NOT LISTED FOR SALE

431 Howard Ave Saint Joseph, MI 49085

Estimated Value: $458,000 - $521,000

3 Beds
2.5 Baths
2,366 Sq Ft
$209/Sq Ft Est. Value

Last Sold May 25, 2018

Last sale price $399,900 $169 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $3,181/month

Highlights

  • Deck
  • Recreation Room
  • Wood Flooring
  • Upton Middle School Rated A
  • Traditional Architecture
  • Whirlpool Bathtub

About This Home

As of May 2018

comp purpose only

Last Agent to Sell the Property

Michael Green

Green Towne Coastal Realty License #6504310834 Listed on: 06/02/2018

Last Buyer's Agent

Michael Green

Green Towne Coastal Realty License #6504310834 Listed on: 06/02/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,728

Year Built

  • Built in 1930

Lot Details

  • 4,000 Sq Ft Lot
  • Lot Dimensions are 40x100
  • Shrub

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Composition Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 2,366 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Basement Fills Entire Space Under The House

Kitchen

  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,728

Year Built

Built in 1930

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 3
  • Year Built: 1930
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 40x100
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2366.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3728.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Utilities Attached:Cable: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Low Emissivity Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Additional Items:Whirlpool Tub: Yes
  • Appliances:Built in Oven: Yes
  • Additional Items:Wet Bar: Yes
  • General Property Info:SqFt Above Grade: 2366.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built in Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Trash Compactor, Washer
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Wet Bar, Whirlpool Tub, Kitchen Island
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2366.0
  • Window Features: Low-Emissivity Windows
  • General Property Info:Stories2: 3.0
  • Basement Rooms:Total Basement SQFT: 864.0
  • Appliances:Oven: Yes
  • Kitchen Features:Center Island: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Appliances:Cook Top: Yes
  • Appliances:Trash Compactor: Yes

Exterior Features

  • Construction Materials: Aluminum Siding, Vinyl Siding
  • List Price: 399900.0
  • Lot Features: Sidewalk
  • Patio and Porch Features: Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Aluminum Siding: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Cable Connected, Storm Sewer
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Public Access 1 Mile or Less: Yes

Lot Info

  • Lot Size Acres: 0.09
  • Lot Size Area: 0.09
  • Lot Dimensions: 40x100
  • Lot Size Sq Ft: 4000.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3728.0
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2018
Closed on
May 29, 2018
Sold by
Ott Ross E and Ott Carmen R
Bought by
Palacios Able J and Palacios Kelly
Seller's Agent
Michael Green
Green Towne Coastal Realty
Buyer's Agent
Michael Green
Green Towne Coastal Realty
List Price
$399,900
Sold Price
$399,900
Current Estimated Value
$495,299

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,399
Avg. Annual Appreciation
2.49%
Original Mortgage
$319,920
Outstanding Balance
$277,808
Interest Rate
4.4%
Mortgage Type
New Conventional
Estimated Equity
$200,624

Purchase Details

Listed on
Jun 2, 2018
Closed on
May 25, 2018
Sold by
Ott Ross E and Ott Carmen R
Bought by
Palacios Able J and Palacios Kelly
Seller's Agent
Michael Green
Green Towne Coastal Realty
Buyer's Agent
Michael Green
Green Towne Coastal Realty
List Price
$399,900
Sold Price
$399,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,920
Outstanding Balance
$277,808
Interest Rate
4.4%
Mortgage Type
New Conventional
Estimated Equity
$200,624

Purchase Details

Listed on
Sep 17, 2015
Closed on
Jun 9, 2016
Sold by
Ott Ross E and Ott Carmen R
Bought by
Ott Ross E and Ott Carmen R
Seller's Agent
Brenda Regan
ERA Reardon Realty
Buyer's Agent
Michael Enders
Realty Executives Instant Equity
List Price
$425,900
Sold Price
$382,500
Premium/Discount to List
-$43,400
-10.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.30%
Original Mortgage
$306,000
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 13, 2015
Sold by
Story Robert M and Story Therese A
Bought by
Ott Ross E

Purchase Details

Closed on
Dec 7, 2012
Sold by
Story Robert M and Story Theresa A
Bought by
Story Robert M and Story Theresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
3.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2006
Sold by
Boras Eric and Boras Annastacia
Bought by
Story Robert M and Story Theresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.33%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jun 1, 2004
Sold by
Jones Louis W and Jones Marie E
Bought by
Boras Eric

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,000
Interest Rate
5.99%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 19, 1991

Purchase Details

Closed on
Apr 11, 1984

Purchase Details

Closed on
Oct 15, 1979
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Palacios Able J $399,900 First American Title
Palacios Able J $399,900 First American Title
Ott Ross E -- Chicago Title
Ott Ross E $382,500 Fidelity National Title
Story Robert M -- Chicago Title Of Michigan
Story Robert M $150,000 None Available
Boras Eric -- --
-- -- --
-- $36,500 --
-- $32,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Palacios Able J $200,000
Open Palacios Able J $319,920
Closed Palacios Able J $319,920
Previous Owner Ott Rose E $306,000
Previous Owner Story Robert M $33,000
Previous Owner Story Robert M $195,000
Previous Owner Story Robert M $198,500
Previous Owner Story Robert M $203,500
Previous Owner Story Robert M $120,000
Previous Owner Boras Eric $120,000
Previous Owner Boras Eric $133,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/02/2018 06/02/18 For Sale $399,900 0.0% $169 / Sq Ft
05/25/2018 05/25/18 Sold $399,900 +4.5% $169 / Sq Ft
05/02/2018 05/02/18 Pending -- -- --
06/09/2016 06/09/16 Sold $382,500 -10.2% $162 / Sq Ft
03/29/2016 03/29/16 Pending -- -- --
09/17/2015 09/17/15 For Sale $425,900 -- $180 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,033 $206,000 $0 $0
2024 $5,852 $201,100 $0 $0
2023 $5,613 $176,700 $0 $0
2022 $5,358 $145,900 $0 $0
2021 $5,323 $140,100 $20,600 $119,500
2020 $5,251 $135,400 $0 $0
2019 $5,211 $119,800 $19,500 $100,300
2018 $4,917 $119,800 $0 $0
2017 $3,834 $116,500 $0 $0
2016 $3,834 $107,900 $0 $0
2015 $3,787 $104,400 $0 $0
2014 $3,609 $98,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Michael Green

    Seller's Agent in 2018

    Michael Green

    Green Towne Coastal Realty

    (269) 208-7550

    24 in this area

    142 Total Sales

    Michael Green
    Section Image

  • B

    Seller's Agent in 2016

    Brenda Regan

    ERA Reardon Realty

    Section Image

  • M

    Buyer's Agent in 2016

    Michael Enders

    Realty Executives Instant Equity

See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 18024884

Southwestern Michigan Association of REALTORS®

APN: 11-76-8550-0010-00-6

Michigan Berrien County Saint Joseph 49085

431 Howard Ave, Saint Joseph, MI

This home is located at 431 Howard Ave, Saint Joseph, MI 49085 since 02 June 2018 and is currently estimated at $495,299, approximately $209 per square foot. This property was built in 1930. 431 Howard Ave is a home located in Berrien County with nearby schools including Upton Middle School, St. Joseph High School, and Benton Harbor Charter School Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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