NOT LISTED FOR SALE

428 Ridgeway St Saint Joseph, MI 49085

Estimated Value: $1,354,000 - $2,537,376

4 Beds
2.5 Baths
3,771 Sq Ft
$516/Sq Ft Est. Value

Last Sold June 29, 2012

Last sale price $2,200,000 $583 Per Sq Ft

Est. 12% decrease in value since last sale

Current estimated payment $12,262/month

382 Days on Market

Highlights

  • Private Waterfront
  • Deeded Waterfront Access Rights
  • Community Lake
  • Upton Middle School Rated A
  • 2.21 Acre Lot
  • Family Room with Fireplace

About This Home

As of June 2012

One owner residence on Ridgeway Street, City of St. Joseph, St. Joseph Schools. 125' of wide usable beach with riparian rights. Walking distance to the West Basin City Boat Marina, North Pier, The Yacht Club, Tiscornia Public Beach and the Jack Nicklaus golf course at Harbor Shores. 3,184 sq. ft. two story, four bedrooms, two and one half baths, three fireplaces, family room, living room and rec room in basement. 12x16 family room, 11x12 formal dining room, 9x12 kitchen, 14.5x26.5 living room, 10x18 first floor laundry room, 19x20 screened-in porch overlooking Lake Michigan. 17x19.4 attached garage, Partial basement with finished 13x21 game room, 5x13 pantry, 3.6x5 walk-in shower, 13.10x23.5 rec room, 9x10 storage room and 5.4x13 furnace room. Professionally landscaped yard. Great views o f Lake Michigan from most rooms within the residence. One of the best lake front subdivisions within Berrien County. Location is convenient and centralized to everything within the city.

Last Agent to Sell the Property

Donald Kamp

Meredith & Kamp, Inc. Listed on: 06/13/2011

Co-Listed By

Michael Mccausland

@properties Christie's International R.E. License #6501201614

@properties Christie's International R.E.

Last Buyer's Agent

Michael Mccausland

@properties Christie's International R.E. License #6501201614

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,100

Year Built

  • Built in 1941

Lot Details

  • 2.21 Acre Lot
  • Lot Dimensions are 125 x 632
  • Private Waterfront
  • 125 Feet of Waterfront
  • Level Lot
  • Sprinkler System

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Game Room with Fireplace
  • Recreation Room with Fireplace
  • Water Views
  • Partial Basement

Kitchen

  • Oven
  • Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom

Outdoor Features

  • Deeded Waterfront Access Rights

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,100

Year Built

Built in 1941

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1941
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:Lot Dimensions: 125 x 632
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3771.0
  • General Property Info:Design: Traditional
  • Tax Info:Annual Property Tax: 12100.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Garage Type Attached: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 3.0
  • Substructure:Partial: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 125.0
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceramic Floor: Yes
  • Landscape:Underground Sprinkler: Yes
  • Additional Items:Wood Floor: Yes
  • General Property Info:SqFt Above Grade: 3184.0
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Dishwasher, Oven, Range
  • Interior Amenities: Ceramic Floor, Garage Door Opener, Wood Floor, Pantry
  • Fireplace Features: Wood Burning, Rec Room, Living, Family
  • Fireplace: Yes
  • Fireplaces: 3
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Partial
  • LivingArea: 3771.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Finished SQFT: 587.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes
  • Fireplace:Wood Burning: Yes
  • Fireplace:Rec Room: Yes
  • Below Grade Sq Ft: 587.0

Exterior Features

  • Construction Materials: Wood Siding, Brick
  • List Price: 2499000.0
  • Lot Features: Level, Sidewalk
  • Road Surface Type: Paved
  • Water Body Name: Lake Michigan
  • Waterfront Features: Deeded Access, Private Frontage
  • Waterfront: Yes
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Brick: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Attached, Paved
  • Garage:Garage2: Yes
  • Additional Items:Garage Door Opener: Yes
  • Garage Type:_one_: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air, Natural Gas
  • Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Lake

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:Deeded Access: Yes
  • Water Fea Amenities:View: Yes

Lot Info

  • Lot Size Acres: 2.21
  • Lot Size Area: 2.21
  • Lot Dimensions: 125 x 632
  • Lot Size Sq Ft: 96268.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 12100.0
  • Tax Year: 2011

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 31, 2022
Sold by
Brown Steven R and Brown Judy L
Bought by
Steven And Judy Brown 2021 Family Trust and Fam Judy
Current Estimated Value
$1,945,688

Purchase Details

Closed on
Dec 30, 2013
Sold by
Edgewater Beach & Real Estate Llc
Bought by
Brown Steven R and Brown Judy L

Purchase Details

Listed on
Jun 13, 2011
Closed on
Jun 29, 2012
Sold by
Emlong C Rocque and Clifford R Emlong Trust
Bought by
Brown Steven R and Brown Judy L
Seller's Agent
Donald Kamp
Meredith & Kamp, Inc.
Buyer's Agent
Michael Mccausland
@properties Christie's International R.E.
List Price
$2,795,000
Sold Price
$2,200,000
Premium/Discount to List
-$595,000
-21.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.92%
Original Mortgage
$1,100,000
Interest Rate
2.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 22, 2003
Sold by
Emlong Clifford R and Emlong Margaret C
Bought by
Emlong Clifford R and Emlong Margaret C

Purchase Details

Closed on
Apr 30, 2003
Sold by
Emlong Clifford R and Emlong Margaret C
Bought by
Emlong Clifford R and Emlong Margaret C
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Steven And Judy Brown 2021 Family Trust -- Greenberg Traurig Llp
Brown Steven R -- None Available
Brown Steven R -- Multiple
Emlong Clifford R -- --
Emlong Clifford R -- --
Emlong Clifford R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Brown Steven R $1,100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/29/2012 06/29/12 Sold $2,200,000 -21.3% $583 / Sq Ft
06/29/2012 06/29/12 Pending -- -- --
06/13/2011 06/13/11 For Sale $2,795,000 -- $741 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $79,860 $2,439,400 $0 $0
2024 $77,466 $2,374,800 $0 $0
2023 $74,298 $2,119,800 $0 $0
2022 $70,919 $1,913,100 $0 $0
2021 $70,463 $2,021,200 $983,700 $1,037,500
2020 $69,508 $2,003,700 $0 $0
2019 $68,976 $1,795,000 $918,300 $876,700
2018 $67,810 $1,795,000 $0 $0
2017 $36,700 $1,717,200 $0 $0
2016 $36,700 $1,006,300 $0 $0
2015 $30,743 $848,600 $0 $0
2014 $35,570 $1,013,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 11033070

Southwestern Michigan Association of REALTORS®

APN: 11-76-1900-0070-06-0