NOT LISTED FOR SALE

4308 Cross Creek Dr South Bend, IN 46628

Estimated Value: $182,000 - $287,000

3 Beds
1.5 Baths
1,596 Sq Ft
$156/Sq Ft Est. Value

Last Sold August 03, 2020

Last sale price $155,000 $97 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $1,483/month

1 Day on Market

Highlights

  • Traditional Architecture
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of August 2020

Check out this 3 bedroom 1-1/2 bath home in the popular Cross Creek Subdivision. This 2 story home features a covered front port, open living/dining room with sliding doors that open to the patio and back yard perfect for cooking out or simply relaxing. The roomy kitchen offers enough counter and cupboard space for the cook in the family. Upstairs you will find 3 nicely sized bedrooms with ample closet space. The finished basement adds even more living space to this home. Schedule a time to see this great home today!

Last Agent to Sell the Property

Michael Worden

Howard Hanna SB Real Estate Listed on: 07/02/2020

Howard Hanna SB Real Estate

Last Buyer's Agent

Steve Smith

Irish Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,938

Year Built

  • Built in 2003

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 76 x 119
  • Irregular Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Darden Primary Center Elementary School
  • Clay Middle School
  • Clay High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Cross Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-03-22-254-007.000-009

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,938

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 2003
  • Age: 17
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 8
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 1
  • Total Number of Half Bathrooms: 1
  • Legal Description: CROSS CREEK SEC TWO LOT 130
  • Parcel Number ID: 71-03-22-254-007.000-009
  • Platted: Yes
  • Sp Lp Percent: 106.9
  • Year Taxes Payable: 2019
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 1896
  • Total Finished Sq Ft: 1596
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Finished Sq Ft: 348
  • Below Grade Sq Ft: 300
  • Price Per Sq Ft: 124.2
  • Basement: Yes
  • Basement Foundation: Full Basement, Partially Finished
  • Basement Material: Poured Concrete
  • Living Great Room: On Level: Main
  • Kitchen: On Level: Main
  • Dining Room: On Level: Main
  • Family Room: On Level: Basement
  • Bedroom 1: Dimensions: 14x14, On Level: Upper
  • Bedroom 2: Dimensions: 11x11, On Level: Upper
  • Bedroom 3: Dimensions: 10x11, On Level: Upper
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 648

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 20x21
  • Garage Sq Ft: 420
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Darden Primary Center
  • Middle School: Clay
  • High School: Clay
  • Elementary School: Darden Primary Center

Lot Info

  • Lot Description: Irregular
  • Lot Dimensions: 76 x 119
  • Estimated Lot Sq Ft: 6970
  • Estimated Lot Size Acres: 0.16
  • Lot Number: 130

Tax Info

  • Annual Taxes: 2938
  • Total Assessed Value: 146900

MLS Schools

  • High School: Clay
  • Middle School: Clay
  • School District: South Bend Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 31, 2024
Sold by
Siomos Kathryn A and Kruszewski Kathryn Ann
Bought by
Kruszewski Kathryn Ann and Kruszewski Adam Craig
Current Estimated Value
$248,599

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Outstanding Balance
$49,380
Interest Rate
7.17%
Mortgage Type
Credit Line Revolving
Estimated Equity
$199,219

Purchase Details

Listed on
Jul 2, 2020
Closed on
Aug 5, 2020
Sold by
Chui and Hwi-Peng
Bought by
Siomos Kathryn A and Kruszewski Adam C
Seller's Agent
Michael Worden
Howard Hanna SB Real Estate
Buyer's Agent
Steve Smith
Irish Realty
List Price
$145,000
Sold Price
$155,000
Premium/Discount to List
$10,000
6.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.57%
Original Mortgage
$146,927
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Listed on
Jul 2, 2020
Closed on
Jul 30, 2020
Sold by
Chui Boon-Keat and Chui Hwi-Peng
Bought by
Siomos Kathryn A and Kruszewski Adam C
Seller's Agent
Michael Worden
Howard Hanna SB Real Estate
Buyer's Agent
Steve Smith
Irish Realty
List Price
$145,000
Sold Price
$155,000
Premium/Discount to List
$10,000
6.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,927
Interest Rate
3.1%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 14, 2019
Closed on
Jul 5, 2019
Sold by
Ketmany Reed
Bought by
Chui Boon-Keat and Teh Hwi-Peng
Seller's Agent
Matthew Pleasant
Howard Hanna SB Real Estate
Buyer's Agent
Michael Worden
Howard Hanna SB Real Estate
List Price
$139,900
Sold Price
$130,000
Premium/Discount to List
-$9,900
-7.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.34%

Purchase Details

Closed on
Oct 22, 2008
Sold by
Dobosiewicz Troy L
Bought by
Reed Ketmany

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,476
Interest Rate
6.11%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kruszewski Kathryn Ann -- Fidelity National Title Compan
Siomos Kathryn A -- Metropolitan Title
Chui Boon-Keat -- Fidelity National Title
Reed Ketmany -- Metropolitan Title In Llc
Siomos Kathryn A $148,396 Metropolitan Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kruszewski Kathryn Ann $50,000
Previous Owner Siomos Kathryn A $146,927
Previous Owner Siomos Kathryn A $146,927
Previous Owner Reed Ketmany $115,476
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/03/2020 08/03/20 Sold $155,000 +6.9% $97 / Sq Ft
07/03/2020 07/03/20 Pending -- -- --
07/02/2020 07/02/20 For Sale $145,000 +11.5% $91 / Sq Ft
06/28/2019 06/28/19 Sold $130,000 -7.1% $81 / Sq Ft
05/06/2019 05/06/19 Pending -- -- --
04/14/2019 04/14/19 For Sale $139,900 -- $88 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,977 $229,500 $22,900 $206,600
2023 $1,934 $166,200 $22,900 $143,300
2022 $2,447 $204,500 $27,600 $176,900
2021 $1,967 $162,900 $30,000 $132,900
2020 $1,935 $159,500 $29,100 $130,400
2019 $2,981 $146,900 $28,200 $118,700
2018 $3,204 $132,900 $25,300 $107,600
2017 $3,357 $133,300 $25,300 $108,000
2016 $3,456 $134,500 $25,300 $109,200
2014 $3,186 $122,600 $12,500 $110,100
Source: Public Records

Agents Affiliated with this Home

  • Michael Worden

    Seller's Agent in 2020

    Michael Worden

    Howard Hanna SB Real Estate

    (574) 292-1513

    203 Total Sales

    Michael Worden
    Section Image
  • Steve Smith

    Buyer's Agent in 2020

    Steve Smith

    Irish Realty

    (574) 360-2569

    937 Total Sales

    Steve Smith
    Section Image
  • Matthew Pleasant

    Seller's Agent in 2019

    Matthew Pleasant

    Howard Hanna SB Real Estate

    (574) 386-6129

    150 Total Sales

    Matthew Pleasant
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202025116

Indiana Regional MLS

APN: 71-03-22-254-007.000-009

Indiana St Joseph County South Bend 46628

4308 Cross Creek Dr, South Bend, IN

This home is located at 4308 Cross Creek Dr, South Bend, IN 46628 since 02 July 2020 and is currently estimated at $248,599, approximately $155 per square foot. This property was built in 2003. 4308 Cross Creek Dr is a home located in St. Joseph County with nearby schools including Coquillard Primary Center, Dickinson Fine Arts Academy, and Clay High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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