NOT LISTED FOR SALE

429 Island Pointe Dr Saint Joseph, MI 49085

Estimated Value: $629,845 - $770,000

5 Beds
3 Baths
2,626 Sq Ft
$274/Sq Ft Est. Value

Last Sold April 19, 2024

Last sale price $745,000 $284 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $5,348/month

1 Day on Market

Highlights

  • Private Waterfront
  • Docks
  • Deck
  • Upton Middle School Rated A
  • Clubhouse
  • Traditional Architecture

About This Home

As of April 2024

Welcome home to Island Pointe Marina, carefree waterfront living at its best. This 5 bedroom, 3 bath waterfront home has been extensively remodeled and upgraded in the last 3 years. Upgrades include creating a 5th bedroom and right sized rec room upstairs, new flooring, upgraded kitchen and baths and painting throughout. The great room is open to the kitchen and dining area and features sliders to the covered porch. The spacious primary suite has a large walk-in closet, whirlpool tub, dual bowl vanity and a balcony to enjoy the relaxing river views. The two car attached garage provides more than adequate space for vehicles and personal storage. The home includes a 40' boat slip with 16,000 lbs boat lift out your front door. Island Pointe offers a pool & hot tub, clubhouse & playground.

Last Listed By

Chris Marzke

@properties Christie's International R.E. License #6506044266 Listed on: 02/29/2024

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,776

Year Built

  • Built in 2002

Lot Details

  • 4,382 Sq Ft Lot
  • Lot Dimensions are 40 x 108
  • Private Waterfront
  • 40 Feet of Waterfront
  • Property fronts a private road
  • Cul-De-Sac
  • Shrub
  • Sprinkler System

HOA Fees

  • $243 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,626 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Room
  • Dining Area
  • Water Views
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bedroom
  • Halls are 36 inches wide or more
  • Doors are 36 inches wide or more

Outdoor Features

  • Water Access
  • No Wake Zone
  • Docks
  • Deeded Boat Dock
  • Shared Waterfront
  • Deck
  • Porch

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include snow removal, lawn/yard care
  • $486 HOA Transfer Fee
  • Island Pointe Marina Subdivision

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,776

Year Built

Built in 2002

Lot Details

0

HOA Fees

$243 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 2002
  • ResoPropertyType: Residential
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Appliances Microwave: Yes
  • Architectural Style:Traditional: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Accessibility Features: 36 Inch Entrance Door, 36' or + Hallway, Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath, Covered Entrance
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Whirlpool Tub
  • Fireplace: No
  • Total Bedrooms: 5
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2626.0
  • Window Features: Screens, Insulated Windows, Window Treatments
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 749000.0
  • Lot Features: Sidewalk, Cul-De-Sac
  • Patio and Porch Features: Deck, Porch(es)
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: Yes
  • Driveway Paved: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Room, Upper Level, Washer Hookup
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, Broadband, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Meeting Room, Pets Allowed, Playground, Pool, Spa/Hot Tub
  • Association Fee: 243.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 243.0
  • Association Info:Assoc Buy in Fee: 486
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes
  • Assoc Amenities:Meeting Room: Yes
  • Water Fea Amenities:Deeded Boat Lot: Yes

Fee Information

  • Association Fee Includes: Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: 40 x 108
  • Lot Size Sq Ft: 4382.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 12776.0
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 29, 2024
Closed on
Apr 26, 2024
Sold by
Pikus Ryan
Bought by
Guenin Corey and Guenin Matthew M
Seller's Agent
Chris Marzke
@properties Christie's International R.E.
Buyer's Agent
David Jardine
@properties Christie's International R.E.
List Price
$749,000
Sold Price
$745,000
Premium/Discount to List
-$4,000
-0.53%
Total Days on Market
1
Views
21
Current Estimated Value
$719,961

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,039
Avg. Annual Appreciation
-3.20%
Original Mortgage
$596,000
Outstanding Balance
$590,326
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$129,635

Purchase Details

Listed on
May 14, 2020
Closed on
Jun 9, 2020
Sold by
Narra Sridhar
Bought by
Pikus Ryan
Seller's Agent
Chris Marzke
@properties Christie's International R.E.
Buyer's Agent
Chris Marzke
@properties Christie's International R.E.
List Price
$429,000
Sold Price
$405,000
Premium/Discount to List
-$24,000
-5.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.11%
Original Mortgage
$364,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 15, 2008
Sold by
Narra Sridhar
Bought by
Narra Sridhar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
6.1%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Guenin Corey $745,000 None Listed On Document
Pikus Ryan $405,000 None Available
Narra Sridhar -- First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Guenin Corey $596,000
Previous Owner Pikus Ryan $364,500
Previous Owner Pikus Ryan $364,500
Previous Owner Narra Sridhar $216,000
Previous Owner Narra Sridhar $275,000
Previous Owner Narra Sridhar $264,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/19/2024 04/19/24 Sold $745,000 -0.5% $284 / Sq Ft
02/29/2024 02/29/24 For Sale $749,000 +84.9% $285 / Sq Ft
06/09/2020 06/09/20 Sold $405,000 -5.6% $154 / Sq Ft
05/17/2020 05/17/20 Pending -- -- --
05/14/2020 05/14/20 For Sale $429,000 -- $163 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,352 $271,100 $0 $0
2023 $12,778 $240,600 $0 $0
2022 $12,188 $211,100 $0 $0
2021 $12,796 $217,700 $41,700 $176,000
2020 $10,433 $216,800 $0 $0
2019 $10,318 $197,000 $41,000 $156,000
2018 $10,122 $197,000 $0 $0
2017 $9,308 $194,900 $0 $0
2016 $9,308 $184,000 $0 $0
2015 $9,222 $182,600 $0 $0
2014 $8,881 $180,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 24009771

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0024-00-7