$205,000
SOLD AUG 7, 2025

431 Cross Rd Mc Donough, NY 13801

3 Beds
2 Baths
1,334 Sq Ft
20.04 Acres

Recently Sold

$154 Per Sq Ft

3% Above List Price

13 Days on Market

Highlights

  • Home fronts a pond
  • 20.04 Acre Lot
  • Main Floor Bedroom
  • Primary Bedroom Suite
  • Wooded Lot
  • 1 Fireplace

About This Home

As of August 2025

Escape to your own private haven at 431 Cross Road, McDonough, NY—a charming ranch-style home nestled on a picturesque wooded property featuring a serene pond and a meandering stream. This idyllic retreat offers the perfect blend of comfort and nature, making it an ideal vacation getaway or hunting cabin.

Set amidst mature trees, the property boasts a spacious barn, providing ample storage for equipment or the potential for a workshop. A strategically placed tree stand enhances the property's appeal to hunting enthusiasts, offering excellent opportunities to observe local wildlife. The tranquil pond and flowing stream not only add to the scenic beauty but also create a peaceful ambiance for relaxation.Nature enthusiasts will appreciate the mature apple trees and blueberry bushes, offering seasonal delights right in your backyard.

Located in close proximity to expansive state lands, outdoor adventures are just minutes away. Whether you're seeking a peaceful vacation getaway or a functional hunting cabin, 431 Cross Road delivers a perfect blend of comfort and natural beauty.

Don't miss this unique opportunity to own a slice of paradise in McDonough, NY. Whether you're seeking a serene retreat or an active outdoor lifestyle, 431 Cross Road delivers on all fronts.

Last Agent to Sell the Property

Deborah Sutton

Listing by Howard Hanna Brokerage Phone: 607-226-0663 License #10401220329 Listed on: 05/14/2025

Howard Hanna

Last Buyer's Agent

Derek Andreasen

Listing by Howard Hanna License #10401291485

Howard Hanna

Property Details

Home Type

  • Mobile/Manufactured

Est. Annual Taxes

  • $3,405

Year Built

  • Built in 1993

Lot Details

  • 20.04 Acre Lot
  • Lot Dimensions are 1014x867
  • Home fronts a pond
  • Rural Setting
  • Rectangular Lot
  • Wooded Lot
  • 082800-165-000-0003-010-000-0000

Home Design

  • Pillar, Post or Pier Foundation
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,334 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Sun or Florida Room

Kitchen

  • Country Kitchen
  • Gas Oven
  • Gas Range
  • Microwave

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • No Garage
  • Gravel Driveway

Farming

  • Agricultural

Mobile Home

  • Mobile Home Make is Skyline
  • Double Wide

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 082800-165-000-0003-011-000-0000

Property Details

Home Type

Mobile/Manufactured

Est. Annual Taxes

$3,405

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Sub Type: Manufactured On Land
  • Property Type: Residential
  • Year Built: 1993
  • Attribution Contact: 607-226-0663
  • ResoLaundryFeatures: Main Level
  • Lot Features: Agricultural, Rectangular, Rectangular Lot, Rural Lot, Wooded
  • Directions: From Oxford NY, follow NY-220 W to County Rd 5 in McDonough, continue on County Rd 5, take Burkholder Rd to Cross Rd in German. Property on right hand side. No for-sale sign.
  • Architectural Style: Manufactured Home, Mobile Home, Ranch
  • Body Type: Double Wide
  • Flooring: Carpet, Varies, Vinyl
  • Garage Yn: No
  • Interior Features: Separate/Formal Living Room, Country Kitchen, Living/Dining Room, Pantry, Bedroom on Main Level, Bath in Primary Bedroom, Main Level Primary, Primary Suite
  • Unit Levels: One
  • Year Built Details: Existing
  • Property Sub Type Additional: Mobile Home,Manufactured On Land
  • Special Features: None

Interior Features

  • Appliances: Dryer, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
  • Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Total Bedrooms: 6
  • Stories: 1
  • Stories: 1

Exterior Features

  • Acres: 20.04
  • Waterfront Features: Pond
  • Waterfront: No
  • Construction Type: Vinyl Siding, Wood Siding
  • Exterior Features: Gravel Driveway, Propane Tank - Leased
  • Foundation Details: Pillar/Post/Pier

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Propane, Forced Air
  • HeatingYN: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Cincinnatus

Lot Info

  • Parcel Number: 082800-165-000-0003-011-000-0000
  • Lot Dimensions: 1014X867
  • Lot Size Sq Ft: 567587.0
  • ResoLotSizeUnits: Acres
  • Additional Parcels Description: 082800-165-000-0003-010-000-0000

Tax Info

  • Tax Annual Amount: 3405.0
  • Tax Lot: 11

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2025
Closed on
Aug 1, 2025
Sold by
Mettrock Ronald and Mettrock Theresa
Bought by
Rutan Austin L and Rice Makenzie S
Seller's Agent
Deborah Sutton
Howard Hanna
Buyer's Agent
Derek Andreasen
Howard Hanna
List Price
$199,900
Sold Price
$205,000
Premium/Discount to List
$5,100
2.55%
Views
28

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-21.90%
Original Mortgage
$194,750
Outstanding Balance
$194,581
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$4,919

Purchase Details

Closed on
Sep 9, 2011
Sold by
Nbt Bank Natl Associatio
Bought by
Mettrock Ronald

Purchase Details

Closed on
May 3, 2011
Sold by
Lisa Natoli As Referee
Bought by
Nbt Bank Nat'L Association
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $205,000 --
Deed $45,000 Frank Revoir
Deed $45,000 Frank Revoir
Foreclosure Deed $60,000 --
Foreclosure Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $194,750 New Conventional
Previous Owner $90,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Sold $205,000 +2.6% $154 / Sq Ft
05/27/2025 05/27/25 Pending -- -- --
05/14/2025 05/14/25 For Sale $199,900 -- $150 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,569 $36,000 $13,000 $23,000
2023 $2,597 $36,000 $13,000 $23,000
2022 $2,613 $36,000 $13,000 $23,000
2021 $2,568 $36,000 $13,000 $23,000
2020 $2,589 $36,000 $13,000 $23,000
2019 $2,607 $36,000 $13,000 $23,000
2018 $2,607 $36,000 $13,000 $23,000
2017 $2,575 $36,000 $13,000 $23,000
2016 $2,564 $36,000 $13,000 $23,000
2015 -- $36,000 $13,000 $23,000
2014 -- $36,000 $13,000 $23,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1606575

Otsego-Delaware Board of REALTORS®

APN: 082800-165-000-0003-011-000-0000