429 E Chicago St Unit M Elgin, IL 60120
Gifford Park Neighborhood
3
Beds
1
Bath
--
Sq Ft
$186/mo
HOA Fee
Highlights
- The property is located in a historic district
- Porch
- Electric Fireplace
- Wood Flooring
- Storage Room
- 4-minute walk to Channing Park
About This Home
As of February 2021Wow a large 3 bedroom Condo in the Heart of Elgin for under $90K! Come see before its gone. -Solid brick high rise condo building in Historical Elgin district close to Elgin Downtown shopping, Victoria Casino, Elgin Library, Community College and walking distance to National Street Metra station. Beautiful corner 3 bedroom 1 bath condo with natural sunlight in every room including 9 foot ceilings throughout featuring large living room with stain glass window. One of the larger condo in the building. Remodeled kitchen with brand new stainless steel appliances and dine in area. Newly painted, hardwood floors refinished and new cordless blinds. Spacious personal corner section in the back deck. Central forced air heating in unit. Basement has lockable large storage unit. Assigned parking space included. Nothing to do but move in, Investors Dream rented at $1500 per month, Showing only after Initial discussions. **Room sizes are apprx
Last Agent to Sell the Property
Denis Sharkey
Sharkfin, Inc. Listed on: 05/09/2019
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,369
HOA Fees
- $186 per month
Home Design
- Brick Exterior Construction
Interior Spaces
- Electric Fireplace
- Storage Room
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Laminate
Parking
- Parking Available
- Driveway
- Parking Included in Price
- Assigned Parking
Additional Features
- Porch
- The property is located in a historic district
- Heating System Uses Gas
Community Details
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 8, 2021
Sold by
Navarro Juan and Olvera Adrian
Bought by
Olvera Adrian and Olvera Kimberly
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Outstanding Balance
$65,537
Interest Rate
3.25%
Mortgage Type
New Conventional
Estimated Equity
$78,939
Purchase Details
Listed on
Oct 18, 2020
Closed on
Feb 2, 2021
Sold by
Ec Prestige Enterprises Llc
Bought by
Navarro Juan and Olvera Adrian
Seller's Agent
Elizabeth Cikowski
Coldwell Banker Realty
Buyer's Agent
Juan Navarro
American International Realty Corp.
List Price
$112,500
Sold Price
$96,000
Premium/Discount to List
-$16,500
-14.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Purchase Details
Listed on
May 9, 2019
Closed on
Oct 9, 2019
Sold by
Eurcka Diamond Vistas Llc
Bought by
Ec Prestiage Enterprises Llc
Seller's Agent
Denis Sharkey
Sharkfin, Inc.
Buyer's Agent
Elizabeth Cikowski
Coldwell Banker Realty
List Price
$89,750
Sold Price
$85,000
Premium/Discount to List
-$4,750
-5.29%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%
Original Mortgage
$55,250
Interest Rate
3.5%
Mortgage Type
Commercial
Purchase Details
Closed on
Jan 25, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Eureka Diamond Vistas Llc
Purchase Details
Closed on
Nov 9, 2009
Sold by
Larocco Conroy Debra
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Mar 9, 2005
Sold by
Wp Condominiums Inc
Bought by
Larocco Conroy Debra A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,400
Interest Rate
6.07%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Warranty Deed | $96,000 | Attorney | |
| Warranty Deed | $85,000 | Greater Illinois Title Co | |
| Special Warranty Deed | $26,000 | First American | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $116,000 | Alliance Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $72,000 | New Conventional | |
| Previous Owner | $55,250 | Commercial | |
| Previous Owner | $104,400 | Fannie Mae Freddie Mac |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/04/2021 02/04/21 | Sold | $96,000 | -9.3% | $96 / Sq Ft |
| 01/21/2021 01/21/21 | Pending | -- | -- | -- |
| 11/20/2020 11/20/20 | Price Changed | $105,900 | -5.9% | $106 / Sq Ft |
| 10/18/2020 10/18/20 | For Sale | $112,500 | +25.3% | $113 / Sq Ft |
| 11/13/2019 11/13/19 | For Sale | $89,750 | +5.6% | -- |
| 10/16/2019 10/16/19 | Off Market | $85,000 | -- | -- |
| 10/09/2019 10/09/19 | Sold | $85,000 | -5.3% | -- |
| 07/12/2019 07/12/19 | Pending | -- | -- | -- |
| 05/09/2019 05/09/19 | For Sale | $89,750 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,369 | $25,105 | $6,690 | $18,415 |
| 2023 | $1,251 | $22,681 | $6,044 | $16,637 |
| 2022 | $1,273 | $20,681 | $5,511 | $15,170 |
| 2021 | $1,725 | $19,335 | $5,152 | $14,183 |
| 2020 | $1,683 | $18,458 | $4,918 | $13,540 |
| 2019 | $1,642 | $17,583 | $4,685 | $12,898 |
| 2018 | $1,638 | $16,565 | $4,414 | $12,151 |
| 2017 | $1,611 | $15,660 | $4,173 | $11,487 |
| 2016 | $1,549 | $14,528 | $3,871 | $10,657 |
| 2015 | -- | $13,316 | $3,548 | $9,768 |
| 2014 | -- | $13,151 | $3,504 | $9,647 |
| 2013 | -- | $13,497 | $3,596 | $9,901 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2021
Elizabeth Cikowski
Coldwell Banker Realty
(847) 802-8420
1 in this area
63 Total Sales
-
J
Buyer's Agent in 2021
Juan Navarro
American International Realty Corp.
2 in this area
52 Total Sales
-
D
Seller's Agent in 2019
Denis Sharkey
Sharkfin, Inc.
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10373506
APN: 06-13-327-032
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