$405,000
SOLD JUN 9, 2020

429 Island Pointe Dr Saint Joseph, MI 49085

4 Beds
3 Baths
2,626 Sq Ft
4,382 Sq Ft Lot

Recently Sold

$154 Per Sq Ft

6% Below List Price

3 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Deck
  • Upton Middle School Rated A
  • Clubhouse
  • Traditional Architecture

About This Home

As of April 2024

Welcome home to Island Pointe Marina, carefree waterfront living at its best. This 4 bedroom, 3 bath waterfront home has been very well maintained and includes a 40' boat slip in front of your home. The great room is open to the kitchen and dining area and features sliders to the covered porch. The spacious master suite has a large walk-in closet, whirlpool tub, dual bowl vanity and a balcony to enjoy the relaxing river views. The large recreation room above the garage is a bonus space for entertaining or can be used as an additional bedroom. The two car attached garage provides more than adequate space for vehicles and personal storage. The Island Pointe community offers a pool & hot tub, clubhouse with showers and community room, playground, picnic areas and a waterfront gazebo.

Last Agent to Sell the Property

Chris Marzke

@properties Christie's International R.E. License #6506044266 Listed on: 05/14/2020

@properties Christie's International R.E.

Last Buyer's Agent

Chris Marzke

@properties Christie's International R.E. License #6506044266 Listed on: 05/14/2020

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 4,382 Sq Ft Lot
  • Lot Dimensions are 40 x 107
  • Private Waterfront
  • 40 Feet of Waterfront
  • Property fronts a private road
  • Cul-De-Sac
  • Shrub
  • Sprinkler System

HOA Fees

  • $218 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,626 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Room
  • Dining Area
  • Water Views
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bedroom
  • Halls are 36 inches wide or more
  • Doors are 36 inches wide or more

Outdoor Features

  • Water Access
  • No Wake Zone
  • Docks
  • Deeded Boat Dock
  • Shared Waterfront
  • Deck
  • Porch

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include snow removal, lawn/yard care
  • $436 HOA Transfer Fee

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Community Playground
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

0

HOA Fees

$218 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 2002
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40 x 107
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2626.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 10317.5
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 40.0
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • Additional Items:Whirlpool Tub: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • Water Heater:Electric3: Yes
  • General Property Info:SqFt Above Grade: 2626.0
  • General Property Info Garage YN: Yes
  • Accessibility Feat 36 Inch Entrance Door: Yes
  • Accessibility Feat 36' or Hallway: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Accessibility Features: 36 Inch Entrance Door, 36' or + Hallway, Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath, Covered Entrance
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Whirlpool Tub
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Crawl Space
  • LivingArea: 2626.0
  • Window Features: Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Full Bath: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 429000.0
  • Lot Features: Sidewalk, Cul-De-Sac
  • Patio and Porch Features: Deck, Porch(es)
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: Yes
  • Driveway Paved: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, Broadband
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Meeting Room, Pets Allowed, Playground, Pool, Spa/Hot Tub
  • Association Fee: 218.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 218.0
  • Association Info:Assoc Buy in Fee: 436
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:No Wake: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes
  • Assoc Amenities:Meeting Room: Yes
  • Water Fea Amenities:Deeded Boat Lot: Yes

Fee Information

  • Association Fee Includes: Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.1
  • Lot Size Area: 0.1
  • Lot Dimensions: 40 x 107
  • Lot Size Sq Ft: 4382.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 10317.5
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 29, 2024
Closed on
Apr 18, 2024
Sold by
Pikus Ryan
Bought by
Guenin Corey and Guenin Matthew M
Seller's Agent
Chris Marzke
@properties Christie's International R.E.
Buyer's Agent
David Jardine
@properties Christie's International R.E.
List Price
$749,000
Sold Price
$745,000
Premium/Discount to List
-$4,000
-0.53%
Views
21
Current Estimated Value
$703,401

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$41,599
Avg. Annual Appreciation
-1.09%
Original Mortgage
$596,000
Outstanding Balance
$589,086
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$145,408

Purchase Details

Listed on
May 14, 2020
Closed on
Jun 9, 2020
Sold by
Narra Sridhar
Bought by
Pikus Ryan
Seller's Agent
Chris Marzke
@properties Christie's International R.E.
Buyer's Agent
Chris Marzke
@properties Christie's International R.E.
List Price
$429,000
Sold Price
$405,000
Premium/Discount to List
-$24,000
-5.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.11%
Original Mortgage
$364,500
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 15, 2008
Sold by
Narra Sridhar
Bought by
Narra Sridhar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,000
Interest Rate
6.1%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $745,000 None Listed On Document
Warranty Deed $405,000 None Available
Interfamily Deed Transfer -- First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $596,000 New Conventional
Previous Owner $364,500 New Conventional
Previous Owner $364,500 New Conventional
Previous Owner $216,000 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $264,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/19/2024 04/19/24 Sold $745,000 -0.5% $284 / Sq Ft
02/29/2024 02/29/24 For Sale $749,000 +84.9% $285 / Sq Ft
06/09/2020 06/09/20 Sold $405,000 -5.6% $154 / Sq Ft
05/17/2020 05/17/20 Pending -- -- --
05/14/2020 05/14/20 For Sale $429,000 -- $163 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,634 $313,700 $0 $0
2024 $13,352 $271,100 $0 $0
2023 $12,778 $240,600 $0 $0
2022 $12,188 $211,100 $0 $0
2021 $12,796 $217,700 $41,700 $176,000
2020 $10,433 $216,800 $0 $0
2019 $10,318 $197,000 $41,000 $156,000
2018 $10,122 $197,000 $0 $0
2017 $9,308 $194,900 $0 $0
2016 $9,308 $184,000 $0 $0
2015 $9,222 $182,600 $0 $0
2014 $8,881 $180,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20016302

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0024-00-7