NOT LISTED FOR SALE

Estimated Value: $162,000 - $221,000

3 Beds
1.5 Baths
1,790 Sq Ft
$105/Sq Ft Est. Value

Sale Details

Date Sold: November 21, 2025

Last sale price $174,000 $97 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $1,042 / mo

128 Days on Market

Highlights

  • Primary Bedroom Suite
  • 0.79 Acre Lot
  • Screened Porch
  • Waterfront
  • Traditional Architecture
  • Utility Room in Garage

About This Home

As of November 2025

Welcome to 428 Clay St. in Rochester, Indiana! This beautifully remodeled 3-bedroom, 1 and a half-bath home offers modern updates throughout and sits on a quiet, oversized 0.79-acre lot. New energy efficient windows, all fresh new paint, new flooring throughout. The flexible floor plan includes a bonus room perfect for a home office, playroom, bedroom or additional living space. Enjoy the peace and privacy of a large fenced-in yard plus the lot goes all the way back to the creek. Just minutes from shopping, schools, and all that Rochester has to offer. Move-in ready and full of charm—schedule your showing today!

Last Agent to Sell the Property

Nikki Sheppard

RE/MAX SELECT REALTY Listed on: 04/29/2025

RE/MAX SELECT REALTY

Last Buyer's Agent

Darian Dobson

New Chapter Real Estate

New Chapter Real Estate

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $369

Year Built

  • Built in 1900

Lot Details

  • 34,412 Sq Ft Lot
  • Waterfront
  • Creek or Stream
  • Chain Link Fence
  • Level Lot

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Foundation
  • Poured Concrete
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Screened Porch
  • Utility Room in Garage
  • Vinyl Flooring
  • Storm Doors

Kitchen

  • Laminate Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Unfinished Basement

  • Exterior Basement Entry
  • Crawl Space

Eco-Friendly Details

  • Energy-Efficient Windows
  • Energy-Efficient Insulation

Schools

  • Columbia / Riddle Elementary School
  • Rochester Community Middle School
  • Rochester Community High School

Additional Features

  • Shed
  • Suburban Location
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 25-07-91-360-006.000-009

Home Details

Home Type

Single Family

Est. Annual Taxes

$369

Year Built

Built in 1900

Lot Details

0.79 Acres

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Style: One and Half Story
  • Architectural Style: Traditional
  • Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 1
  • Total Number of Half Bathrooms: 1
  • Legal Description: Lot 640 & 639 Less 59' N Side Hoffm An Strip Ne Cor Pt Lot 4 H & T Lot 18 N Side S 1/2 W 1/2 E Of D
  • Parcel Number ID: 25-07-91-360-006.000-009
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Disposal, Dryer Hook Up Electric, Garage Door Opener, Porch Covered, Porch Screened, Tub/Shower Combination, Main Level Bedroom Suite, Main Floor Laundry, Garage Utilities
  • Location: City/Town/Suburb
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2478
  • Total Finished Sq Ft: 1790
  • Above Grade Finished Sq Ft: 1790
  • Below Grade Sq Ft: 688
  • Basement: Yes
  • Basement Foundation: Crawl, Unfinished, Outside Entrance
  • Basement Material: Brick, Poured Concrete
  • Flooring: Vinyl
  • Bedroom 1: Dimensions: 12x10, On Level: Main
  • Bedroom 2: Dimensions: 15x13, On Level: Upper
  • Bedroom 3: Dimensions: 14x11, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 688

Exterior Features

  • Exterior: Vinyl, Fiber Cement
  • Roof Material: Asphalt
  • Outbuilding1: 2nd Detached Garage, Dimensions: 18x10
  • Fence: Chain Link
  • Outbuilding2: Shed

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x22
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Duke Energy Indiana
  • Gas Company: NIPSCO
  • Hvac: Ceiling Fan
  • Water Type: Creek

Schools

  • Elementary School: Columbia / Riddle

Lot Info

  • Lot Description: Level, Waterfront
  • Lot Dimensions: 165x198, 19x101
  • Estimated Lot Sq Ft: 34412
  • Estimated Lot Size Acres: 0.79

Green Features

  • Energy Efficient: Insulation, Windows
  • Energy Efficient Windows/Doors: Double Pane Windows, Storm Doors

Tax Info

  • Annual Taxes: 368.86

MLS Schools

  • High School: Rochester Community
  • Middle School: Rochester Community
  • School District: Rochester Community School Corp.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Nov 21, 2025
Sold by
Bought by
Seller's Agent
Nikki Sheppard
RE/MAX SELECT REALTY
Buyer's Agent
Darian Dobson
New Chapter Real Estate
List Price
$199,900
Sold Price
$174,000
Premium/Discount to List
-$25,900
-12.96%
Views
90
Current Estimated Value
$187,323

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,323
Avg. Annual Appreciation
10.19%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$174,000 --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 Sold $174,000 -3.3% $97 / Sq Ft
09/04/2025 09/04/25 Pending -- -- --
08/25/2025 08/25/25 Price Changed $179,900 -2.7% $101 / Sq Ft
07/13/2025 07/13/25 Price Changed $184,900 -7.5% $103 / Sq Ft
06/18/2025 06/18/25 For Sale $199,900 0.0% $112 / Sq Ft
06/18/2025 06/18/25 Price Changed $199,900 +5.3% $112 / Sq Ft
05/01/2025 05/01/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $189,900 -- $106 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $173 $57,300 $11,000 $46,300
2024 $387 $80,000 $11,000 $69,000
2023 $330 $75,700 $11,000 $64,700
2022 $286 $70,900 $11,000 $59,900
2021 $281 $64,300 $11,000 $53,300
2020 $293 $64,400 $11,000 $53,400
2019 $254 $60,600 $11,000 $49,600
2018 $248 $57,900 $11,000 $46,900
2017 $219 $55,300 $11,000 $44,300
2016 $245 $55,400 $11,000 $44,400
2014 $193 $54,500 $11,000 $43,500
2013 $193 $53,700 $11,000 $42,700
Source: Public Records

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Map

Source: Indiana Regional MLS

MLS Number: 202515125

Indiana Regional MLS

APN: 25-07-91-360-006.000-009

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