$295,000
SOLD DEC 23, 2025

428 S Main St Montgomery, IL 60538

3 Beds
1.5 Baths
1,342 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$220 Per Sq Ft

12 Days on Market

Highlights

  • Recreation Room
  • Corner Lot
  • Lower Floor Utility Room
  • Wood Flooring
  • Home Office
  • Formal Dining Room

About This Home

As of December 2025

Charming and unique with a historical flair all wrapped up together in this 3 bedroom + a finished basement with a bonus room and rec room! The furnace and A/C were both new this year, the water heater was replaced in 2024 and the roof was new in 2023. Inside this charming home you will discover real hardwood floors, beautiful wood casings on the entries, wide trim, a built-in cabinet with glass doors, a wide wood staircase and a 'hobbit' bathroom tucked under the staircase. The kitchen has stainless appliances, so many cabinets and even a pocket door! Rounding out the 1st floor is a convenient laundry room off the family room, a living room & a beautiful dining room. This home is so unique yet so functional. The 2nd floor has an updated full bathroom and 3 generous bedrooms, each with a ceiling fan/light and supersized closets! This basement has even more living space with a Rec Room, Utility Room, 'canning' cellar and a Bonus Room that would be a perfect office (these owners are currently using it as a non-conforming bedroom #4). There is a 484sf, detached, 2 car garage with an automatic opener and side access door that has plenty of room for all the extras. Walking onto the covered front porch you will know you have found your next home! Welcome!

Last Agent to Sell the Property

Carol Guist

Baird & Warner License #475157288 Listed on: 11/07/2025

Baird & Warner

Last Buyer's Agent

Sergio Moya

Coldwell Banker Realty License #475183026

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,017

Year Built

  • Built in 1920

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 66x133.84x66x132.84
  • Corner Lot
  • Paved or Partially Paved Lot

Parking

  • 2 Car Detached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway

Home Design

  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1,342 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Whole House Fan
  • Ceiling Fan
  • Shutters
  • Blinds
  • Pocket Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Lower Floor Utility Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Gas Dryer Hookup

Finished Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space

Outdoor Features

  • Patio

Schools

  • Nicholson Elementary School
  • Washington Middle School
  • West Aurora High School

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Powered By Gas
  • Radiator
  • Baseboard Heating
  • Heating System Uses Natural Gas
  • Radiant Heating System

Listing and Financial Details

  • Senior Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,017

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1920
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s)
  • Basement: Finished, Crawl Space, Partial
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Pocket Door(s)
  • Flooring: Hardwood, Laminate
  • Interior Amenities: Built-in Features, Walk-In Closet(s)
  • LivingArea: 1342
  • Other Equipment: CO Detectors, Ceiling Fan(s), Fan-Whole House, Sump Pump
  • Room Type: Office, Recreation Room, Foyer, Utility Room-Lower Level, Walk In Closet, Other Room
  • Window Features: Blinds, Shutters
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Square Footage Comments: The Basement is an additional 660sf and the garage is 484sf.
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Wood Siding
  • Lot Features: Corner Lot
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Detached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Gas
  • Heating: Natural Gas, Forced Air, Baseboard, Radiant, Radiator(s)
  • Laundry Features: Main Level, Gas Dryer Hookup, Electric Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Nicholson Elementary School
  • High School: West Aurora High School
  • Middle/Junior School: Washington Middle School

Lot Info

  • Lot Size Acres: 0.22
  • Lot Dimensions: 66x133.84x66x132.84
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 5016.86
  • Tax Year: 2024
  • Tax Exemptions: Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 7, 2025
Closed on
Dec 9, 2025
Sold by
Glass Russell and Glass Tammy
Bought by
Amaya Joselin P Rivera
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Sergio Moya
Coldwell Banker Realty
List Price
$295,000
Sold Price
$295,000
Views
126

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-77.42%
Original Mortgage
$289,656
Outstanding Balance
$289,332
Interest Rate
5.38%
Mortgage Type
FHA
Estimated Equity
-$38,873

Purchase Details

Closed on
Oct 17, 2024
Sold by
Foley Don and Odonnell Steven M
Bought by
Glass Russell and Glass Tammy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,300
Interest Rate
6.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2015
Sold by
Hollabush Richard E
Bought by
Foley Don

Purchase Details

Closed on
Oct 30, 2003
Sold by
Vanmeter Ellis L and Vanmeter Nancy A
Bought by
Foley Don and Odonnell Steven M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,400
Interest Rate
4.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 Chicago Title
Warranty Deed $150,000 Carrington Title
Warranty Deed $150,000 Carrington Title
Quit Claim Deed $23,000 First American Title Ins Co
Warranty Deed $163,000 Law Title Ins Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $289,656 FHA
Previous Owner $136,300 New Conventional
Previous Owner $130,400 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/23/2025 12/23/25 Sold $295,000 +2.1% $220 / Sq Ft
11/19/2025 11/19/25 Pending -- -- --
11/14/2025 11/14/25 Price Changed $289,000 -2.0% $215 / Sq Ft
11/07/2025 11/07/25 For Sale $295,000 -- $220 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,017 $71,338 $10,401 $60,937
2023 $4,959 $63,740 $9,293 $54,447
2022 $4,682 $58,157 $8,479 $49,678
2021 $4,491 $54,145 $7,894 $46,251
2020 $4,269 $50,292 $7,332 $42,960
2019 $4,168 $46,597 $6,793 $39,804
2018 $3,446 $43,455 $6,283 $37,172
2017 $3,110 $38,752 $5,789 $32,963
2016 $2,767 $34,099 $5,223 $28,876
2015 -- $30,192 $4,491 $25,701
2014 -- $29,729 $4,127 $25,602
2013 -- $32,642 $4,382 $28,260
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12511238

Midwest Real Estate Data (MRED)

APN: 15-32-451-008