$949,000
UNDER CONTRACT

4290 Palm Dr Denver, NC 28037

Estimated payment $5,516/month

Total Views 3,483
4 Beds
3.5 Baths
4,068 Sq Ft
$233 Price per Sq Ft

Highlights

  • Gated Community
  • Open Floorplan
  • Private Lot
  • Rock Springs Elementary School Rated A-
  • Deck
  • Wooded Lot

About This Home

Like-new construction, immaculately maintained and loaded with UPGRADES! Step inside to a soaring entry foyer, wide-plank hand scraped wood floors, 10 ft ceilings and decorative beams. Enjoy the ease of the main floor primary suite and office! The heart of the home, the kitchen, features timeless two-tone, soft-close cabinetry to the ceiling and handpicked honed-finished granite for a unique satin finish with superior durability. Seating for 4-5 at the large island! The chef will love the 36-inch dual-fuel range flanked by windows for natural light, open-shelving, pot filler, and handmade custom hood by a local, Denver NC craftsman. Conveniently tucked off the kitchen is the butler's pantry with more ceiling-height cabinetry and granite countertops, built-in beverage frig, and built in microwave. 15 x 5 foot walk-in pantry/scullery with built-in solid shelving is an organizational and aesthetic dream! Extreme privacy and outdoor living at its best -- 32 x 12 foot screened porch with vaulted and stained tongue & groove ceiling, skylights for natural light, ceiling fans, and the best part - floor to ceiling outdoor gas fireplace! Use this space year-round and don't miss any of the stunning bright colored fall foliage - the upgraded exterior-use gas logs with higher BTUs for large spaces will keep you warm and cozy! Grilling deck off the screened porch includes the barely used 42-inch Blackstone grill. The private back yard has a fire pit area at the rear and trails through the woods lead to an obstacle course, 2 treehouse platforms, and room to launch your kayak in Lake Norman. There IS space for your dream pool if you'd like. Bring your coffee and a good book to enjoy the oversized wrapped front porch also with stained tongue and groove ceiling! Upper level offers 3 bedrooms, 2 full baths, 2 bonus rooms, and another dedicated office. Two of the bedrooms feature the jack-and-jill layout and their shared bathroom has private vanities! Note the many craftsmanship upgrades - 8" baseboards throughout, crown molding throughout, 10' ceilings with 8' doors on main, 9' ceiling on upper, level 5 wood flooring, herringbone tile in primary bath, ceiling height tile in all showers, double shower heads and controls in primary bath, additional accent molding in the foyer, primary bedroom, and drop zone, cased windows with open grid pattern for more light, and too many more to list! Ask for the full list of features that also includes exterior upgrades! Room for all your outdoor play and hobbies -- the 3-car garage spans 922 sq ft at the end of an oversized 12' wide driveway rather than the standard 10' and in-ground basketball goal. Garage is finished, painted, and trimmed! More easily accessible storage for lawn equipment in the walkable crawl space. Home is situated close to the cul-de-sac in the highly sought after Harbor Oaks gated community - no through traffic! Enjoy playground, covered picnic area, & paved hiking trails at Rock Springs Nature Preserve across from Harbor Oaks. Boat enthusiasts will love The Landing Marina & Restaurant just 3.8 mil away. Easy access to HWY 16 & 150 to commute to CLT, Mooresville, Hickory. Washer, dryer, kitchen frig, and beverage frig included. Tour today so you don't miss the breathtaking fall colors that frame this exclusive home!

Listing Agent

Carrie Lancaster

Lake Norman Realty, Inc. Brokerage Phone: 704-607-5652 License #338028 Listed on: 10/30/2025

Lake Norman Realty, Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2021

Lot Details

  • Private Lot
  • Irrigation
  • Wooded Lot
  • Property is zoned PD-R

HOA Fees

  • $113 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Architectural Shingle Roof

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Wired For Data
  • Bar Fridge
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Propane Fireplace
  • Mud Room
  • Entrance Foyer
  • Great Room with Fireplace
  • Screened Porch
  • Storage
  • Crawl Space

Kitchen

  • Walk-In Pantry
  • Butlers Pantry
  • Self-Cleaning Convection Oven
  • Gas Cooktop
  • Range Hood
  • Convection Microwave
  • Microwave
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Laundry Room
  • Washer and Dryer

Attic

  • Walk-In Attic
  • Pull Down Stairs to Attic

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment

Outdoor Features

  • Deck
  • Outdoor Fireplace
  • Fire Pit

Schools

  • Rock Springs Elementary School
  • North Lincoln Middle School
  • North Lincoln High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Propane
  • Tankless Water Heater
  • Gas Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 86853

Community Details

Overview

  • Harbor Oaks Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2021

Lot Details

0

HOA Fees

$113 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2021
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 233.28
  • Geocode Confidence: High
  • Attribution Contact: 704-607-5652
  • Special Features: UnderContract

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile, Wood
  • Interior Amenities: Attic Other, Attic Stairs Pulldown, Attic Walk In, Cable Prewire, Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2153
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1915
  • Appliances: Bar Fridge, Convection Microwave, Convection Oven, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Dishwasher, Exhaust Hood, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Oven, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Washer, Washer/Dryer
  • Above Grade Finished Sq Ft: 4068
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Vented, Great Room, Outside, Propane
  • Living Area: 4068
  • Window Features: Skylight(s)
  • Bedroom Main: 1

Exterior Features

  • Exterior Features: Fire Pit, In-Ground Irrigation
  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Water Body Name: Lake Norman
  • Exclusions: Hydrangea bush near driveway, hanging American flag
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Covered, Deck, Front Porch, Screened

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Electric, ENERGY STAR Qualified Equipment, Forced Air, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment
  • Utilities: Cable Connected, Electricity Connected, Propane, Underground Power Lines, Wired Internet Available
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Gated, Street Lights
  • Association Fee: 1350
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 1350.00

Schools

  • Middle Or Junior School: North Lincoln
  • HOA Subject To: Required

Lot Info

  • Lot Features: Private, Wooded, Other - See Remarks
  • Lot Size Units: Acres
  • Parcel Number: 86853
  • Additional Parcels: No
  • Zoning Specification: PD-R

MLS Schools

  • Elementary School: Rock Springs
  • High School: North Lincoln

Map

Range of Values:

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Value Increase
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,348 $860,818 $94,320 $766,498
2024 $5,311 $860,818 $94,320 $766,498
2023 $5,306 $860,818 $94,320 $766,498
2022 $4,445 $584,347 $87,050 $497,297
2021 $580 $79,050 $79,050 $0
2020 $564 $79,050 $79,050 $0
2019 $564 $79,050 $79,050 $0
2018 $548 $75,440 $75,440 $0
2017 $548 $75,440 $75,440 $0
2016 $546 $0 $0 $0
2015 $535 $75,440 $75,440 $0
2014 $398 $56,170 $56,170 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2025 10/30/25 For Sale $949,000 -- $233 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $639,500 None Available
Warranty Deed $160,000 None Available
Special Warranty Deed $1,735,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $511,309 New Conventional
Previous Owner $389,000 Commercial
Previous Owner $1,650,000 Commercial
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4317536

Canopy MLS (Canopy Realtor® Association)

APN: 86853