Seller's Agent in 2025
Sarah Singer Ellen Domingos
Portside Real Estate Group
(207) 837-1066
7 in this area
197 Total Sales
428 Mountain Rd Harpswell, ME 04079
Harpswell Neighborhood
4
Beds
3
Baths
2,674
Sq Ft
3.17
Acres
Highlights
- Deeded Waterfront Access Rights
- Docks
- Cape Cod Architecture
- 885 Feet of Waterfront
- 3.17 Acre Lot
- Deck
About This Home
As of August 2025Amazing opportunity in coastal Harpswell! This is a 4BR/3BA house located on 3.17 acres in the Reach Road Association. The main house is a 3BR/2BA cape with an open concept first floor kitchen/dining/living area that opens onto a deck and includes custom built-ins and a Jotul fireplace insert. An attached two-car garage opens into a generous mudroom that connects the house to a separate 1BR/1BA full guest suite that includes a full kitchen and living/dining area with woodstove and it's own dedicated entrance. House has a full basement and a storage area over the garage. The first floor of the back side of the house has an end-to-end to deck with long views of the ocean.
Recent updates include hardwood floors throughout, radon mitigation, a brand new septic system and leachfield, paint, two new showers and toilets.
The rear property line is along Reach Road and the property is part of the Reach Road association which operates and maintains a substantial private dock with access to a mooring field. The property has a secluded, private feel but is only 15 minutes to Bowdoin College and Brunswick shops/services. Deeded ocean access with a dock serious boaters will appreciate. Great for sailing, fishing, kayaking and general water recreation. Comprehensive top to bottom house and systems inspections have been performed and are available to all interested buyers.
Last Agent to Sell the Property
Portside Real Estate Group Listed on: 06/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,032
Year Built
- Built in 1985
Lot Details
- 3.17 Acre Lot
- 885 Feet of Waterfront
- Ocean Front
- Dirt Road
- Open Lot
- Wooded Lot
- Property is zoned INT
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Parking Storage or Cabinetry
- Gravel Driveway
- Off-Street Parking
Property Views
- Water
- Scenic Vista
- Woods
Home Design
- Cape Cod Architecture
- Concrete Foundation
- Wood Frame Construction
- Shingle Roof
- Composition Roof
- Wood Siding
- Clap Board Siding
- Radon Mitigation System
- Concrete Perimeter Foundation
- Clapboard
Interior Spaces
- 2,674 Sq Ft Home
- Fireplace
- Double Pane Windows
- Mud Room
- Family Room
- Living Room
- Dining Room
- Wood Flooring
Kitchen
- Electric Range
- Dishwasher
- Formica Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- En-Suite Primary Bedroom
- In-Law or Guest Suite
- 3 Full Bathrooms
- Shower Only
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Sump Pump
Eco-Friendly Details
- Green Energy Fireplace or Wood Stove
Outdoor Features
- Deeded Waterfront Access Rights
- Beach Access
- Deep Water Access
- Docks
- Deck
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Gas
- Heating System Uses Oil
- Heating System Uses Wood
- Heating System Mounted To A Wall or Window
- Private Water Source
- Septic System
- Private Sewer
Listing and Financial Details
- Exclusions: hot tub does not convey
- Tax Lot 59
- Assessor Parcel Number HARP-000041-000000-000059
Community Details
Overview
- Reach Road Association Subdivision
- The community has rules related to deed restrictions
Amenities
- Community Storage Space
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 3, 2025
Closed on
Aug 8, 2025
Sold by
Ann M Otto Lt and Otto
Bought by
Meyer Timothy and Ivanov Ginger
Seller's Agent
Sarah Singer Ellen Domingos
Portside Real Estate Group
Buyer's Agent
Eric Humes
All Points Realty
List Price
$750,000
Sold Price
$700,000
Premium/Discount to List
-$50,000
-6.67%
Views
70
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,337
Avg. Annual Appreciation
7.83%
Original Mortgage
$508,750
Outstanding Balance
$507,408
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$212,929
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $700,000 | -- | |
| Deed | $700,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $508,750 | FHA | |
| Closed | $508,750 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $700,000 | -6.7% | $262 / Sq Ft |
| 06/03/2025 06/03/25 | For Sale | $750,000 | -- | $280 / Sq Ft |
Source: Maine Listings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,162 | $497,100 | $115,300 | $381,800 |
| 2023 | $3,032 | $497,100 | $115,300 | $381,800 |
| 2022 | $2,933 | $497,100 | $115,300 | $381,800 |
| 2021 | $2,811 | $415,800 | $109,400 | $306,400 |
| 2020 | $2,802 | $415,800 | $109,400 | $306,400 |
| 2019 | $2,786 | $415,800 | $109,400 | $306,400 |
| 2018 | $2,694 | $415,800 | $109,400 | $306,400 |
| 2017 | $2,686 | $415,800 | $109,400 | $306,400 |
| 2016 | $2,661 | $415,800 | $109,400 | $306,400 |
| 2015 | $2,595 | $415,800 | $109,400 | $306,400 |
| 2013 | $2,403 | $415,800 | $109,400 | $306,400 |
Source: Public Records
Agents Affiliated with this Home
-
Sarah Singer Ellen Domingos
-
Eric Humes
E
Buyer's Agent in 2025
Eric Humes
All Points Realty
(207) 798-1023
1 in this area
42 Total Sales
Map
Source: Maine Listings
MLS Number: 1624920
APN: HARP-000041-000000-000059
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