NOT LISTED FOR SALE

431 Cold Springs Rd Concord, NC 28025

Estimated Value: $332,000 - $360,000

4 Beds
3 Baths
1,982 Sq Ft
$176/Sq Ft Est. Value

Last Sold February 02, 2023

Last sale price $306,000 $154 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $2,002/month

4 Days on Market

Highlights

  • 1 Acre Lot
  • Wood Flooring
  • Detached Garage
  • Wooded Lot
  • No HOA
  • Rear Porch

About This Home

As of February 2023

Great find at a great price in Concord. Well maintained home sitting on an acre of land with a detached garage with a workshop and a shed. This 4 bedroom 3 bath home with oak floors is a nature lovers dream. Lilly of the Valley, Gardenias, lilac, rose and blueberry bushes surround this home. The kitchen was updated 3 years ago with new countertops, appliances and cabinets painted. The refrigerator is less than 6 months old. The downstairs was originally a second living quarters with a full bath, bedroom and full kitchen. The cabinets and appliances were removed but could easily be converted to a kitchen again. The bedroom was used as a craft room and also could be converted back to a bedroom. The woodburning fireplace has not been used and has no known issues. The exterior is not vinyl, it's steel and has a transferable warranty.

Last Agent to Sell the Property

Terri Baloga

United Real Estate-Queen City License #293806 Listed on: 11/19/2022

United Real Estate-Queen City

Last Buyer's Agent

Lynnette Gearing

Lantern Realty & Development, LLC License #306394

Lantern Realty & Development, LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1967

Lot Details

  • 1 Acre Lot
  • Level Lot
  • Wooded Lot
  • Property is zoned AO

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Composition Roof
  • Metal Roof
  • Metal Siding

Interior Spaces

  • Built-In Features
  • Ceiling Fan
  • Window Treatments
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Parking

  • Detached Garage
  • Workshop in Garage
  • Driveway

Outdoor Features

  • Shed
  • Rear Porch

Schools

  • W.M. Irvin Elementary School
  • Mount Pleasant Middle School
  • Mount Pleasant High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Royal Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 5640-97-6731-0000

Home Details

Home Type

Single Family

Year Built

Built in 1967

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1967
  • Road Surface Type: Concrete
  • Unit Levels: Split Level
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 154.39
  • Bedroom Lower: 1
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Flooring: Carpet, Wood
  • Interior Amenities: Built-in Features
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 551
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 700
  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1251
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 731
  • Living Area: 1982
  • Window Features: Window Treatments
  • Bedroom Main: 0

Exterior Features

  • New Construction: No
  • Roof: Composition, Metal
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Metal
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Open Parking: No
  • Parking Features: Driveway, Detached Garage, Garage Shop

Utilities

  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Cooling: Ceiling Fan(s), Central Air, Heat Pump
  • Utilities: Cable Available
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Mount Pleasant
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 5640-97-6731-0000
  • Lot Size Acres: 1
  • Lot Size Sq Ft: 43560
  • ResoLotSizeUnits: Acres
  • Zoning Specification: AO

MLS Schools

  • Elementary School: W.M. Irvin
  • High School: Mount Pleasant

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2022
Closed on
Feb 2, 2023
Sold by
Pavey Norman Keith and Pavey Barbara Johnson
Bought by
Provost Christopher and Provost Mirtha
Seller's Agent
Terri Baloga
United Real Estate-Queen City
Buyer's Agent
Lynnette Gearing
Lantern Realty & Development, LLC
List Price
$305,000
Sold Price
$306,000
Premium/Discount to List
$1,000
0.33%
Views
44
Current Estimated Value
$349,186

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,186
Avg. Annual Appreciation
4.74%
Original Mortgage
$308,000
Outstanding Balance
$297,562
Interest Rate
5.9%
Mortgage Type
New Conventional
Estimated Equity
$51,624

Purchase Details

Closed on
Jul 1, 1982

Purchase Details

Closed on
Jun 1, 1981
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Provost Christopher $306,000 --
-- $30,000 --
-- $38,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Provost Christopher $308,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/02/2023 02/02/23 Sold $306,000 +0.3% $154 / Sq Ft
11/19/2022 11/19/22 For Sale $305,000 -- $154 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,008 $306,060 $73,600 $232,460
2024 $2,008 $306,060 $73,600 $232,460
2023 $1,217 $148,380 $41,400 $106,980
2022 $1,217 $148,380 $41,400 $106,980
2021 $1,217 $148,380 $41,400 $106,980
2020 $1,187 $148,380 $41,400 $106,980
2019 $917 $114,590 $22,430 $92,160
2018 $894 $114,590 $22,430 $92,160
2017 $871 $114,590 $22,430 $92,160
2016 $871 $109,280 $22,430 $86,850
2015 $831 $109,280 $22,430 $86,850
2014 $831 $109,280 $22,430 $86,850
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3924371

Canopy MLS (Canopy Realtor® Association)

APN: 5640-97-6731-0000