Listed by Windermere Whidbey Island, Bought with Hansen Group Real Estate Inc
$405,000
SOLD JAN 23, 2026

4281 Northgate Dr Oak Harbor, WA 98277

3 Beds
2 Baths
1,172 Sq Ft
8,437 Sq Ft Lot

Recently Sold

$346 Per Sq Ft

Highlights

  • RV Access or Parking
  • Clubhouse
  • Storm Windows
  • Craftsman Architecture
  • Deck
  • Community Playground

About This Home

As of January 2026

Located in the Northgate Terrace community in north Whidbey Island. This single-level home was built in 1984 and features 1172 sq. ft. of living space with a 3 bed, 1.75 bath layout w/ spacious living area. Featuring mini split heat pump with AC and new carpet! Adorable kitchen with eating space and tiled walls. Added .75 bath w/ laundry, and smaller one car-garage. Back yard has a deck and fully fenced yard on a 8,437 square foot lot. Located close to public beaches, park, trails, NAS Whidbey and Deception pass bridge. Close enough to town for amenities and far enough away to enjoy your home on a dead end street. Come enjoy Whidbey Island today!

Last Agent to Sell the Property

Konni Smith

Windermere Whidbey Island License #136625 Listed on: 10/25/2025

Windermere Whidbey Island

Co-Listed By

Oliver Grimm

Windermere Whidbey Island License #131086

Last Buyer's Agent

Katty Baldwin

Hansen Group Real Estate Inc License #101765

Hansen Group Real Estate Inc

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2443955

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,636

Year Built

  • Built in 1984

Lot Details

  • 8,437 Sq Ft Lot
  • Property is Fully Fenced
  • Level Lot
  • Garden
  • Property is in good condition

HOA Fees

  • $115 Monthly HOA Fees

Home Design

  • Craftsman Architecture
  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Wood Composite

Interior Spaces

  • 1,172 Sq Ft Home
  • 1-Story Property
  • Dining Room
  • Storm Windows
  • Stove

Flooring

  • Carpet
  • Vinyl Plank
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Parking

  • 1 Parking Space
  • Attached Carport
  • RV Access or Parking

Outdoor Features

  • Deck

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Heating System
  • Propane
  • Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area maintenance, water
  • Northgate HOA Www.Northgateterracecommunity.Com Association
  • Northgate Terrace Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,636

Year Built

Built in 1984

Lot Details

0

HOA Fees

$115 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 10 - 1 Story
  • Year Built: 1984
  • Inclusions: Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Architectural Style: Craftsman
  • Building Name: Northgate Terrace
  • Unit Levels: One
  • New Construction: No
  • CalculatedSquareFootage: 1172
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing_results/NWMLS/2443955, https://www.workforce-resource.com/dpr/listing/NWMLS/2443955?w=Consumer&agent=117233
  • Special Features: VirtualTour

Interior Features

  • Basement: None
  • Appliances: Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace: No
  • Flooring: Vinyl, Vinyl Plank, Carpet
  • Interior Amenities: Bath Off Primary, Double Pane/Storm Window, Dining Room, Water Heater
  • Living Area: 1172
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • BathsFullMain: 1
  • SquareFootageFinished: 1172
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dryer(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)

Exterior Features

  • Roof: Composition
  • Lot Features: Paved
  • View: No
  • Waterfront: No
  • Construction Type: Wood
  • Exterior Features: Wood, Wood Products
  • Foundation Details: Poured Concrete
  • Property Condition: Good
  • Structure Type: House

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Covered Parking Spaces: 1
  • Open Parking: No
  • Parking Features: Attached Carport, RV Parking
  • Total Parking Spaces: 1

Utilities

  • Sewer: Septic Tank
  • Water Source: Community
  • Security: Fully Fenced, Partially Fenced
  • Cooling: Ductless, None
  • Cooling Y N: Yes
  • Heating: Ductless, Forced Air
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Septic
  • WaterCompany: Northgate Terrace
  • WaterHeaterType: Electric
  • CableConnected: Xfinity
  • InternetConnected: Xfinity

Condo/Co-op/Association

  • Community Features: CCRs, Club House, Park, Playground
  • Senior Community: No
  • Association Fee: 115.4
  • Association Fee Frequency: Monthly
  • Association: Yes
  • AssociationContactName: Northgate HOA www.northgateterracecommunity.com

Fee Information

  • Association Fee Includes: Common Area Maintenance, Water

Schools

  • Junior High Dist: Oak Harbor
  • High School: Buyer To Verify
  • Middle Or Junior School: Buyer To Verify

Lot Info

  • Parcel Number: S757500010060
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.1937
  • Lot Size Sq Ft: 8437
  • Zoning: Rural Residential
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Fully,Fenced-Partially,High Speed Internet,RV Parking
  • MLSLotSizeSource: Public Records
  • ZoningJurisdiction: County
  • LotNumber: 6

Green Features

  • Power Production Type: Electric, Propane

Rental Info

  • ShortTermRentalYN: false

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2635.56

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Buyer To Verify

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2025
Closed on
Jan 21, 2026
Sold by
Rodger Christi and Rodger Jason
Bought by
Galyen Anthony
Seller's Agent
Konni Smith
Windermere Whidbey Island
Buyer's Agent
Katty Baldwin
Hansen Group Real Estate Inc
List Price
$405,000
Sold Price
$405,000
Views
119

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.60%
Original Mortgage
$418,365
Outstanding Balance
$418,365
Interest Rate
6.22%
Mortgage Type
VA
Estimated Equity
-$15,855

Purchase Details

Listed on
Feb 21, 2013
Closed on
May 29, 2013
Sold by
N W Home Renovators Llc
Bought by
Rodger Christi and Rodger Jason
Seller's Agent
Judy Zingale
Williams Real Estate Brokers
Buyer's Agent
James Konopik
Windermere Real Estate Whidbey
List Price
$130,000
Sold Price
$130,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.42%
Original Mortgage
$132,653
Interest Rate
3.32%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 26, 2012
Closed on
Nov 8, 2012
Sold by
Federal National Mortgage Association
Bought by
N W Home Renovators Llc
Seller's Agent
Diane Donnelson
The Preview Group
Buyer's Agent
Judy Zingale
Williams Real Estate Brokers
List Price
$52,500
Sold Price
$52,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
377.46%

Purchase Details

Closed on
Nov 28, 2011
Sold by
Karr Jodie M and Karr Richard L
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 2, 2010
Sold by
Karr Richard Lee
Bought by
Karr Jodie Marie
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 Chicago Title
Warranty Deed $130,280 Chicago Title Company
Limited Warranty Deed $52,500 Servicelink
Trustee Deed $169,033 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $418,365 VA
Previous Owner $132,653 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/23/2026 01/23/26 Sold $405,000 0.0% $346 / Sq Ft
01/10/2026 01/10/26 Pending -- -- --
11/02/2025 11/02/25 For Sale $405,000 0.0% $346 / Sq Ft
10/28/2025 10/28/25 Pending -- -- --
10/25/2025 10/25/25 For Sale $405,000 +211.5% $346 / Sq Ft
06/13/2013 06/13/13 Sold $130,000 0.0% $111 / Sq Ft View Prior Sale
04/07/2013 04/07/13 Pending -- -- --
02/21/2013 02/21/13 For Sale $130,000 +147.6% $111 / Sq Ft
11/15/2012 11/15/12 Sold $52,500 0.0% $45 / Sq Ft View Prior Sale
11/02/2012 11/02/12 Pending -- -- --
06/26/2012 06/26/12 For Sale $52,500 -- $45 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,636 $388,488 $210,000 $178,488
2024 $2,637 $370,926 $190,000 $180,926
2023 $2,637 $373,361 $190,000 $183,361
2022 $2,846 $343,834 $180,000 $163,834
2021 $2,610 $274,381 $130,000 $144,381
2020 $2,474 $250,691 $110,000 $140,691
2019 $2,084 $239,351 $140,000 $99,351
2018 $2,045 $219,674 $120,000 $99,674
2017 $1,603 $190,316 $90,000 $100,316
2016 $1,470 $158,725 $70,000 $88,725
2015 $1,462 $140,050 $50,000 $90,050
2013 -- $137,698 $45,000 $92,698
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2443955

Northwest Multiple Listing Service (NWMLS)

APN: S7575-00-01006-0