NOT LISTED FOR SALE

430 Clay St Erlanger, KY 41018

Estimated Value: $201,000 - $230,000

2 Beds
1 Bath
858 Sq Ft
$247/Sq Ft Est. Value

Last Sold July 29, 2022

Last sale price $175,000 $204 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $1,319/month

1 Day on Market

Highlights

  • Traditional Architecture
  • Corner Lot
  • Neighborhood Views
  • Wood Flooring
  • No HOA
  • Eat-In Kitchen

About This Home

As of July 2022

Absolutely adorable move-in ready home just minutes from 275 and 75, shopping, restaurants, schools and more! All brick home, new windows, updated electric, updated plumbing, hardwood floors, new furnace in 2018, nothing to do but move in! One car garage, seller will leave basement refrigerator, washer and dryer stays.

Last Agent to Sell the Property

Sara Hensley-Newman

Cahill Real Estate Services License #218848 Listed on: 06/10/2022

Cahill Real Estate Services

Last Buyer's Agent

Jennifer Burgeson

RE/MAX Victory + Affiliates License #205912

RE/MAX Victory + Affiliates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,336

Lot Details

  • 6,242 Sq Ft Lot
  • Corner Lot
  • Cleared Lot

Parking

  • 1 Car Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 858 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room with Fireplace
  • Dining Room
  • Wood Flooring
  • Neighborhood Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Laundry in Basement
  • Basement Windows

Outdoor Features

  • Patio

Schools

  • Aj Lindeman Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 003-30-17-041.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,336

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.14
  • Lot Size: irregular
  • Directions: Commonwealth to Hulbert to Clay - corner house
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: AJ Lindeman Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irregular
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1433
  • General Property Description:Living Area: 858.0
  • General Property Description:Lot Size Square Feet: 6242.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 003-30-17-041.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Eat-in Kitchen, 220 Volts
  • Basement: Unfinished, Walk-Out Access
  • Heating: Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Electric Cooktop, Electric Oven, Dryer, Refrigerator, Washer
  • Accessibility Features: See Remarks
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 858.0
  • Window Features: Insulated Window(s), Vinyl Frames
  • Appliances:Electric Oven: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Basement:Glass Block Windows: Yes
  • Fireplace Features:Gas: Yes
  • Living Room Features:Fireplace(s): Yes
  • Dining Room Features:Walk-Out Access2: Yes
  • Appliances:Electric Cooktop: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • View: Neighborhood
  • Fencing: See Remarks
  • Roof: Shingle
  • Lot Features: Cleared, Corner Lot
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Other
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Lot Features:Corner Lot: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:See Remarks23: Yes
  • Accessibility Features:See Remarks30: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Off Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: AJ Lindeman Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 6242.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2022
Closed on
Jul 15, 2022
Sold by
Ludwig Andrew J and Ludwig Taylor M
Bought by
West Andrew Tyler
Seller's Agent
Sara Hensley-Newman
Cahill Real Estate Services
Buyer's Agent
Jennifer Burgeson
RE/MAX Victory + Affiliates
List Price
$164,900
Sold Price
$175,000
Premium/Discount to List
$10,100
6.12%
Current Estimated Value
$212,007

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,007
Avg. Annual Appreciation
6.22%
Original Mortgage
$166,250
Outstanding Balance
$158,358
Interest Rate
5.23%
Mortgage Type
New Conventional
Estimated Equity
$53,649

Purchase Details

Closed on
Mar 27, 2014
Sold by
Roland Robert J and Roland Ronald William
Bought by
Ludwig Andrew J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,695
Interest Rate
4.3%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
West Andrew Tyler $175,000 Kentucky Land Title
West Andrew Tyler $175,000 Kentucky Land Title
Ludwig Andrew J $72,000 Mattingly Ford Title Service
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open West Andrew Tyler $166,250
Closed West Andrew Tyler $166,250
Previous Owner Ludwig Andrew J $70,695
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2022 07/29/22 Sold $175,000 +6.1% $204 / Sq Ft
06/12/2022 06/12/22 Pending -- -- --
06/10/2022 06/10/22 For Sale $164,900 -- $192 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,336 $175,000 $25,000 $150,000
2023 $2,273 $175,000 $25,000 $150,000
2022 $1,197 $79,200 $15,000 $64,200
2021 $1,214 $79,200 $15,000 $64,200
2020 $1,206 $79,200 $15,000 $64,200
2019 $1,188 $79,200 $15,000 $64,200
2018 $1,109 $72,000 $15,000 $57,000
2017 $1,006 $72,000 $15,000 $57,000
2015 $957 $72,000 $15,000 $57,000
2014 $1,097 $85,000 $15,000 $70,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 604904

Northern Kentucky Multiple Listing Service

APN: 003-30-17-041.00