165,600 | Purchase Money Mortgage |
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2025024211
APN: 402319379027
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