$175,000
SOLD DEC 22, 2021
4 Beds
2 Baths
1,328 Sq Ft
1.24 Acres

Recently Sold

$132 Per Sq Ft

2% Below List Price

38 Days on Market

Highlights

  • 1.24 Acre Lot
  • Wooded Lot
  • 1 Car Attached Garage
  • Deck
  • No HOA
  • Cooling Available

About This Home

As of July 2025

Looking for a large lot and updated home? Look no further! This cutie has been updated from top to bottom with a metal roof, GRANITE COUNTERS, new appliances, vinyl flooring, paint, and more. All the LUXURY with a compact price. Abundant STORAGE is available in the basement and outbuildings. Bring your toys and park them under the COVERED PARKING. The large lot provides room to add on or build a second home!

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $657

Year Built

  • Built in 1985

Lot Details

  • 1.24 Acre Lot
  • Level Lot
  • Wooded Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Metal Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,328 Sq Ft Home
  • Property has 3 Levels
  • Dishwasher
  • Finished Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio

Schools

  • Chattanooga Valley Elementary School
  • Chattanooga Valley Middle School
  • Ridgeland High School

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Community Details

  • No Home Owners Association
  • No Name Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0074 059

Home Details

Home Type

Single Family

Est. Annual Taxes

$657

Year Built

Built in 1985

Lot Details

0

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1985
  • Unit Levels: Three Or More
  • Building Stories: 3
  • Year Built Details: EXIST
  • Attribution Contact: 4236183739
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Appliances: Dishwasher
  • Fireplace: No
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Has Basement: Finished
  • Building Area Units: Square Feet
  • Living Area: 1328
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Stucco, Vinyl Siding
  • Patio And Porch Features: Deck, Patio
  • Pool Private: No
  • Roof: Metal
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 1

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Wooded, Level
  • Lot Size Acres: 1.24
  • Lot Size: 1.26
  • Lot Size Units: Acres
  • Parcel #: 0074 059
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 657

MLS Schools

  • Elementary School: Chattanooga Valley Elementary School
  • High School: Ridgeland High School
  • Middle Or Junior School: Chattanooga Valley Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 5, 2024
Sold by
Simon Norman Cecil
Bought by
Shellpoint Mortgage Servicing and Newrez Llc

Purchase Details

Listed on
Aug 24, 2021
Closed on
Dec 16, 2021
Sold by
Bhagat Bhupender
Bought by
Simon Norman Cecil and Love Lorri Ann
List Price
$179,000
Sold Price
$175,000
Premium/Discount to List
-$4,000
-2.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.82%
Original Mortgage
$176,767
Interest Rate
3.11%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 21, 2014
Closed on
Jul 18, 2014
Sold by
Department Of Veterans Aff
Bought by
Bhagat Bhupendra
Seller's Agent
Shannon Arthur
Arthur Real Estate Serv., LLC
Buyer's Agent
Karen Durham
Coldwell Banker Kinard Realty - Ga
List Price
$25,000
Sold Price
$25,351
Premium/Discount to List
$351
1.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.83%

Purchase Details

Closed on
May 6, 2014
Sold by
Wells Fargo Bank
Bought by
Sec Of Veterans Affairs

Purchase Details

Closed on
Dec 20, 2007
Sold by
Gilliam Robert L
Bought by
Gilliam Robert L and Gilliam Dina Ruth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,929
Interest Rate
6.15%
Mortgage Type
VA

Purchase Details

Closed on
Apr 14, 2006
Sold by
Wood Clifton
Bought by
Gilliam Robert L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
6.31%
Mortgage Type
VA

Purchase Details

Closed on
Feb 17, 2005
Sold by
Amsouth Bank
Bought by
Wood Clifton

Purchase Details

Closed on
Feb 16, 2005
Sold by
Not Provided
Bought by
Gilliam Robert L and Gilliam

Purchase Details

Closed on
Jun 1, 2004
Sold by
Henegar Elizabeth
Bought by
Amsouth Bank

Purchase Details

Closed on
Jul 29, 1996
Sold by
Federal National Mortgage
Bought by
Henegar Elizabeth

Purchase Details

Closed on
Feb 6, 1996
Sold by
United Companies Financial
Bought by
Federal National Mortgage

Purchase Details

Closed on
Feb 25, 1985
Sold by
Mcdaniel Kenneth
Bought by
Kilgore Curtis L and Kilgore Cathy

Purchase Details

Closed on
Apr 1, 1982
Sold by
Mcdaniel Kenneth
Bought by
Mcdaniel Kenneth

Purchase Details

Closed on
Feb 28, 1977
Bought by
Mcdaniel Kenneth
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $195,000 --
Warranty Deed $175,000 --
Special Warranty Deed $25,351 --
Warranty Deed $46,778 --
Foreclosure Deed -- --
Warranty Deed -- --
Deed $85,000 --
Deed $58,000 --
Deed $58,000 --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $176,767 New Conventional
Previous Owner $89,929 VA
Previous Owner $85,000 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $145,000 -6.4% $109 / Sq Ft
07/08/2025 07/08/25 Pending -- -- --
06/18/2025 06/18/25 For Sale $154,900 +511.0% $117 / Sq Ft
09/21/2024 09/21/24 Off Market $25,351 -- --
12/22/2021 12/22/21 Sold $175,000 -2.2% $132 / Sq Ft
10/01/2021 10/01/21 Pending -- -- --
08/24/2021 08/24/21 For Sale $179,000 +606.1% $135 / Sq Ft
08/01/2014 08/01/14 Sold $25,351 +1.4% $19 / Sq Ft
07/08/2014 07/08/14 Pending -- -- --
06/21/2014 06/21/14 For Sale $25,000 -- $19 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,700 $76,900 $4,275 $72,625
2023 $1,815 $80,936 $4,275 $76,661
2022 $1,724 $73,108 $4,275 $68,833
2021 $800 $27,297 $4,282 $23,015
2020 $755 $24,602 $4,282 $20,320
2019 $768 $24,602 $4,282 $20,320
2018 $651 $24,602 $4,282 $20,320
2017 $835 $24,602 $4,282 $20,320
2016 $732 $24,602 $4,282 $20,320
2015 $394 $33,834 $8,944 $24,890
2014 $65 $33,834 $8,944 $24,890
2013 -- $33,833 $8,944 $24,889
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2918633

Realtracs

APN: 0074-059