NOT LISTED FOR SALE

430 Mississippi Ave Saint Cloud, FL 34769

Downtown Saint Cloud Neighborhood

Estimated Value: $314,000 - $363,547

3 Beds
2 Baths
1,188 Sq Ft
$292/Sq Ft Est. Value

Last Sold September 21, 2020

Last sale price $236,000 $199 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $2,168/month

1 Day on Market

Highlights

  • Above Ground Pool
  • No HOA
  • Front Porch
  • Open Floorplan
  • Mature Landscaping
  • 1 Car Attached Garage

About This Home

As of September 2020

Opportunity is knocking! This lovely 3 bedroom 2 bath home has an attractive brick facade and oak trees which provide great curb appeal.
Home has been recently renovated and is only 4 blocks to St. Cloud's Lakefront Park! You will be impressed with the open layout and the new wood-look ceramic tile that has been installed throughout the entire home, offering durability and style. The kitchen is sure to please the chef in the family with new stainless steel appliances, farm sink and butcher block counter tops. Samsung refrigerator even has capability to expand refrigerator space if needed by using one freezer section! The large master bedroom boasts a sitting area, large closet and ensuite bath with stunning tile and rain showerhead fixture. Step out back to enjoy the covered porch overlooking huge, fenced in backyard perfect for relaxing or entertaining. Keep cool and unwind in the above ground pool. You will have peace of mind with the new Trane A.C. system less than one year old and balance of 5 year Platinum level home warranty which will transfer to new owners. Convenient to Medical City, beaches, area attractions and shopping. This one won't last long, make your appointment to see it before it is gone!

Last Agent to Sell the Property

Chris Burnette

GODWIN REALTY GROUP License #3394793 Listed on: 08/19/2020

Last Buyer's Agent

Debbie Lynn

FLORIDA REALTY RESULTS LLC License #636115

FLORIDA REALTY RESULTS LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $636

Year Built

  • Built in 1974

Lot Details

  • 9,365 Sq Ft Lot
  • Lot Dimensions are 62.5x150
  • East Facing Home
  • Chain Link Fence
  • Mature Landscaping
  • Landscaped with Trees
  • Property is zoned SR1A

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,188 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Storage Room
  • Ceramic Tile Flooring

Kitchen

  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Washer

Outdoor Features

  • Above Ground Pool
  • Front Porch

Location

  • City Lot

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Galion Gardens Resub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$636

Year Built

Built in 1974

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1188
  • Lot Size Acres: 0.22
  • New Construction: No
  • Year Built: 1974
  • Building Area Total: 1857
  • Lot Size Sq Ft: 9365
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5038525?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5038525?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 1
  • Price per Sq Ft: 198.65
  • Close to Original List Price Ratio: 1
  • Ratio: Current Price\Building Area Total: 127.09
  • View: No
  • Ownership: Fee Simple
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan
  • Appliances Included: Dishwasher, Electric Water Heater, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Room Count: 6
  • Additional Rooms: Storage Rooms

Exterior Features

  • Direction Faces: East
  • Pool Features: Above Ground
  • Exterior Features: Fenced
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Front Porch, Rear Porch
  • Road Surface Type: Paved
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Disclosures: Lead Paint, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Covered Parking Spaces: 1
  • Open Parking: No

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Public
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Approval Required YN: No

Lot Info

  • Zoning: SR1A
  • Parcel Number: 01-26-30-0001-0362-0070
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: City Lot
  • Lot Dimensions: 62.5x150
  • Flood Zone Code: X

Rental Info

  • Minimum Lease: 7 Months
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 635.95
  • Tax Block: 362
  • Tax Book Number: 1-140
  • Tax Lot: 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 19, 2020
Closed on
Sep 21, 2020
Sold by
Lepow Robert and Lepow Suzanne
Bought by
Vellieux Crystal
Seller's Agent
Chris Burnette
GODWIN REALTY GROUP
Buyer's Agent
Debbie Lynn
FLORIDA REALTY RESULTS LLC
List Price
$236,000
Sold Price
$236,000
Current Estimated Value
$346,887

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,887
Avg. Annual Appreciation
7.46%
Original Mortgage
$231,725
Outstanding Balance
$204,312
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$142,575

Purchase Details

Listed on
Feb 14, 2019
Closed on
Apr 1, 2019
Sold by
Campbell Matthew E and Campbell Rebecca M
Bought by
Lepow Robert and Lepow Suzanne
Seller's Agent
Susan Kerlin
SUSAN KERLIN REALTY LLC
Buyer's Agent
Chris Burnette
GODWIN REALTY GROUP
List Price
$199,900
Sold Price
$196,000
Premium/Discount to List
-$3,900
-1.95%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.37%
Original Mortgage
$120,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 29, 2011
Closed on
Jun 29, 2012
Sold by
Garner Derrel and Garner Linda C
Bought by
Campbell Matthew E and Campbell Rebecca M
Seller's Agent
Brenda Terrell
GODWIN REALTY GROUP
Buyer's Agent
Susan Kerlin
SUSAN KERLIN REALTY LLC
List Price
$66,000
Sold Price
$66,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.47%
Original Mortgage
$67,346
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 22, 2004
Sold by
Garner Linda C and Garner Derrel
Bought by
Garner Derrel and Garner Linda C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,400
Interest Rate
5.66%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Jan 31, 2001
Sold by
Kauk John W and Kauk Susanne R
Bought by
Weathers Linda C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 22, 1999
Sold by
Marshall Howard J
Bought by
Kauk John W and Kauk Susanne R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,766
Interest Rate
8.22%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 8, 1997
Sold by
Knoeller Susanna and Ewald Henry J
Bought by
Marshall Howard J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,500
Interest Rate
7.69%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vellieux Crystal $236,000 Stewart Title Company
Veillieux Crystal $236,000 Stewart Title
Lepow Robert $196,000 First American Title Ins Co
Campbell Matthew E $66,000 Stewart Approved Title Inc
Garner Derrel -- Choice Title South Fl Inc
Weathers Linda C $86,500 --
Kauk John W $77,900 --
Marshall Howard J $71,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Veillieux Crystal $231,725
Closed Veillieux Crystal $231,725
Previous Owner Lepow Robert $120,000
Previous Owner Campbell Matthew E $67,346
Previous Owner Garner Derrel $92,400
Previous Owner Weathers Linda C $60,000
Previous Owner Kauk John W $77,766
Previous Owner Marshall Howard J $46,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/21/2020 09/21/20 Sold $236,000 0.0% $199 / Sq Ft
08/20/2020 08/20/20 Pending -- -- --
08/19/2020 08/19/20 For Sale $236,000 +20.4% $199 / Sq Ft
04/01/2019 04/01/19 Sold $196,000 -2.0% $165 / Sq Ft View Prior Sale
02/21/2019 02/21/19 Pending -- -- --
02/14/2019 02/14/19 For Sale $199,900 +202.9% $168 / Sq Ft
06/16/2014 06/16/14 Off Market $66,000 -- --
06/29/2012 06/29/12 Sold $66,000 0.0% $56 / Sq Ft View Prior Sale
01/30/2012 01/30/12 Pending -- -- --
09/29/2011 09/29/11 For Sale $66,000 -- $56 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,363 $208,691 -- --
2024 $4,287 $202,810 -- --
2023 $4,287 $196,903 $0 $0
2022 $4,175 $191,168 $0 $0
2021 $2,650 $185,600 $45,000 $140,600
2020 $2,442 $173,200 $39,900 $133,300
2019 $636 $75,292 $0 $0
2018 $632 $73,889 $0 $0
2017 $639 $72,370 $0 $0
2016 $637 $70,882 $0 $0
2015 $651 $70,390 $0 $0
2014 $652 $69,832 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2020

    Chris Burnette

    GODWIN REALTY GROUP

    (407) 873-3010

    11 in this area

    43 Total Sales

    Chris Burnette
    Section Image
  • Debbie Lynn

    Buyer's Agent in 2020

    Debbie Lynn

    FLORIDA REALTY RESULTS LLC

    (407) 908-6546

    3 in this area

    47 Total Sales

    Debbie Lynn
    Section Image
  • Susan Kerlin

    Seller's Agent in 2019

    Susan Kerlin

    SUSAN KERLIN REALTY LLC

    (407) 739-4386

    1 Total Sale

    Susan Kerlin
    Section Image

  • B

    Seller's Agent in 2012

    Brenda Terrell

    GODWIN REALTY GROUP

    (407) 625-1907

    18 in this area

    52 Total Sales

    Brenda Terrell
    Section Image
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Map

Source: Stellar MLS

MLS Number: S5038525

Stellar MLS

APN: 01-26-30-0001-0362-0070

Florida Osceola County Saint Cloud 34769 Downtown Saint Cloud

430 Mississippi Ave, Saint Cloud, FL

Not Listed for Sale

Detached

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