$387,500
SOLD FEB 27, 2026
3 Beds
2 Baths
1,171 Sq Ft
1996 Built

Sale Details

Date Sold: February 27, 2026

$331 Per Sq Ft

3% Above List Price

5 Days on Market

Highlights

  • Mature Trees
  • Wood Flooring
  • Patio
  • Vaulted Ceiling
  • 3 Car Attached Garage
  • Living Room

About This Home

As of February 2026

Welcome to 431 Badger Lane in Oswego! This well-maintained, tri-level home. This home offers comfortable living with timeless curb appeal in a quiet, established neighborhood. Featuring a classic vinyl and brick exterior, 3 car heated garage with convenient water spicket. Welcoming front entry, this home is ideal for those seeking convenience, functionality, and charm. Inside, you'll find a tri-level designed layout with generous living spaces, abundant natural light, with 3 bedrooms and Two full baths. The home offers a practical floor plan perfect for everyday living and entertaining alike. The attached 3 garage has epoxy flooring and private driveway for everyday convenience, while the backyard provides a fenced in yard for relaxing, grilling in the attached natural gas grill, and large patio. Shed stays. Efficient 2 stage furnace honeywell high IQ thermostat. humidifier and de-humidifier control. All Kitchen appliances stay and Washer and Dryer.

Last Agent to Sell the Property

Norma Yario

Keller Williams Inspire - Geneva License #471004266 Listed on: 01/16/2026

Keller Williams Inspire - Geneva

Last Buyer's Agent

Marc Koronkiewicz

Ellsbury Group LLC License #475201919

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,887

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 80x124x80x124
  • Fenced
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Split Level with Sub
  • Tri-Level Property
  • Brick Exterior Construction
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,171 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Video Cameras

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Shed
  • Outdoor Grill

Schools

  • Fox Chase Elementary School
  • Traughber Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Powered By Gas
  • Humidifier
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

  • Fox Chase Of Oswego Subdivision, Highlander Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,887

Year Built

Built in 1996

Lot Details

0 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level w/ Sub
  • Ownership: Fee Simple
  • Levels: Tri-Level
  • New Construction: No
  • Property Sub-Type: Split Level w/ Sub
  • Subdivision Name: Fox Chase of Oswego
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Owned, Humidifier
  • Basement: Partially Finished, Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood, Carpet, Wood
  • Interior Amenities: Vaulted Ceiling(s)
  • LivingArea: 1171
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump, Security Cameras
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • ExteriorFeatures: Outdoor Grill
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Mature Trees
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Gas
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Fox Chase Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Traughber Junior High School

Lot Info

  • Lot Dimensions: 80x124x80x124
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6887
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2026
Closed on
Feb 13, 2026
Sold by
Mantzke Scott and Mantzke Lisa D
Bought by
Parish Malachi
Seller's Agent
Norma Yario
Keller Williams Inspire - Geneva
Buyer's Agent
Marc Koronkiewicz
Ellsbury Group LLC
List Price
$375,000
Sold Price
$387,500
Premium/Discount to List
$12,500
3.33%
Views
56

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-42.28%
Original Mortgage
$380,480
Outstanding Balance
$380,101
Interest Rate
6%
Mortgage Type
FHA
Estimated Equity
-$9,269

Purchase Details

Closed on
Jun 7, 2006
Sold by
Mantzke Scott F
Bought by
Mantzke Scott F and Mantzke Lisa O

Purchase Details

Closed on
Sep 2, 2005
Sold by
Haug Curtis and Haug Shannon
Bought by
Mantzke Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,000
Interest Rate
5.93%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 8, 2004
Sold by
Haug James
Bought by
Haug Curtis and Haug Shannon

Purchase Details

Closed on
Apr 22, 1996
Bought by
Haug Curtis S and Haug James N
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $387,500 First American Mortgage Soluti
Interfamily Deed Transfer -- None Available
Warranty Deed $230,000 First American Title
Interfamily Deed Transfer -- --
Deed $142,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,480 FHA
Previous Owner $184,000 Fannie Mae Freddie Mac
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/27/2026 02/27/26 Sold $387,500 +3.3% $331 / Sq Ft
01/22/2026 01/22/26 Pending -- -- --
01/16/2026 01/16/26 For Sale $375,000 -- $320 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,887 $91,584 $14,485 $77,099
2023 $6,232 $81,771 $12,933 $68,838
2022 $6,232 $75,019 $11,865 $63,154
2021 $6,124 $71,447 $11,300 $60,147
2020 $6,117 $70,739 $11,188 $59,551
2019 $5,791 $66,328 $11,188 $55,140
2018 $5,541 $65,213 $11,000 $54,213
2017 $5,163 $56,360 $6,623 $49,737
2016 $5,317 $57,124 $17,007 $40,117
2015 $4,959 $51,463 $15,322 $36,141
2014 -- $48,550 $14,455 $34,095
2013 -- $49,040 $14,601 $34,439
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12541742

Midwest Real Estate Data (MRED)

APN: 03-18-209-006

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