$1,920,000

431 Atwater Ct Mary Esther, FL 32569

Estimated payment $10,840/month

Total Views 462
5 Beds
3.5 Baths
4,808 Sq Ft
$399 Price per Sq Ft

Highlights

  • Views of a Sound
  • Boat Dock
  • Parking available for a boat
  • Florosa Elementary School Rated 9+
  • Home fronts a seawall
  • Boat Lift

About This Home

Get ready to fall in love with this stately home located on the Santa Rosa Sound. All 53 windows upgraded and replaced with hurricane windows. Exterior completely stripped and all of the EFIS and insulation updated and replaced. New Aluminum roof 2022. Enjoy sitting on your beautiful enclosed porch while grilling dinner, looking out over the sound with your boat on your dock, which sports two boat lifts, one is an 18,000 lb lift.. The kitchen has top-of-the-line appliances with exquisite cabinetry. The living room also offers an unobstructed water view. On the second floor, two endearing Juliet balconies overlook the living room. With five bedrooms, you will probably have enough bedrooms, but if not, there is a bonus room that can be a sixth bedroom with 2 windows and a closet..

Listing Agent

Will Zutell

LPT Realty LLC License #3469190 Listed on: 09/04/2025

LPT Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,325

Year Built

  • Built in 1993

Lot Details

  • 0.66 Acre Lot
  • Lot Dimensions are 300x200
  • Home fronts a pond
  • Home fronts a seawall
  • Property fronts gulf or ocean
  • Property fronts an intracoastal waterway
  • Home fronts a sound
  • Property Fronts a Bay or Harbor
  • Home fronts a canal
  • Property fronts a private road
  • Cul-De-Sac
  • Street terminates at a dead end
  • Fenced
  • Sprinkler System

Property Views

  • Views of a Sound
  • Intracoastal
  • Gulf
  • Lagoon
  • Pond
  • Canal

Home Design

  • Contemporary Architecture
  • Newly Painted Property
  • Stucco Exterior Insulation and Finish Systems
  • Ridge Vents on the Roof
  • Metal Roof

Interior Spaces

  • 4,808 Sq Ft Home
  • 2-Story Property
  • Built-in Bookshelves
  • Skylights
  • Gas Fireplace
  • Bay Window
  • Bonus Room
  • Screened Porch

Kitchen

  • Self-Cleaning Oven
  • Induction Cooktop
  • Ice Maker
  • Dishwasher

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • Dressing Area
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Parking

  • Garage
  • Automatic Garage Door Opener
  • Guest Parking
  • Parking available for a boat
  • RV Access or Parking

Outdoor Features

  • Boat Lift
  • Boat Slip
  • Pond
  • Balcony
  • Built-In Barbecue

Location

  • Flood Insurance May Be Required

Schools

  • Florosa Elementary School
  • Meigs Middle School
  • Fort Walton Beach High School

Utilities

  • Multiple cooling system units
  • Heat Pump System
  • Geothermal Heating and Cooling
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 17-2S-25-0080-0000-0060

Community Details

Overview

  • Atwater Subdivision

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,325

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.66
  • Lot Size: 300x200
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: ATWATER
  • Directions: 98 East, right on Atwater. Last house
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1993
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Waterfront:GulfPass: Yes
  • Waterfront:Harbor: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Washers: Yes
  • Waterfront:Bay: Yes
  • Waterview:Sound2: Yes
  • Rooms:Balcony2: Yes
  • Rooms:Bonus Room: Yes
  • Energy:AC - 2 or More: Yes
  • Waterview:Intracoastal Waterwy: Yes
  • Utilities:Gas - Natural: Yes
  • Waterview:Canal2: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:Ridge Vent: Yes
  • Waterfront:Intracoastal Wtrwy: Yes
  • Waterfront:Shore - Seawall: Yes
  • Waterfront:Canal: Yes
  • Waterfront:Pond: Yes
  • Waterfront:Sound: Yes
  • Waterview:Lagoon2: Yes
  • Waterview:Pond2: Yes
  • Energy:Heat Pump Wtr Air 2: Yes
  • Energy:Geothermal: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Security System, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Gas
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile, Floor Vinyl
  • Interior Amenities: Built-In Bookcases, Fireplace 2+, Newly Painted, Washer/Dryer Hookup
  • Window Features: Skylight(s), Window Bay
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Floor Vinyl: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Newly Painted: Yes
  • Appliances:Security System: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Window Bay: Yes
  • Interior:Skylight(s): Yes
  • Interior:Fireplace 2: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, Dead End, Flood Insurance Req
  • View: Sound, Pond, Lagoon, Gulf, Canal
  • Waterfront Features: Intracoastal Wtrwy, Bay, Canal, Gulf, Gulf/Pass, Harbor, Pond, Shore - Seawall, Sound
  • Waterfront: Yes
  • Construction Type: Siding EIFS
  • Exterior Features: BBQ Pit/Grill, Boat Slip, Boatlift, Sprinkler System
  • Patio And Porch Features: Patio Covered, Patio Enclosed, Porch Screened
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Lot Features:Flood Insurance Req: Yes
  • Exterior:Patio Covered: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Siding EIFS: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Patio Enclosed: Yes
  • Exterior:Boat Slip: Yes
  • Exterior:Boatlift: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Garage, Boat, Guest, RV
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Guest: Yes
  • Parking Features:Boat: Yes
  • Parking Features:RV: Yes

Utilities

  • Heating: Geothermal, Heat Pump Wtr Air 2+
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Community Features: Dock

Schools

  • Elementary School: Florosa
  • High School: Fort Walton Beach
  • Middle Or Junior School: Meigs

Lot Info

  • Lot Size Sq Ft: 28749.6
  • Parcel #: 17-2S-25-0080-0000-0060
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 7325.33
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,226 $653,713 -- --
2023 $7,226 $634,673 $0 $0
2022 $6,865 $616,187 $0 $0
2021 $6,859 $598,240 $0 $0
2020 $6,542 $589,980 $238,709 $351,271
2019 $6,902 $618,456 $227,121 $391,335
2018 $6,402 $555,481 $0 $0
2017 $5,220 $480,156 $0 $0
2016 $5,079 $470,280 $0 $0
2015 $5,206 $467,011 $0 $0
2014 $5,232 $463,305 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2025 09/08/25 Price Changed $1,920,000 -12.5% $399 / Sq Ft
09/04/2025 09/04/25 For Sale $2,195,000 +555.2% $457 / Sq Ft
09/27/2018 09/27/18 Sold $335,000 0.0% $81 / Sq Ft
08/10/2018 08/10/18 Pending -- -- --
07/26/2018 07/26/18 For Sale $335,000 -- $81 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $80,000 Attorney
Special Warranty Deed $335,000 Servicelink Llc
Deed $435,200 Attorney
Warranty Deed $55,000 Peoples Title Agency Inc
Warranty Deed $875,000 None Available
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $378,168 VA
Previous Owner $131,250 Stand Alone Second
Previous Owner $656,250 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 984625

Emerald Coast Association of REALTORS®

APN: 17-2S-25-0080-0000-0060