NOT LISTED FOR SALE

428 W Cobblestone Loop Hernando, FL 34442

Estimated Value: $438,000 - $514,000

3 Beds
3 Baths
2,671 Sq Ft
$172/Sq Ft Est. Value

Last Sold April 02, 2024

Last sale price $410,000 $154 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,029/month

137 Days on Market

Highlights

  • In Ground Spa
  • Open Floorplan
  • Outdoor Kitchen
  • Gated Community
  • Contemporary Architecture
  • Attic

About This Home

As of April 2024

UNBELIEVABLE VALUE AT $157 PER SQUARE FOOT LIVING SPACE IN THE HEART OF CITRUS HILLS! You could not build this home for this price and Seller says get this house sold now! With 3,243 total Sq. Ft. and 2,671 AF under air, this Cabana type 3-bedroom 3-bath home features an in-ground spa with waterfall, Jennair courtyard summer kitchen, 12-foot and 10-foot ceilings with awesome crown, wet bar in the living room, modern & efficient kitchen with gas stove top and walk-in pantry, gas fireplace, gas water heater, and a master bathroom measuring 17x12! The home is built around the large courtyard with access from the master bedroom, living room, a full bathroom, and one of the other bedrooms. Entertaining large parties? No problem here! This place was built for that with comfort in mind. Heritage is a small (Approx. 70 lots) exclusive 55+ gated development with rolling hills and old growth trees. It's the kind of neighborhood where taking the pup for a walk is a pleasure and it is right in the middle of Citrus County's most popular area boarding Citrus Hills & Terra Vista. New commercial development in the area is growing and shopping for anything you want is just 5 minutes away. The low HOA fees of $176 per month include your lawn maintenance & irrigation care also. The roof was just replaced, and you will not find a home of this size and quality for anywhere close to this price in this area again so set up your appointment now. No flood insurance required either.

Last Agent to Sell the Property

James Martin

Discount Realty Florida, LLC License #3010954 Listed on: 10/07/2023

Last Buyer's Agent

Susan Grow-Mullen

REALTRUST REALTY License #663073

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,564

Year Built

  • Built in 2007

Lot Details

  • 0.29 Acre Lot
  • Property fronts a private road
  • Rectangular Lot
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Landscaped with Trees
  • Property is zoned R1

HOA Fees

  • $176 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Ridge Vents on the Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 2,671 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Wet Bar
  • Tray Ceiling
  • Gas Fireplace
  • Double Pane Windows
  • Single Hung Windows
  • Blinds
  • Double Door Entry
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Oven
  • Gas Cooktop
  • Range Hood
  • <<microwave>>
  • Dishwasher
  • Laminate Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Sinks
  • <<tubWithShowerToken>>
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry in unit
  • Laundry Tub

Pool

  • In Ground Spa
  • Waterfall Pool Feature
  • Screen Enclosure
  • Pool Equipment or Cover

Outdoor Features

  • Courtyard
  • Outdoor Kitchen
  • Outdoor Grill
  • Rain Gutters

Schools

  • Forest Ridge Elementary School
  • Lecanto Middle School
  • Lecanto High School

Utilities

  • Central Air
  • Heat Pump System
  • Programmable Thermostat
  • Water Heater

Community Details

Overview

  • Association fees include legal/accounting, ground maintenance, reserve fund, road maintenance, street lights, sprinkler
  • Heritage Poa, Phone Number (856) 986-4390
  • Heritage Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,564

Year Built

Built in 2007

Lot Details

0

HOA Fees

$176 per month

Parking

2

Listing Details

  • Architectural Style: Contemporary, One Story
  • Carport Y N: No
  • Directions: From 486 turn into Heritage and go past the gate to Cobblestone Loop and take a right. House is down 1 block on your right.
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.29
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Heritage
  • Year Built: 2007
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood, Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Double Door Entry
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Luxury Vinyl Plank
  • Interior Amenities: Attic, Wet Bar, Breakfast Bar, Bathtub, Tray Ceiling(s), Dual Sinks, Eat-in Kitchen, Fireplace, Garden Tub/Roman Tub, Laminate Counters, Main Level Primary, Primary Suite, Open Floorplan, Pantry, Pull Down Attic Stairs, Separate Shower, Tub Shower, Walk-In Closet(s), Wood Cabinets, First Floor Entry, Programmable Thermostat
  • Living Area: 2671.0
  • Spa Features: In Ground
  • Private Spa: Yes
  • Window Features: Blinds, Double Pane Windows, Single Hung
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Courtyard, Sprinkler/Irrigation, Landscaping, Outdoor Kitchen, Rain Gutters, Concrete Driveway, Outdoor Grill
  • Foundation Details: Block, Slab
  • Lot Features: Cleared, Flat, Rectangular, Trees
  • Pool Features: None, Pool Equipment, Screen Enclosure, Waterfall
  • Roof: Asphalt, Shingle, Ridge Vents
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area, Laundry Tub
  • Security: Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 176.0
  • Association Fee Frequency: Monthly
  • Association Name: HERITAGE POA
  • Phone: 856-986-4390
  • Association: Yes
  • Community Features: Gated

Fee Information

  • Association Fee Includes: Legal/Accounting, Maintenance Grounds, Reserve Fund, Road Maintenance, Street Lights, Sprinkler

Schools

  • Elementary School: Forest Ridge Elementary
  • High School: Lecanto High
  • Middle Or Junior School: Lecanto Middle

Lot Info

  • Zoning: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4563.66
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2023
Closed on
Apr 1, 2024
Sold by
Hooker Richard A
Bought by
Stacey Ann Orourke Living Trust and Orourke
Seller's Agent
James Martin
Discount Realty Florida, LLC
Buyer's Agent
Susan Grow-Mullen
REALTRUST REALTY
List Price
$449,900
Sold Price
$410,000
Premium/Discount to List
-$39,900
-8.87%
Views
178
Current Estimated Value
$458,835

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,835
Avg. Annual Appreciation
9.12%
Original Mortgage
$320,000
Outstanding Balance
$306,741
Interest Rate
6.29%
Mortgage Type
New Conventional
Estimated Equity
$152,094

Purchase Details

Closed on
Mar 17, 2022
Sold by
Buckhorn Property Holdings Llc
Bought by
Hooker Richard A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,750
Interest Rate
4.16%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stacey Ann Orourke Living Trust $410,000 Express Title Services
Hooker Richard A $3,850 New Title Company Name
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stacey Ann Orourke Living Trust $320,000
Previous Owner Hooker Richard A $365,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/02/2024 04/02/24 Sold $410,000 -2.4% $154 / Sq Ft
02/22/2024 02/22/24 Pending -- -- --
01/12/2024 01/12/24 Price Changed $419,900 -1.2% $157 / Sq Ft
01/07/2024 01/07/24 Price Changed $424,900 -1.2% $159 / Sq Ft
12/20/2023 12/20/23 Price Changed $429,900 -2.3% $161 / Sq Ft
10/26/2023 10/26/23 Price Changed $439,900 -2.2% $165 / Sq Ft
10/07/2023 10/07/23 For Sale $449,900 -- $168 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,822 $290,887 -- --
2023 $3,822 $282,415 $0 $0
2022 $4,564 $328,159 $28,560 $299,599
2021 $3,987 $272,635 $30,440 $242,195
2020 $3,538 $236,280 $32,590 $203,690
2019 $3,957 $261,360 $25,290 $236,070
2018 $3,755 $245,070 $25,290 $219,780
2017 $3,483 $220,730 $25,290 $195,440
2016 $3,499 $213,290 $30,920 $182,370
2015 $3,397 $202,010 $30,920 $171,090
2014 $3,480 $200,030 $32,645 $167,385
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 827683

REALTORS® Association of Citrus County

APN: 18E-18S-24-0070-00000-0490