$848,000
PENDING $14K PRICE INCREASE

43 Aarons Reef Destin, FL 32541

Estimated payment $4,928/month

Total Views 11,373
4 Beds
2.5 Baths
2,923 Sq Ft
$290 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Primary Bedroom Suite
  • 0.49 Acre Lot
  • Destin Elementary School Rated A-
  • Gated Community
  • Contemporary Architecture

About This Home

Big...Bold...and Beautiful! Big...2923 Sq. Ft. with 4 Bedrooms and 3 Baths, Bold...An Incredibly Large Swimming Pool (1000 Sq. Ft.) situated on a Half Acre Fenced Lot, Beautiful...Inside & Out with very pleasing to the eye landscaping & a great floorplan complete with many recent upgrades! Truly a wonderful home for large families or families visiting their loved ones in one of Florida's most desired destinations. As a very deserving past 'Parade of Homes Award Winner' this home is extemely well built and is in the most favorable zone for insurance. There is a massive amount of storage space adding to an easy lifestyle. If you want a home that allows you to bring the outdoors in & provides more than ample space, then don't delay...come see it today...make it yours...and love it forever!

Listing Agent

Laurie Hollowell

Keller Williams Realty Destin License #Bk692278 Listed on: 04/14/2026

Keller Williams Realty Destin

Co-Listing Agent

Jim Meeker

Keller Williams Realty Destin License #3084671

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,960

Year Built

  • Built in 1996

Lot Details

  • 21,344 Sq Ft Lot
  • Lot Dimensions are 110x230x82x214
  • Property fronts a private road
  • Coastal Barrier Zone
  • Back Yard Fenced
  • Sprinkler System
  • Lawn Pump
  • Property is zoned Deed Restrictions, Resid Single Family

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Exterior Columns
  • Brick Exterior Construction
  • Composition Shingle Roof
  • Roof Vent Fans
  • Vinyl Siding

Interior Spaces

  • 2,923 Sq Ft Home
  • 1-Story Property
  • Woodwork
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Plantation Shutters
  • Insulated Doors
  • Family Room
  • Sitting Room
  • Dining Room
  • Pull Down Stairs to Attic
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Cooktop with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Home Security

  • Home Security System
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Doors

Outdoor Features

  • Heated In Ground Pool
  • Covered Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • High Efficiency Air Conditioning
  • Central Heating and Cooling System
  • High Efficiency Heating System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-018C-0000-0130

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include accounting
  • Emerald Bay Ph 1A Subdivision
  • The community has rules related to covenants

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,960

Year Built

Built in 1996

Lot Details

0.49 Acres

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.49
  • Lot Size: 110X230X82X214
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EKW1
  • Co List Office Phone: 850-654-2900
  • Subdivision Name: EMERALD BAY PH 1A
  • Directions: Take Hwy 98 to Emerald Bay and follow Emerald Bay Drive to the bay and take your first left into Baywinds Drive and follow to second left, Aaron's Reef house will be on your left.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Efficiency: Doors
  • Building Stories: 1
  • Year Built: 1996
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Energy:Heat High Efficiency: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Insulated Doors: Yes
  • Rooms:Sitting Room: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Roof Vent: Yes
  • Rooms:Family Room: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Stove/Oven Electric, Warranty Provided, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Raised, Ceiling Tray/Cofferd, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Plantation Shutters, Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Appliances:Warranty Provided: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Plantation Shutters: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Brick, Siding Vinyl
  • Exterior Features: Columns, Fenced Back Yard, Lawn Pump, Sprinkler System
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • Lot Features:Covenants: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - In-Ground: Yes
  • ConstructionSiding:Brick: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Not Allowed, Gated Community
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 21344.4
  • Parcel #: 00-2S-22-018C-0000-0130
  • Zoning: Deed Restrictions, Resid Single Family
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 3959.97
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,960 $414,119 -- --
2024 $3,759 $402,448 -- --
2023 $3,759 $390,726 $0 $0
2022 $3,675 $379,346 $0 $0
2021 $3,682 $368,297 $0 $0
2020 $3,225 $324,553 $0 $0
2019 $3,143 $312,852 $0 $0
2018 $3,121 $307,019 $0 $0
2017 $3,111 $300,704 $0 $0
2016 $3,027 $294,519 $0 $0
2015 $3,103 $292,472 $0 $0
2014 $3,118 $290,151 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/20/2026 05/20/26 Pending -- -- --
04/14/2026 04/14/26 Price Changed $848,000 +1.7% $290 / Sq Ft
04/14/2026 04/14/26 For Sale $834,000 -- $285 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Quit Claim Deed $100 Vintage Title & Escrow
Quit Claim Deed -- None Listed On Document
Warranty Deed $400,000 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Previous Owner $320,000 Purchase Money Mortgage
Closed $40,000 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 1000598

Emerald Coast Association of REALTORS®

APN: 00-2S-22-018C-0000-0130

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