$50,000
SOLD JAN 28, 2026

431 E 4th St Spencerville, OH 45887

3 Beds
1 Bath
2,034 Sq Ft
0.41 Acres

Recently Sold

$25 Per Sq Ft

30% Below List Price

16 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Living Room
  • Spencerville Elementary School Rated A-
  • Covered Patio or Porch
  • Laundry Room

About This Home

As of January 2026

Attention Investors! Check out this large home in the heart of Spencerville, with more than 2,000 sq, feet of living space and 3 large bedrooms on the second floor this home has a ton of potential. Updates include a new roof in 2023, new drop ceiling in the kitchen with LED lights, and a new water heater, ready for installation. Price reflects water damage to walls and ceilings obtained prior to new roof installations. Call your favorite realtor today to check out all the great potential this home has to offer.

Last Agent to Sell the Property

April LaRue

Cowan, Realtors License #2025003379 Listed on: 12/24/2025

Last Buyer's Agent

Renee SMILEY

Cowan, Realtors License #0000448470

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,196

Year Built

  • Built in 1920

Lot Details

  • 0.41 Acre Lot

Parking

  • Parking Pad

Home Design

  • Fixer Upper

Interior Spaces

  • 2,034 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Family or Dining Combination
  • Wood Flooring
  • Crawl Space
  • Laundry Room

Kitchen

  • Electric Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Covered Patio or Porch
  • Shed

Utilities

  • No Cooling
  • Water Not Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 44-1208-04-005.001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,196

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.41
  • Architectural Style: 2 Story
  • Unit Levels: Two
  • New Construction: No
  • Year Built: 1920
  • Location Property Info:Zoning2: Residential
  • General Property Info:Lot Size Acres: 0.413
  • General Property Info:Lot Size Square Feet: 17990.28
  • General Property Info:FEMA Flood Zone YN: No
  • General Property Info:Private Pool YN: No
  • Tax Info:Parcel _pound_: 44-1208-04-005.001
  • Tax Info:Tax Annual Amount: 1196.0
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Room Types:Living Room2: Yes
  • Cooling:None4: Yes
  • General Property Info:Basement YN: No
  • Utilities:Cable Available: Yes
  • Flooring:Hardwood: Yes
  • Property Condition:Fixer: Yes
  • Room Types:Family Room3: Yes
  • Levels:Two2: Yes
  • Other Structures:Shed(s): Yes
  • Room Types:Laundry2: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities:Water Not Available: Yes
  • Foundation:Crawl Space2: Yes
  • Architectural Style 2 Story: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Cooktop
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Hardwood
  • Appliances Dishwasher: Yes
  • Dining Room Features:FamilyDining Room Combo: Yes
  • Appliances:Electric Cooktop: Yes

Exterior Features

  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered
  • Property Condition: Fixer
  • Patio Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Parking Pad
  • Parking Features:Parking Pad: Yes

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: See Remarks
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Water Not Available
  • Water Source: Public
  • Heating:See Remarks: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Spencerville

Lot Info

  • Lot Size Sq Ft: 17990.28
  • Parcel #: 44-1208-04-005.001
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1196.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 24, 2025
Closed on
Jan 27, 2026
Sold by
Coby Kaeley Lynn and Ley Shawn Alan
Bought by
Gearing Blaine and Gearing Michelle
Seller's Agent
April LaRue
Cowan, Realtors
Buyer's Agent
Renee SMILEY
Cowan, Realtors
List Price
$71,000
Sold Price
$50,000
Premium/Discount to List
-$21,000
-29.58%
Views
30

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10507566876587.11%

Purchase Details

Closed on
Sep 15, 2021
Sold by
Roberts Jason E and Coby Kelly L
Bought by
Coby Kaeley Lynn and Ley Shawn Alan

Purchase Details

Closed on
Nov 18, 2013
Sold by
Beneficial Financial I Inc
Bought by
Roberts Jason E and Coby Kelly L

Purchase Details

Closed on
Aug 20, 2013
Sold by
Pierce Terry R and Pierce Terry R
Bought by
Beneficial Financial I Inc

Purchase Details

Closed on
Nov 1, 1980
Bought by
Pierce Terry R
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $50,000 None Listed On Document
Quit Claim Deed $68,400 None Available
Limited Warranty Deed $10,500 Omega Title Agency Llc
Sheriffs Deed $24,000 None Available
Deed $34,500 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/28/2026 01/28/26 Sold $50,000 -29.6% $25 / Sq Ft
01/09/2026 01/09/26 Pending -- -- --
12/24/2025 12/24/25 For Sale $71,000 -- $35 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,747 $32,310 $9,070 $23,240
2023 $958 $26,460 $7,420 $19,040
2022 $961 $26,460 $7,420 $19,040
2021 $930 $26,460 $7,420 $19,040
2020 $876 $23,950 $7,040 $16,910
2019 $876 $23,950 $7,040 $16,910
2018 $821 $23,950 $7,040 $16,910
2017 $758 $20,620 $7,040 $13,580
2016 $742 $20,620 $7,040 $13,580
2015 $771 $20,620 $7,040 $13,580
2014 $771 $21,490 $7,350 $14,140
2013 $781 $21,490 $7,350 $14,140
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2026

    April LaRue

    Cowan, Realtors

    (419) 890-7596

    2 Total Sales

    April LaRue
    Section Image
  • Renee SMILEY

    Buyer's Agent in 2026

    Renee SMILEY

    Cowan, Realtors

    (419) 233-1149

    174 Total Sales

    Renee SMILEY
    Section Image
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Map

Source: West Central Association of REALTORS® (OH)

MLS Number: 309095

APN: 44-12-08-04-005.001

Ohio Allen County Spencerville 45887

431 E 4th St, Spencerville, OH

Sold

Detached

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