NOT LISTED FOR SALE

428 N Harding Ave Mishawaka, IN 46544

Estimated Value: $235,000 - $273,000

5 Beds
1.5 Baths
1,775 Sq Ft
$143/Sq Ft Est. Value

Last Sold June 30, 2021

Last sale price $202,000 $114 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $1,523/month

6 Days on Market

Highlights

  • Vaulted Ceiling
  • Skylights
  • Bathtub with Shower
  • Stone Countertops
  • 1 Car Attached Garage
  • Patio

About This Home

As of June 2021

MULTIPLE OFFERS HAVE BEEN RECEIVED. NOTIFICATION DOCUMENT ATTACHED. Get into the fantastic tri-level home near Twin Branch Elementary, Michiana!! This home is full of options to meet all of your needs. Do you need 5 bedrooms? Check! Would 4 bedrooms be great with an option to convert the 5th bedroom to a master bathroom? Check! Do you love open concept living? Check! Does a beautiful upgraded kitchen with custom walnut cabinets & quartz counters, massive skylights & hardwood floors tickle your fancy? Check! Lastly, does a fully fenced backyard ready for either a pool or fancy fire pit get your entertaining juices flowing? Check! Well, don't miss your opportunity to tour this fantastic home with so many Improvements you will need to ask your agent to provide the full list attached...because remember, it's all about YOU!

Last Buyer's Agent

Emeric Szalay

COLLINS and CO. REALTORS - LAKEVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,726

Year Built

  • Built in 1971

Lot Details

  • 10,228 Sq Ft Lot
  • Lot Dimensions are 66x155
  • Privacy Fence
  • Wood Fence
  • Chain Link Fence
  • Landscaped
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Tri-Level Property
  • Poured Concrete
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Carpet
  • Gas And Electric Dryer Hookup

Kitchen

  • Stone Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Bathtub with Shower

Finished Basement

  • 1 Bathroom in Basement
  • 2 Bedrooms in Basement
  • Crawl Space

Schools

  • Twin Branch Elementary School
  • John Young Middle School
  • Mishawaka High School

Additional Features

  • Patio
  • Suburban Location
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 71-10-07-351-015.000-023

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,726

Year Built

Built in 1971

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1971
  • Age: 50
  • Style: Tri-Level
  • Total Number of Rooms: 7
  • Bedrooms: 5
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 1
  • Total Number of Half Bathrooms: 1
  • Legal Description: w 1/2 lot 19 Dittmans add ex w 32" for st.
  • Parcel Number ID: 71-10-07-351-015.000-023
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Ceilings-Vaulted, Countertops-Stone, Disposal, Dryer Hook Up Gas/Elec, Garage Door Opener, Landscaped, Patio Open, Six Panel Doors, Skylight(s), Tub/Shower Combination, Custom Cabinetry
  • Location: City/Town/Suburb
  • Number Below Grade Bedrooms: 2
  • Sp Lp Percent: 89.78
  • Year Taxes Payable: 2020
  • Special Features: None

Interior Features

  • Total Sq Ft: 1775
  • Total Finished Sq Ft: 1775
  • Above Grade Finished Sq Ft: 1330
  • Below Grade Finished Sq Ft: 445
  • Price Per Sq Ft: 151.88
  • Basement: Yes
  • Basement Foundation: Crawl, Finished
  • Basement Material: Poured Concrete
  • Flooring: Carpet
  • Living Great Room: Dimensions: 12x12, On Level: Main
  • Kitchen: Dimensions: 19x13, On Level: Main
  • Dining Room: Dimensions: 15x11, On Level: Main
  • Family Room: Dimensions: 19x9, On Level: Main
  • Bedroom 1: Dimensions: 12x11, On Level: Upper
  • Bedroom 2: Dimensions: 12x9, On Level: Upper
  • Bedroom 3: Dimensions: 11x10, On Level: Upper
  • Bedroom 4: Dimensions: 17x12, On Level: Lower
  • Bedroom 5: Dimensions: 11x9, On Level: Lower
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Half Bathrooms: 1
  • Total Below Grade Sq Ft: 445

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: Outbuilding, Dimensions: 10x12
  • Fence: Chain Link, Privacy, Wood

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 23x11
  • Garage Sq Ft: 253
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Mishawaka Utility
  • Gas Company: NIPSCO
  • Water Company: Mishawaka Utility
  • Laundry: Dimensions: Lowerx12, On Level: 12

Schools

  • School District: School City of Mishawaka
  • Elementary School: Twin Branch
  • Middle School: John Young
  • High School: Mishawaka
  • Elementary School: Twin Branch

Lot Info

  • Lot Description: Level, 0-2.9999
  • Lot Dimensions: 66x155
  • Estimated Lot Sq Ft: 10228
  • Estimated Lot Size Acres: 0.23

Tax Info

  • Annual Taxes: 1726
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Mishawaka
  • Middle School: John Young
  • School District: School City of Mishawaka

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 25, 2021
Closed on
Jul 14, 2021
Sold by
Jones Melissa L
Bought by
Kramer Jacob A and Kramer Alexandria A
Buyer's Agent
Emeric Szalay
COLLINS and CO. REALTORS - LAKEVILLE
List Price
$209,000
Sold Price
$202,000
Premium/Discount to List
-$7,000
-3.35%
Current Estimated Value
$253,415

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$51,415
Avg. Annual Appreciation
5.45%
Original Mortgage
$194,000
Outstanding Balance
$176,025
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$77,390

Purchase Details

Listed on
May 25, 2021
Closed on
Jun 22, 2021
Sold by
Jones Melissa L
Bought by
Krammer Jacob A and Krammer Alexandria A
Buyer's Agent
Emeric Szalay
COLLINS and CO. REALTORS - LAKEVILLE
List Price
$209,000
Sold Price
$202,000
Premium/Discount to List
-$7,000
-3.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,000
Outstanding Balance
$176,025
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$77,390

Purchase Details

Listed on
Jul 24, 2019
Closed on
Sep 12, 2019
Sold by
Morrow Jr James R
Bought by
Jones Melissa L
Seller's Agent
Rodger Pendl
eXp Realty, LLC
List Price
$175,000
Sold Price
$167,000
Premium/Discount to List
-$8,000
-4.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.02%
Original Mortgage
$158,650
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 28, 2016
Sold by
Morrow Kathleen S
Bought by
Morrow James R
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kramer Jacob A -- Jaquinde William
Krammer Jacob A $404,000 None Available
Jones Melissa L $211,004 Metropolitan Title
Morrow James R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kramer Jacob A $194,000
Closed Krammer Jacob A $194,000
Previous Owner Jones Melissa L $158,650
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2021 06/30/21 Sold $202,000 -10.2% $114 / Sq Ft
06/01/2021 06/01/21 Price Changed $225,000 +7.7% $127 / Sq Ft
05/31/2021 05/31/21 Pending -- -- --
05/25/2021 05/25/21 For Sale $209,000 +25.1% $118 / Sq Ft
09/06/2019 09/06/19 Sold $167,000 -4.6% $94 / Sq Ft View Prior Sale
08/02/2019 08/02/19 Pending -- -- --
07/24/2019 07/24/19 For Sale $175,000 -- $99 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,091 $178,700 $42,800 $135,900
2023 $2,091 $178,300 $42,800 $135,500
2022 $2,062 $178,700 $42,800 $135,900
2021 $1,903 $155,800 $20,600 $135,200
2020 $1,845 $149,000 $19,600 $129,400
2019 $1,493 $128,800 $18,300 $110,500
2018 $1,720 $122,900 $17,400 $105,500
2017 $1,504 $106,200 $15,100 $91,100
2016 $1,545 $111,700 $15,100 $96,600
2014 $1,374 $111,100 $15,100 $96,000
Source: Public Records

Agents Affiliated with this Home

  • Emeric Szalay

    Buyer's Agent in 2021

    Emeric Szalay

    COLLINS and CO. REALTORS - LAKEVILLE

    (574) 298-4000

    12 in this area

    161 Total Sales

    Emeric Szalay
    Section Image
  • Rodger Pendl

    Seller's Agent in 2019

    Rodger Pendl

    eXp Realty, LLC

    (574) 246-1004

    55 in this area

    320 Total Sales

    Rodger Pendl
    Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202119676

Indiana Regional MLS

APN: 71-10-07-351-015.000-023

Indiana St Joseph County Mishawaka 46544

428 N Harding Ave, Mishawaka, IN

This home is located at 428 N Harding Ave, Mishawaka, IN 46544 since 25 May 2021 and is currently estimated at $253,415, approximately $142 per square foot. This property was built in 1971. 428 N Harding Ave is a home located in St. Joseph County with nearby schools including Twin Branch Elementary School, John J. Young Middle School, and Mishawaka High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes