$240,000
SOLD SEP 15, 2025
Last list price

430 E Monterey St Denison, TX 75021

3 Beds
2 Baths
1,338 Sq Ft
7,231 Sq Ft Lot

Recently Sold

$179 Per Sq Ft

13 Days on Market

Highlights

  • Open Floorplan
  • Traditional Architecture
  • Covered Patio or Porch
  • Deck
  • Granite Countertops
  • Eat-In Kitchen

About This Home

As of September 2025

Seller is Offering a $5,000 Buyer Bonus – Use It YOUR Way!

Buy down your rate, apply it toward closing costs, or take it off the price—it’s your move! This is your chance to make homeownership even more affordable on this beautifully updated corner-lot gem in Denison.

Welcome to 430 E. Monterey Street, where charm and modern touches come together just minutes from schools, shopping, and historic downtown.

Step inside to a bright, open-concept layout filled with natural light from abundant windows. The living room and kitchen feature luxury vinyl plank flooring (installed in 2023), while the rest of the home is finished with low-maintenance concrete floors—perfect for everyday living.

Enjoy your mornings on the large front porch, featuring striking wooden columns and a natural wood ceiling, then head out back to your oversized backyard oasis, enclosed by a 6-foot privacy fence. Whether you're relaxing or entertaining, you'll love the 16x16 deck and 20x20 concrete patio, both of which feature a built-in fire pit—added in 2023.

Other highlights include: New roof installed in September 2023, Manicured front yard, Large corner lot, Friendly neighborhood with helpful neighbors, Close to amenities, schools, grocery stores, restaurants, and more.

With all these updates, space to entertain, and a $5,000 incentive to make it yours, this home is one you don’t want to miss!

Last Agent to Sell the Property

Traci McCarthy

Ebby Halliday Realtors Brokerage Phone: 903-893-5921 License #0635043 Listed on: 07/24/2025

Ebby Halliday Realtors

Last Buyer's Agent

Spencer McDuffy

License #0709706

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,103

Year Built

  • Built in 2019

Lot Details

  • 7,231 Sq Ft Lot
  • Wood Fence

Parking

  • Driveway

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 1,338 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Window Treatments
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Rain Gutters

Schools

  • Lamar Elementary School
  • Denison High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • High Speed Internet

Community Details

  • Highland View Add Subdivision

Listing and Financial Details

  • Legal Lot and Block 1 / 13
  • Assessor Parcel Number 147030

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,103

Year Built

Built in 2019

Lot Details

0

Listing Details

  • OWNERNAME: Rhodes
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional, Detached
  • Unit Levels: One
  • Attribution Contact: 903-893-5921
  • Co List Office Mls Id: EBBY25
  • Structure Type: House
  • HumanModifiedYN: Yes
  • UniversalParcelId: urn:reso:upi:2.0:US:48181:147030
  • Special Features: VirtualTour

Interior Features

  • Square Footage: 1338.0
  • Windows: Window Coverings
  • Interior Amenities: Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry
  • Flooring: Laminate, Tile
  • Appliances: Dishwasher, Electric Range, Disposal, Gas Water Heater, Microwave
  • Basement YN: No

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Foundation: Slab
  • Fencing: Wood
  • Roof: Composition
  • Exterior Features: Rain Gutters, Fire Pit
  • Pool Features: None
  • Patio And Porch Features: Deck, Covered
  • RoadFrontageType: All Weather Road

Garage/Parking

  • Cooling System: Central Air, Electric
  • Parking Features: Concrete, Driveway
  • GarageYN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Central, Natural Gas
  • LaundryFeatures: Washer Hookup, Electric Dryer Hookup
  • Utilities: Sewer Available, Water Available
  • Heating Yn: Yes

Schools

  • Elementary School: Lamar
  • High School: Denison
  • Junior High Dist: Denison ISD

Lot Info

  • PropertyAttachedYN: No
  • Lot Size Units: Acres
  • Lot Size Area: 0.166
  • Parcel Number: 147030
  • Lot Size Acres: 0.166
  • Lot Size Sq Ft: 7230.96

Building Info

  • Year Built: 2019

Tax Info

  • TaxBlock: 13
  • Tax Lot: 1
  • Tax Annual Amount: 5103.0

MLS Schools

  • MiddleOrJuniorSchool: Henry Scott

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2025
Closed on
Sep 15, 2025
Sold by
Rhodes Donald and Rhodes Margie
Bought by
Donelson Sandra Leeanne and Donelson Sandra Snyder
Seller's Agent
Traci McCarthy
Ebby Halliday Realtors
Buyer's Agent
Spencer McDuffy
List Price
$240,000
Views
16
Current Estimated Value
$239,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.43%

Purchase Details

Closed on
Jan 1, 2022
Sold by
Jeje Holdings Llc
Bought by
Rhodes Donald and Rhodes Margie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
3.05%
Mortgage Type
Construction

Purchase Details

Closed on
Jul 24, 2019
Sold by
Earnhartbuilt Llc
Bought by
Jeje Holdings Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
3.82%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jun 13, 2018
Sold by
Campbell Robert Edward
Bought by
Earnhartbuilt Llc

Purchase Details

Closed on
Aug 15, 2016
Sold by
Cooper Elizabeth Ann
Bought by
Campbell Robert Edward
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Red River Title
Deed -- None Listed On Document
Vendors Lien -- Grayson County Title
Warranty Deed -- Grayson County Title
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $154,000 Construction
Previous Owner $130,000 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/15/2025 09/15/25 Sold -- -- --
08/06/2025 08/06/25 Pending -- -- --
07/24/2025 07/24/25 For Sale $240,000 -- $179 / Sq Ft
Source: North Texas Real Estate Information Systems (NTREIS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,103 $235,440 $38,135 $197,305
2024 $5,103 $219,622 $35,018 $184,604
2023 $5,100 $214,632 $0 $0
2022 $4,636 $195,120 $20,518 $174,602
2021 $4,027 $159,650 $16,893 $142,757
2020 $4,062 $154,000 $14,790 $139,210
2019 $245 $8,918 $8,918 $0
2018 $76 $2,755 $2,755 $0
2017 $67 $2,393 $2,393 $0
2016 $42 $1,500 $1,500 $0
2015 $0 $1,500 $1,500 $0
2014 -- $1,500 $1,500 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: North Texas Real Estate Information Systems (NTREIS)

MLS Number: 21003500

North Texas Real Estate Information Systems (NTREIS)

APN: 147030