NOT LISTED FOR SALE

428 Mercer Ct O Fallon, IL 62269

Estimated Value: $388,000 - $394,770

4 Beds
4 Baths
2,480 Sq Ft
$158/Sq Ft Est. Value

About This Home

This home is located at 428 Mercer Ct, O Fallon, IL 62269 and is currently estimated at $391,943, approximately $158 per square foot. 428 Mercer Ct is a home located in St. Clair County with nearby schools including Hinchcliffe Elementary School, Fulton Junior High School, and O'Fallon Township High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 17, 2013
Sold by
Libra Todd D and Libra Margaret K
Bought by
Southern Illinois Baptist Church
Current Estimated Value
$391,943

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,400
Outstanding Balance
$84,190
Interest Rate
5.25%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$304,931

Purchase Details

Closed on
Jun 11, 2010
Sold by
Hauser Michael D and Solari Carolyne S
Bought by
Libbra Todd D and Libbra Margaret K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2002
Sold by
Huff Tony and Huff Suzanne
Bought by
Hauser Michael D and Hauser Carolyne S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$201,950
Interest Rate
7.26%
Mortgage Type
VA

Purchase Details

Closed on
Aug 10, 2001
Sold by
Ozier Leann
Bought by
Huff Tony and Huff Suzanne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
7.45%
Mortgage Type
Construction
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Southern Illinois Baptist Church -- Advanced Title Solutions Inc
Libbra Todd D $245,000 Pti
Hauser Michael D $211,000 --
Huff Tony $36,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Southern Illinois Baptist Church $162,400
Previous Owner Libbra Todd D $170,000
Previous Owner Hauser Michael D $36,000
Previous Owner Hauser Michael D $201,993
Previous Owner Hauser Michael D $201,950
Previous Owner Huff Tony $140,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 -- $99,813 $14,271 $85,542
2022 -- $91,765 $13,120 $78,645
2021 $0 $86,625 $13,162 $73,463
2020 $0 $81,998 $12,459 $69,539
2019 $0 $81,998 $12,459 $69,539
2018 $0 $79,617 $12,097 $67,520
2017 $0 $82,329 $14,417 $67,912
2016 $0 $80,407 $14,080 $66,327
2014 -- $79,477 $13,917 $65,560
2013 $7,198 $3,257 $548 $2,709
Source: Public Records

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