NOT LISTED FOR SALE

428 Ruddiman Dr Muskegon, MI 49445

Estimated Value: $555,000 - $702,000

4 Beds
3 Baths
2,998 Sq Ft
$206/Sq Ft Est. Value

Last Sold June 29, 2020

Last sale price $340,000 $113 Per Sq Ft

Est. 81% increase in value since last sale

Current estimated payment $3,977/month

254 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Deck
  • North Muskegon Middle School Rated A-
  • 0.73 Acre Lot
  • Recreation Room

About This Home

As of June 2020

Vacation year around from this Bear Lake waterfront home featuring 78 ft of great frontage. Family fun and memories surround this all sports Bear Lake property that has access to Muskegon and Lake Michigan. A water lovers retreat with nice westerly views from most rooms. Over 2300 sq.ft. of main floor entertaining with a large upper deck and a walk-out lower level. Private, and peaceful, with four bedrooms and three full baths. Frontage includes seawall and large permanent dock. A great opportunity located in the North Muskegon School District. Call for your personal showing of this wonderful home. Professional photos will be on MLS Friday 9/6/2019.

Last Agent to Sell the Property

Leo Langlois

Greenridge Realty Muskegon License #6501302244 Listed on: 09/03/2019

Last Buyer's Agent

Kurt Pieczynski

RE/MAX West License #6502356202

RE/MAX West

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1956

Lot Details

  • 0.73 Acre Lot
  • Lot Dimensions are 760x25x50x395x65
  • Private Waterfront
  • 78 Feet of Waterfront
  • Shrub
  • Terraced Lot
  • Sprinkler System
  • Wooded Lot
  • Property is zoned R-2, R-2

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,998 Sq Ft Home
  • 1-Story Property
  • Built-In Desk
  • Ceiling Fan
  • Wood Burning Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Living Room with Fireplace
  • Recreation Room
  • Water Views

Kitchen

  • Range
  • Dishwasher

Flooring

  • Wood
  • Stone
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Laundry Chute

Basement

  • Walk-Out Basement
  • Partial Basement
  • Crawl Space

Outdoor Features

  • Docks
  • Deck
  • Patio

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Year Built

Built in 1956

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 1956
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 760x25x50x395x65
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2998.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 8741.0
  • Tax Info:Zoning3: R-2
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Substructure:Partial: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 78.0
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Substructure:Walk Out: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • Landscape:Terraced Yard: Yes
  • Substructure:Crawl Space: Yes
  • Additional Items:Whirlpool Tub: Yes
  • General Property Info:SqFt Above Grade: 2358.0
  • Laundry Features Laundry Chute: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Floor: Yes
  • Flooring Stone Floor: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Flooring: Ceramic Tile, Stone, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Whirlpool Tub
  • Fireplace Features: Living Room, Wood Burning
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 4
  • Main Level Bedrooms: 4
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space, Partial, Walk-Out Access
  • LivingArea: 2998.0
  • Window Features: Low-Emissivity Windows, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Wood Burning: Yes
  • Kitchen Features:Desk Built-In: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 349900.0
  • Lot Features: Wooded
  • Patio and Porch Features: Deck, Patio
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Bear Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Chute
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Broadband
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Dock: Yes

Lot Info

  • Lot Size Acres: 0.73
  • Lot Size Area: 0.73
  • Lot Dimensions: 760x25x50x395x65
  • Lot Size Sq Ft: 31799.0
  • Zoning Description: R-2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8741.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 3, 2019
Closed on
Jun 30, 2020
Sold by
Leister Marsha and Leister John Rlt
Bought by
Bartos Andrew M and Bartos Bethany M
Seller's Agent
Leo Langlois
Greenridge Realty Muskegon
Buyer's Agent
Kurt Pieczynski
RE/MAX West
List Price
$398,000
Sold Price
$340,000
Premium/Discount to List
-$58,000
-14.57%
Current Estimated Value
$616,225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$276,225
Avg. Annual Appreciation
10.27%
Original Mortgage
$323,000
Outstanding Balance
$288,323
Interest Rate
3.1%
Mortgage Type
Unknown
Estimated Equity
$276,897

Purchase Details

Closed on
Oct 14, 2015
Sold by
Leister John C
Bought by
Leister John C and John Leister Revocable Living Trust

Purchase Details

Closed on
Feb 18, 2015
Sold by
Leister John C
Bought by
Leister John C

Purchase Details

Closed on
Nov 11, 2009
Sold by
Carlson Kay
Bought by
Leister John C

Purchase Details

Closed on
Sep 2, 2008
Sold by
Carlson Kay and Carlson Kay A
Bought by
Leister John C and Carlson Kay

Purchase Details

Closed on
Apr 11, 2007
Sold by
Leister John C
Bought by
Carlson Kay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.18%
Mortgage Type
Unknown

Purchase Details

Closed on
Mar 9, 2007
Sold by
Leister John A and Carlson Kay
Bought by
Leister John C and Carlson Kay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.18%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 28, 2003
Sold by
Leister John A
Bought by
Leister John A and Carlson Kay
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bartos Andrew M $340,000 Premier Lakeshore Title
Leister John C -- Attorney
Leister John C -- None Available
Leister John C -- None Available
Carlson Kay -- None Available
Leister John C -- None Available
Carlson Kay -- None Available
Leister John C -- None Available
Leister John A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bartos Andrew M $323,000
Previous Owner Leister Marsha $3,000
Previous Owner The John Leister Revocable Living Trust $25,000
Previous Owner The John Leister Revocable Living Trust $25,000
Previous Owner Carlson Kay $130,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/29/2020 06/29/20 Sold $340,000 -14.6% $113 / Sq Ft
05/14/2020 05/14/20 Pending -- -- --
09/03/2019 09/03/19 For Sale $398,000 -- $133 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,740 $319,400 $0 $0
2024 $2,247 $253,800 $0 $0
2023 $2,129 $214,000 $0 $0
2022 $6,950 $183,300 $0 $0
2021 $6,780 $155,500 $0 $0
2020 $8,696 $144,500 $0 $0
2019 $8,982 $143,300 $0 $0
2018 $8,211 $149,400 $0 $0
2017 $5,768 $142,800 $0 $0
2016 $1,532 $136,600 $0 $0
2015 -- $129,600 $0 $0
2014 -- $133,000 $0 $0
2013 -- $179,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 19042901

Southwestern Michigan Association of REALTORS®

APN: 23-168-073-0015-10