Seller's Agent in 2023
Annette Siwy
Siwy Real Estate, Inc.
(630) 954-4444
5 in this area
126 Total Sales
42W121 Retreat Ct Saint Charles, IL 60175
Campton Hills NeighborhoodEstimated Value: $533,000 - $572,337
4
Beds
3
Baths
2,700
Sq Ft
$205/Sq Ft
Est. Value
Highlights
- Home Theater
- Open Floorplan
- Clubhouse
- Lily Lake Grade School Rated A-
- Mature Trees
- Fireplace in Primary Bedroom
About This Home
As of June 2023Gorgeous 2 story home in highly sought-after Windings of Ferson Creek neighborhood! Great school district! Last street in the subdivision, so very private! Tile and laminate flooring and plenty of natural light throughout! Kitchen features granite countertops, custom cabinetry, and stainless-steel appliances. 3 car heated garage has running water and drain so you can wash your cars as well as a whole house vac. Living room features vaulted ceilings, and beautiful fireplace with easy access to outdoor deck with gas line for a grill. Master bedroom boasts a double sided fireplace, walk-in closet, and an en-suite full bathroom with double vanity, steam shower, and a jetted tub. Two upstairs bedrooms are conveniently located next to the full bath upstairs with double vanity, the fourth bedroom is located on the main first floor next to the full main level bathroom. Finished basement hosts a sizeable gym area with a plethora of storage as well as a whole movie theater! Wetlands and walking trail behind the home. Wooded half acre as well as the pool/clubhouse within walking distance! This home is a dream come true. Do not miss out on this opportunity!
Last Agent to Sell the Property
Siwy Real Estate, Inc. License #475163453 Listed on: 04/13/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,168
Year Built
- Built in 1995
Lot Details
- 0.56 Acre Lot
- Wetlands Adjacent
- Cul-De-Sac
- Mature Trees
- Wooded Lot
HOA Fees
- $63 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Cedar
Interior Spaces
- 2,700 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Built-In Features
- Vaulted Ceiling
- Wood Burning Fireplace
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room
- Formal Dining Room
- Home Theater
- Home Office
- Workshop
- Utility Room with Study Area
Kitchen
- Double Oven
- Freezer
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Flooring
- Wood
- Partially Carpeted
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Fireplace in Primary Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Schools
- Lily Lake Grade Elementary School
- Central Middle School
- Central High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Water Softener is Owned
- Private or Community Septic Tank
Additional Features
- Deck
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include clubhouse, pool
- Windings Of Ferson Creek Association
- The Windings Of Ferson Creek Subdivision
- Property managed by Windings of Ferson Creek
Amenities
- Clubhouse
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 13, 2023
Closed on
Jun 3, 2023
Sold by
Winterstein Steven A and Winterstein Stacey L
Bought by
Schluchter Sean and Schluchter Jennifer
Seller's Agent
Annette Siwy
Siwy Real Estate, Inc.
Buyer's Agent
Carrie Garstecki
Keller Williams Inspire
List Price
$490,000
Sold Price
$475,000
Premium/Discount to List
-$15,000
-3.06%
Views
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$79,834
Avg. Annual Appreciation
6.99%
Original Mortgage
$375,000
Outstanding Balance
$365,837
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$188,997
Purchase Details
Closed on
Aug 31, 2005
Sold by
Franczyk Mitchell E and Franczyk Ruth C
Bought by
Winterstein Steven L and Winterstein Stacey L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.48%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Apr 29, 1998
Sold by
Durante Mark and Durante Jacqueline
Bought by
Franczyk Mitchelle E and Franczyk Ruth C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,200
Interest Rate
7.2%
Purchase Details
Closed on
May 8, 1995
Sold by
Maywood Proviso State Bank
Bought by
Durante Mark L and Durante Jacqueline A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
8.26%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Schluchter Sean | $475,000 | Chicago Title | |
| Winterstein Steven L | $430,000 | Burnet Title Llc | |
| Franczyk Mitchelle E | $315,000 | First American Title Ins Co | |
| Durante Mark L | -- | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Schluchter Sean | $375,000 | |
| Previous Owner | Winterstein Steven L | $320,000 | |
| Previous Owner | Franczyk Mitchelle E | $251,200 | |
| Previous Owner | Durante Mark L | $170,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/08/2023 06/08/23 | Sold | $475,000 | -3.1% | $176 / Sq Ft |
| 05/21/2023 05/21/23 | Pending | -- | -- | -- |
| 05/20/2023 05/20/23 | Price Changed | $490,000 | 0.0% | $181 / Sq Ft |
| 05/20/2023 05/20/23 | For Sale | $490,000 | +3.2% | $181 / Sq Ft |
| 05/02/2023 05/02/23 | Off Market | $475,000 | -- | -- |
| 04/16/2023 04/16/23 | Pending | -- | -- | -- |
| 04/13/2023 04/13/23 | For Sale | $475,000 | -- | $176 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,357 | $160,284 | $27,260 | $133,024 |
| 2023 | $11,994 | $143,303 | $24,372 | $118,931 |
| 2022 | $11,557 | $128,589 | $22,207 | $106,382 |
| 2021 | $11,168 | $121,414 | $20,968 | $100,446 |
| 2020 | $11,142 | $119,667 | $20,666 | $99,001 |
| 2019 | $11,090 | $117,911 | $20,363 | $97,548 |
| 2018 | $10,995 | $117,911 | $20,363 | $97,548 |
| 2017 | $10,900 | $116,180 | $20,064 | $96,116 |
| 2016 | $11,518 | $113,246 | $19,557 | $93,689 |
| 2015 | -- | $110,119 | $19,017 | $91,102 |
| 2014 | -- | $111,808 | $19,309 | $92,499 |
| 2013 | -- | $113,684 | $19,633 | $94,051 |
Source: Public Records
Agents Affiliated with this Home
-
Annette Siwy
-
Carrie Garstecki
Buyer's Agent in 2023
Carrie Garstecki
Keller Williams Inspire
(630) 740-6116
3 in this area
57 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11755366
APN: 08-16-427-013
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