431 Cold Springs Rd Concord, NC 28025
Estimated Value: $338,000 - $364,816
4
Beds
3
Baths
1,982
Sq Ft
$177/Sq Ft
Est. Value
Highlights
- Wooded Lot
- No HOA
- Rear Porch
- Wood Flooring
- Detached Garage
- Built-In Features
About This Home
As of February 2023Great find at a great price in Concord. Well maintained home sitting on an acre of land with a detached garage with a workshop and a shed. This 4 bedroom 3 bath home with oak floors is a nature lovers dream. Lilly of the Valley, Gardenias, lilac, rose and blueberry bushes surround this home. The kitchen was updated 3 years ago with new countertops, appliances and cabinets painted. The refrigerator is less than 6 months old. The downstairs was originally a second living quarters with a full bath, bedroom and full kitchen. The cabinets and appliances were removed but could easily be converted to a kitchen again. The bedroom was used as a craft room and also could be converted back to a bedroom. The woodburning fireplace has not been used and has no known issues. The exterior is not vinyl, it's steel and has a transferable warranty.
Last Agent to Sell the Property
United Real Estate-Queen City License #293806 Listed on: 11/19/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,008
Year Built
- Built in 1967
Lot Details
- 1 Acre Lot
- Level Lot
- Wooded Lot
- Property is zoned AO
Home Design
- Split Level Home
- Brick Exterior Construction
- Composition Roof
- Metal Roof
- Metal Siding
Interior Spaces
- Built-In Features
- Ceiling Fan
- Window Treatments
- Wood Flooring
- Crawl Space
- Laundry Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Parking
- Detached Garage
- Workshop in Garage
- Driveway
Outdoor Features
- Shed
- Rear Porch
Schools
- W.M. Irvin Elementary School
- Mount Pleasant Middle School
- Mount Pleasant High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
- Royal Acres Subdivision
Listing and Financial Details
- Assessor Parcel Number 5640-97-6731-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2022
Closed on
Feb 2, 2023
Sold by
Pavey Norman Keith and Pavey Barbara Johnson
Bought by
Provost Christopher and Provost Mirtha
Seller's Agent
Terri Baloga
United Real Estate-Queen City
Buyer's Agent
Lynnette Gearing
Lantern Realty & Development, LLC
List Price
$305,000
Sold Price
$306,000
Premium/Discount to List
$1,000
0.33%
Total Days on Market
4
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,954
Avg. Annual Appreciation
7.10%
Original Mortgage
$308,000
Outstanding Balance
$299,355
Interest Rate
5.9%
Mortgage Type
New Conventional
Estimated Equity
$61,384
Purchase Details
Closed on
Jul 1, 1982
Purchase Details
Closed on
Jun 1, 1981
Similar Homes in the area
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Provost Christopher | $306,000 | -- | |
| -- | $30,000 | -- | |
| -- | $38,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Provost Christopher | $308,000 | |
| Previous Owner | Pavey Norman K | $200,000 | |
| Previous Owner | Pavey Norman Keith | $25,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/02/2023 02/02/23 | Sold | $306,000 | +0.3% | $154 / Sq Ft |
| 11/19/2022 11/19/22 | For Sale | $305,000 | -- | $154 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,008 | $306,060 | $73,600 | $232,460 |
| 2023 | $1,217 | $148,380 | $41,400 | $106,980 |
| 2022 | $1,217 | $148,380 | $41,400 | $106,980 |
| 2021 | $1,217 | $148,380 | $41,400 | $106,980 |
| 2020 | $1,187 | $148,380 | $41,400 | $106,980 |
| 2019 | $917 | $114,590 | $22,430 | $92,160 |
| 2018 | $894 | $114,590 | $22,430 | $92,160 |
| 2017 | $871 | $114,590 | $22,430 | $92,160 |
| 2016 | $871 | $109,280 | $22,430 | $86,850 |
| 2015 | $831 | $109,280 | $22,430 | $86,850 |
| 2014 | $831 | $109,280 | $22,430 | $86,850 |
Source: Public Records
Agents Affiliated with this Home
-
Terri Baloga
Seller's Agent in 2023
Terri Baloga
United Real Estate-Queen City
(704) 466-0505
37 Total Sales
-
Lynnette Gearing
Buyer's Agent in 2023
Lynnette Gearing
Lantern Realty & Development, LLC
(704) 699-6902
91 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 3924371
APN: 5640-97-6731-0000
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