NOT LISTED FOR SALE

429 Island Creek Rd Lake Lure, NC 28746

Estimated Value: $337,000 - $483,000

3 Beds
2 Baths
1,233 Sq Ft
$317/Sq Ft Est. Value

Last Sold July 07, 2023

Last sale price $355,000 $288 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,263/month

23 Days on Market

Highlights

  • Deck
  • Wooded Lot
  • Wood Flooring
  • Private Lot
  • Ranch Style House
  • Fireplace

About This Home

As of July 2023

This must see, very private 3BD, 2BA home, sitting on 5 ACRES features a natural stream of water, a large deck off the kitchen for grilling, granite countertops throughout, handsome hardwood floors, and a fire pit for relaxing after a long day! Room to park one vehicle in the basement, along with ample storage space, laundry hookups and a wood burning stove. Plenty of parking space available in driveway! Literally just minutes to restaurants, grocery store, & all the fun activities Lake Lure & Chimney Rock offer! This would make a great Vacation Rental or for those that love their privacy. Please note: Furnishings in home are negotiable with the sale of the home.

Last Agent to Sell the Property

Heidi Coates

Bear Creek Realty and PM License #201545 Listed on: 05/15/2023

Last Buyer's Agent

Jen Hubbell

Keller Williams Mtn Partners, LLC License #304729

Keller Williams Mtn Partners, LLC

Property Details

Home Type

  • Modular Prefabricated Home

Est. Annual Taxes

  • $1,616

Year Built

  • Built in 2004

Lot Details

  • Private Lot
  • Paved or Partially Paved Lot
  • Wooded Lot

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • Fireplace
  • Unfinished Basement
  • Interior and Exterior Basement Entry
  • Laundry Room

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • Garage
  • Basement Garage
  • Driveway

Outdoor Features

  • Access to stream, creek or river
  • Deck
  • Fire Pit
  • Rear Porch

Schools

  • Pinnacle Elementary School
  • R-S Middle School
  • R-S Central High School

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 1646167

Property Details

Home Type

Modular Prefabricated Home

Est. Annual Taxes

$1,616

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 2004
  • Restrictions: N/A
  • Road Surface Type: Asphalt, Gravel, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 287.92
  • Property Sub Type Additional: Other
  • Geocode Confidence: High
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1233
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 911
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 911
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1233
  • Has Basement: Basement Garage Door, Exterior Entry, Interior Entry, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning Stove, Other - See Remarks
  • Living Area: 1233
  • Bedroom Main: 3
  • Room Count: 1

Exterior Features

  • Exterior Features: Fire Pit
  • New Construction: No
  • Roof: Shingle
  • Construction Type: Off Frame Modular
  • View: Long Range, Winter
  • Construction Type: Vinyl
  • Patio And Porch Features: Deck, Rear Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Cooling: Heat Pump
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: R-S Middle
  • HOA Subject To: None

Lot Info

  • Lot Features: Paved, Private, Creek/Stream, Wooded
  • Lot Size Area: 5
  • Lot Size Units: Acres
  • Parcel Number: 1646167
  • Zoning: SFR
  • ResoLotSizeUnits: Acres
  • Zoning Specification: SFR

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Pinnacle
  • High School: R-S Central

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2023
Closed on
Jul 3, 2023
Sold by
Duke Matthew Kyle and Duke Gabrielle Zayne
Bought by
Walker Trevor and Glover Karylanne
Seller's Agent
Heidi Coates
Bear Creek Realty and PM
Buyer's Agent
Jen Hubbell
Keller Williams Mtn Partners, LLC
List Price
$365,000
Sold Price
$355,000
Premium/Discount to List
-$10,000
-2.74%
Views
461
Current Estimated Value
$390,458

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,458
Avg. Annual Appreciation
5.40%
Original Mortgage
$348,570
Outstanding Balance
$341,672
Interest Rate
6.57%
Mortgage Type
FHA
Estimated Equity
$55,433

Purchase Details

Listed on
Jul 18, 2022
Closed on
Dec 5, 2022
Sold by
Durham Amanda P
Bought by
Duke Matthew Kyle and Sutphin Gabrielle Zayne
Seller's Agent
Danielle Morgan
GreyBeard Realty
Buyer's Agent
Heidi Coates
Bear Creek Realty and PM
List Price
$349,000
Sold Price
$315,000
Premium/Discount to List
-$34,000
-9.74%
Views
308

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.80%
Original Mortgage
$315,000
Interest Rate
7.08%
Mortgage Type
New Conventional

Purchase Details

Listed on
Nov 5, 2019
Closed on
Mar 11, 2020
Sold by
Allied Investors Group Llc
Bought by
Durham Ian M and Durham Amanda P
Seller's Agent
Caleb Pohlman
WEICHERT, Realtors - Unlimited
Buyer's Agent
James Earnhardt
Allen Tate/Beverly-Hanks, Lake Lure
List Price
$225,000
Sold Price
$219,500
Premium/Discount to List
-$5,500
-2.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.09%
Original Mortgage
$219,500
Interest Rate
3.5%
Mortgage Type
VA

Purchase Details

Listed on
May 8, 2019
Closed on
Jul 19, 2019
Sold by
Freedom Mortgage Corporation
Bought by
Allied Investors Group Llc
Seller's Agent
Don Lilya
Upright Real Estate LLC
Buyer's Agent
Non Member
Canopy Administration
List Price
$99,900
Sold Price
$82,215
Premium/Discount to List
-$17,685
-17.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
333.05%
Original Mortgage
$107,000
Interest Rate
3.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Feb 19, 2019
Sold by
Penland Bruce N and Worley Donna
Bought by
Freedom Mortgage Corp

Purchase Details

Listed on
Dec 4, 2012
Closed on
Apr 16, 2013
Sold by
Federal National Mortgage Association
Bought by
Penland Bruce
Seller's Agent
Michelle Okpych
360 Properties LLC
Buyer's Agent
Matt Tavener
Keller Williams Professionals
List Price
$111,000
Sold Price
$92,500
Premium/Discount to List
-$18,500
-16.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.59%
Original Mortgage
$94,387
Interest Rate
3.44%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Walker Trevor $355,000 None Listed On Document
Duke Matthew Kyle $315,000 Chicago Title
Durham Ian M $220,000 None Available
Allied Investors Group Llc $82,215 None Available
Freedom Mortgage Corp $92,826 None Available
Penland Bruce -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Walker Trevor $348,570
Previous Owner Duke Matthew Kyle $315,000
Previous Owner Durham Ian M $219,500
Previous Owner Allied Investors Group Llc $107,000
Previous Owner Penland Bruce $94,387
Previous Owner Osteen Shane D $177,300
Previous Owner Osteen Shane D $177,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/07/2023 07/07/23 Sold $355,000 -2.7% $288 / Sq Ft
05/15/2023 05/15/23 For Sale $365,000 +15.9% $296 / Sq Ft
12/13/2022 12/13/22 Sold $315,000 -6.0% $258 / Sq Ft
10/27/2022 10/27/22 Price Changed $335,000 -1.5% $274 / Sq Ft
10/22/2022 10/22/22 Price Changed $340,000 -0.3% $278 / Sq Ft
10/15/2022 10/15/22 Price Changed $341,000 -0.3% $279 / Sq Ft
10/08/2022 10/08/22 Price Changed $342,000 -0.6% $280 / Sq Ft
08/30/2022 08/30/22 Price Changed $344,000 -1.4% $281 / Sq Ft
07/18/2022 07/18/22 For Sale $349,000 +59.0% $285 / Sq Ft
03/17/2020 03/17/20 Sold $219,500 0.0% $183 / Sq Ft
01/31/2020 01/31/20 Pending -- -- --
12/10/2019 12/10/19 Price Changed $219,500 -2.4% $183 / Sq Ft
11/05/2019 11/05/19 For Sale $225,000 +173.7% $188 / Sq Ft
07/18/2019 07/18/19 Sold $82,215 0.0% $68 / Sq Ft
06/05/2019 06/05/19 Off Market $82,215 -- --
06/04/2019 06/04/19 Pending -- -- --
05/08/2019 05/08/19 For Sale $99,900 +8.0% $82 / Sq Ft
05/10/2013 05/10/13 Sold $92,500 -16.7% $75 / Sq Ft
03/01/2013 03/01/13 Pending -- -- --
12/04/2012 12/04/12 For Sale $111,000 -- $90 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,616 $304,600 $94,800 $209,800
2023 $1,080 $304,600 $94,800 $209,800
2022 $1,080 $159,500 $34,500 $125,000
2021 $1,072 $159,500 $34,500 $125,000
2020 $977 $145,300 $34,500 $110,800
2019 $969 $145,300 $34,500 $110,800
2018 $954 $140,900 $34,400 $106,500
2016 $940 $140,900 $34,400 $106,500
2013 -- $140,900 $34,400 $106,500
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4028896

Canopy MLS (Canopy Realtor® Association)

APN: 1646167