NOT LISTED FOR SALE

431 Clay St Lapeer, MI 48446

Estimated Value: $227,066 - $269,000

3 Beds
1.5 Baths
1,758 Sq Ft
$137/Sq Ft Est. Value

Last Sold August 07, 2018

Last sale price $135,000 $77 Per Sq Ft

Est. 79% increase in value since last sale

Current estimated payment $1,526/month

2 Days on Market

Highlights

  • Tudor Architecture
  • 1 Car Detached Garage
  • Patio
  • No HOA
  • Porch
  • 4-minute walk to Lapeer Rotary Pocket Park

About This Home

As of August 2018

Storybook home! This 3 bedroom, 1.5 bath home is located downtown and has lots of character, such as coved ceilings, rounded archways, classic wooden doors and trim, wood floors and built-in storage. Also features large living room with natural fireplace, formal dining plus extra room with French doors that could be used for office, playroom, guestroom, etc. Breakfast nook could easily convert to large pantry. Fenced back yard has cement patio, lots of foliage and leads to 1-car detached garage. Clean and dry basement has had recent professional waterproofing that includes sump pump. Also has newer windows, energy conserving hot water heater plus high-efficiency furnace with humidifier that's approx 5 yrs old. Comes with all appliances. Public parking lots next door and across street. Make offer!

Last Agent to Sell the Property

Trista Roberts

Coldwell Banker Professionals License #6501352798 Listed on: 07/12/2018

Last Buyer's Agent

Karen Cross

Coldwell Banker Professionals License #6502396463

Coldwell Banker Professionals

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1940

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 60x80
  • Fenced

Parking

  • 1 Car Detached Garage

Home Design

  • Tudor Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,758 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Living Room with Fireplace
  • Unfinished Basement
  • Sump Pump

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Exterior Lighting
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • City Of Lapeer R Lapeer Village Plat Subdivision

Listing and Financial Details

  • Assessor Parcel Number L200640004000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,456

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Tudor
  • Architecture Level: 2 Story
  • Year Built: 1940
  • Foundation Features: Sump Pump
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Cable Available, High Spd Internet Avail, Humidifier
  • Fireplace: Yes
  • Fireplace Fuel: Natural
  • Fireplace Locations: Living Room
  • Room Count: 10
  • Total Bedrooms: 3
  • Total Bathrooms: 1.10
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Yes
  • Basement Type: Unfinished
  • Kitchen Appliances: Dishwasher, Disposal, Dryer, Refrigerator, Range/Stove, Washer
  • Sq Ft Combined: 1758
  • Total Sq Ft: 1758
  • Sq Ft Total Bsmt: 1066

Exterior Features

  • Roof Material: Asphalt
  • Foundation Details: Basement
  • Construction Materials: Brick, Stucco
  • Exterior Features: Fenced, Lighting
  • Foundation Materials: Block
  • Frontage Feet: 60
  • Porch Type: Patio, Porch
  • Road Frontage Type: Paved, Pub. Sidewalk
  • Sideof Street: S

Garage/Parking

  • Garage Size: 1 Car
  • Garage Features: Detached
  • Garage: Yes

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas
  • Water Source: Public (Municipal)
  • Laundry Facilities: No

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Lapeer

Lot Info

  • List Price per Acre: 1226363.6364
  • Lot Size Area: 0.11
  • Lot Dimensions: 60x80
  • Parcel Number: L200640004000

Tax Info

  • Tax Amount Summer: 1039.3600
  • Tax Amount Winter: 1416.9900
  • Total Tax: 2456.3500

MLS Schools

  • School District: Lapeer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2018
Closed on
Aug 8, 2018
Sold by
Gentsch Barton K
Bought by
Gatton Anne Marie P and Gatton James M
Seller's Agent
Trista Roberts
Coldwell Banker Professionals
Buyer's Agent
Karen Cross
Coldwell Banker Professionals
List Price
$134,900
Sold Price
$135,000
Premium/Discount to List
$100
0.07%
Current Estimated Value
$241,267

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,267
Avg. Annual Appreciation
8.62%
Original Mortgage
$108,000
Outstanding Balance
$93,988
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$147,279

Purchase Details

Listed on
Jul 12, 2018
Closed on
Aug 7, 2018
Sold by
Gentsch Barton K
Bought by
Gatton Anne M and Gatton James M
Seller's Agent
Trista Roberts
Coldwell Banker Professionals
Buyer's Agent
Karen Cross
Coldwell Banker Professionals
List Price
$134,900
Sold Price
$135,000
Premium/Discount to List
$100
0.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Outstanding Balance
$93,988
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$147,279

Purchase Details

Listed on
Aug 14, 2013
Closed on
Dec 11, 2013
Sold by
Daley Geraldine B
Bought by
Gentsch Barton K
Seller's Agent
Gayle Coulter
Coulter Real Estate
Buyer's Agent
Gayle Coulter
Coulter Real Estate
List Price
$139,900
Sold Price
$100,000
Premium/Discount to List
-$39,900
-28.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.65%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gatton Anne Marie P $135,000 None Listed On Document
Gatton Anne M $135,000 --
Gentsch Barton K $100,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gatton Anne Marie P $108,000
Closed Gatton Anne M $108,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2018 08/07/18 Sold $135,000 +0.1% $77 / Sq Ft
07/14/2018 07/14/18 Pending -- -- --
07/12/2018 07/12/18 For Sale $134,900 +34.9% $77 / Sq Ft
12/11/2013 12/11/13 Sold $100,000 -28.5% $63 / Sq Ft
12/10/2013 12/10/13 Pending -- -- --
08/14/2013 08/14/13 For Sale $139,900 -- $89 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,548 $107,800 $0 $0
2024 $1,697 $101,200 $0 $0
2023 $1,618 $92,000 $0 $0
2022 $2,306 $93,400 $0 $0
2021 $2,136 $87,200 $0 $0
2020 $2,113 $82,800 $0 $0
2019 $2,133 $73,600 $0 $0
2018 $1,527 $71,100 $71,100 $0
2017 $2,436 $62,300 $0 $0
2016 $2,418 $59,100 $59,100 $0
2015 -- $0 $0 $0
2014 -- $50,200 $50,200 $0
2013 -- $48,400 $48,400 $0
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2018

    Trista Roberts

    Coldwell Banker Professionals

    Section Image
  • Karen Cross

    Buyer's Agent in 2018

    Karen Cross

    Coldwell Banker Professionals

    (586) 531-0248

    16 Total Sales

    Karen Cross
    Section Image
  • Gayle Coulter

    Seller's Agent in 2013

    Gayle Coulter

    Coulter Real Estate

    (810) 343-4537

    11 in this area

    134 Total Sales

    Gayle Coulter
    Section Image
See All Agents

Map

Source: Realcomp

MLS Number: 218064801

Realcomp

APN: L20-06-400-040-00

Michigan Lapeer County Lapeer 48446

431 Clay St, Lapeer, MI

This home is located at 431 Clay St, Lapeer, MI 48446 since 12 July 2018 and is currently estimated at $241,267, approximately $137 per square foot. This property was built in 1940. 431 Clay St is a home located in Lapeer County with nearby schools including C.K. Schickler Elementary School, Rolland-Warner Middle School, and Lapeer High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Realcomp IDX provided courtesy of Realcomp II Ltd. via Ten-X and MLS
Copyright 2025 Realcomp II Ltd. Shareholders
IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393

Nearby Homes