$475,000
$50K PRICE DROP

Estimated payment $3,239/month

Total Views 7,865
5 Beds
4.5 Baths
3,052 Sq Ft
$156 Price per Sq Ft

Highlights

  • Very Popular Property
  • No HOA
  • Central Heating and Cooling System
  • 0.67 Acre Lot
  • Living Room
  • Dining Room

About This Home

PRICE IMPROVEMENT! Located just 7 blocks from the St. Cloud Lakefront in the heart of downtown St. Cloud, this rare property sits on nearly 3/4 of an acre and offers a versatile layout with a detached in-law suite, a detached 2-car garage, and no HOA—an opportunity you don’t come across often. The main home features 3 bedrooms and 2.5 bathrooms, filled with natural light throughout. The living room is warm and inviting, complete with built-in shelving and cabinetry, and flows directly into the kitchen through a convenient serving window—perfect for everyday living and easy entertaining. The kitchen is equipped with ample cabinet and counter space along with all essential appliances. The primary suite is privately positioned and offers a spacious retreat with a walk-in closet and an attached bathroom featuring dual vanities, abundant storage, and a large walk-in tiled shower. The additional bedrooms are similar in size and layout, each offering great natural light and flexibility. Step outside to enjoy both front and rear covered patios, giving you comfortable outdoor living spaces year-round. The fully fenced backyard is expansive, offering plenty of room for gatherings, pets, or simply enjoying the privacy and space that nearly 0.67 acres provides. The detached in-law suite adds incredible flexibility, featuring 2 bedrooms, 2 bathrooms, a full kitchen, and a living area. Whether used for multi-generational living, guests, or income potential, this space is ready to meet a variety of needs. The primary bedroom includes dual closets and an en-suite bathroom with additional access for guests, while the second bedroom is positioned for privacy on the opposite side with a private attached bathroom. Completing the property is a detached 2-car garage, offering secure parking, additional storage, or space for hobbies and workspace needs. With no HOA restrictions and a prime location just minutes from the lakefront, downtown amenities, major roads, and daily conveniences, this property offers space, flexibility, and location all in one.

Listing Agent

Steven Pugh

EXP REALTY LLC Brokerage Phone: 407-846-0940 License #647821 Listed on: 03/27/2026

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,451

Year Built

  • Built in 1998

Lot Details

  • 29,229 Sq Ft Lot
  • East Facing Home

Parking

  • 2 Car Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 3,052 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Additional Features

  • Exterior Lighting
  • 972 SF Accessory Dwelling Unit

Community Details

  • No Home Owners Association
  • S L & I C Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,451

Year Built

Built in 1998

Lot Details

0.67 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 3052
  • Lot Size Acres: 0.67
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 4236
  • Lot Size Sq Ft: 29229
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 393.54
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 155.64
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 2+ Bathrooms,2+ Bedrooms,Kitchen,Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 972.00
  • Attribution Contact: 407-846-0940
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Other, Vinyl
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: One
  • Stories: 1
  • Living Area Meters: 283.54

Exterior Features

  • Direction Faces: East
  • Exterior Features: Lighting
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0095G

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RESI
  • Parcel Number: 01-26-30-4950-0001-3140
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT.

Tax Info

  • Tax Annual Amount: 8450.92
  • Tax Block: 1
  • Tax Book Number: B-63-64
  • Tax Lot: 3140

Multi Family

  • Approval Process: ANY AND ALL INFO TO BE VERIFIED BY BUYER OR BUYERS AGENT.

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,167 $471,700 $81,000 $390,700
2023 $7,588 $420,900 $60,800 $360,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/05/2026 05/05/26 Price Changed $475,000 -5.0% $156 / Sq Ft
04/14/2026 04/14/26 Price Changed $500,000 -4.8% $164 / Sq Ft
03/27/2026 03/27/26 For Sale $525,000 +10.5% $172 / Sq Ft
12/17/2022 12/17/22 Sold $475,000 -4.0% $156 / Sq Ft View Prior Sale
10/30/2022 10/30/22 Pending -- -- --
09/17/2022 09/17/22 Price Changed $495,000 -5.7% $162 / Sq Ft
07/08/2022 07/08/22 For Sale $525,000 +231.8% $172 / Sq Ft
06/16/2014 06/16/14 Off Market $158,250 -- --
04/30/2013 04/30/13 Sold $158,250 +3.1% $52 / Sq Ft View Prior Sale
02/14/2013 02/14/13 Pending -- -- --
02/07/2013 02/07/13 Price Changed $153,500 -21.3% $50 / Sq Ft
02/03/2013 02/03/13 Price Changed $195,000 -9.3% $64 / Sq Ft
01/31/2013 01/31/13 Price Changed $215,000 -4.4% $70 / Sq Ft
01/15/2013 01/15/13 For Sale $225,000 -- $74 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $475,000 --
Warranty Deed $158,300 Secure Title Llc
Warranty Deed $290,000 Fidelity National Title
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $356,250 New Conventional
Previous Owner $150,844 FHA
Previous Owner $195,000 Fannie Mae Freddie Mac
Previous Owner $103,200 Purchase Money Mortgage
Source: Public Records

Source: Stellar MLS

MLS Number: S5146570

Stellar MLS

APN: 01-26-30-4950-0001-3140

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