$3,450,000
SOLD JAN 2, 2026

431 Michigan Ave Charlevoix, MI 49720

10 Beds
8 Baths
6,282 Sq Ft
0.88 Acres

Recently Sold

$549 Per Sq Ft

18% Below List Price

213 Days on Market

Highlights

  • Estate
  • Bluff on Lot
  • Wood Flooring
  • Waterfront
  • Wooded Lot
  • Great Room

About This Home

As of January 2026

Live the Charlevoix lifestyle in this iconic Greek Revival estate, just a short walk from downtown’s shops and restaurants. Set on nearly an acre with 125 feet of Lake Michigan shoreline, this 1912-built legacy property offers rare architecture, incredible views of Lake Michigan, and an unbeatable location. Spanning 7,676 sq ft of finished living space across four levels, it features 10 bedrooms and 8 bathrooms—ideal for gathering generations of family and friends. Stately Corinthian columns, intricate moldings, and beamed ceilings define the home’s historic character. French doors open to gracious formal living and dining rooms, each filled with natural light and timeless detailing. A sunroom and large composite deck extend the living space outdoors, perfect for lakefront entertaining. The kitchen features a generous layout with a large central island and custom inset cabinetry, offering plenty of space for hosting large gatherings. Nearby, a richly paneled den with built-in bookshelves and a fireplace provides a warm, inviting space to unwind. A grand staircase leads to the upper levels, where wide hallways and tall ceilings create an open, airy ambiance. The second floor offers six spacious bedrooms—many with lake views and access to a covered balcony—while the third floor adds three additional bedrooms, two baths and a balcony, perfect for accommodating guests. Outside, a private, walkable beachfront with dedicated storage for beach chairs and water toys makes enjoying the lake simple and seamless. An attached three-car garage provides ample storage space. Offered for sale for the first time in nearly 40 years, this historic estate in the heart of downtown Charlevoix is more than a home—it’s a rare opportunity to own a piece of Michigan’s heritage in one of its most charming coastal towns.

Last Agent to Sell the Property

Matt Crane

Berkshire Hathaway Homeservices - TC Listed on: 06/03/2025

Berkshire Hathaway Homeservices - TC

Co-Listed By

Jonathan Crane

Berkshire Hathaway Homeservices - TC

Last Buyer's Agent

David Levy

Berkshire Hathaway Home Svcs

Berkshire Hathaway Home Svcs

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1912

Lot Details

  • 0.88 Acre Lot
  • Lot Dimensions are 125x310x125x303
  • Waterfront
  • Bluff on Lot
  • Landscaped
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Wooded Lot

Parking

  • 3 Car Attached Garage
  • Open Parking

Home Design

  • Estate
  • Fire Rated Drywall
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Beamed Ceilings
  • Fireplace
  • Drapes & Rods
  • Great Room
  • Formal Dining Room
  • Den
  • Screened Porch
  • Water Views
  • Laundry on lower level

Kitchen

  • Oven
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Concrete

Bedrooms and Bathrooms

  • 10 Bedrooms

Finished Basement

  • Interior and Exterior Basement Entry
  • Basement Window Egress

Outdoor Features

  • Balcony
  • Patio

Utilities

  • Cooling Available
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Gas Water Heater

Community Details

  • Crouter's Addition Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1912

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Community Features: None
  • Frontage: Waterfront
  • Horses: No
  • Lot Features: Cleared, Wooded, Level, Bluff, Landscaped, Subdivided
  • Lot Size: 125x310x125x303
  • Road Surface Type: Asphalt
  • Has Spa?: No
  • View: Water
  • Has View?: Yes
  • Water Body Name: Lake Michigan
  • Association Fee Frequency: Annually
  • Co List Office Mls Id: T022615
  • Co List Office Phone: 231-947-7777
  • Co List Office Mls Id: T022615
  • Special Conditions: Estate
  • Subdivision Name: Crouter's Addition
  • Above Grade Finished Sq Ft: 6282
  • Accessibility Features: None
  • Basement: Exterior Entry, Egress Windows, Finished, Interior Entry
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Unit Levels: 2+ Story
  • Living Area: 7676
  • Is New Construction?: No
  • Property Attached Yn: No
  • Year Built: 1912
  • Special Features: None

Interior Features

  • Interior Amenities: Bookcases, Entrance Foyer, Pantry, Kitchen Island, Formal Dining Room, Great Room, Den/Study, Beamed Ceilings, Drywall, Ceiling Fan(s), High Speed Internet
  • Number Of Buildings: 2
  • Appliances: Refrigerator, Dishwasher, Microwave, Oven, Cooktop, Gas Water Heater
  • Full Bathrooms: 5
  • Half Bathrooms: 2
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 10
  • Below Grade Sq Ft: 1394
  • Flooring: Concrete, Wood, Carpet
  • Main Level Bathrooms: 2
  • Stories: 2
  • Window Features: Drapes, Curtain Rods

Exterior Features

  • Exterior Features: Sprinkler System, Balcony, Sidewalk, Rain Gutters
  • Roof: Asphalt
  • Has Private Pool?: No
  • Waterfront Features: All Sports, Sandy Bottom, Bluff (greater than 10ft), Great Lake, Lake, Sandy Shoreline
  • Waterfront?: Yes
  • Home Warranty: No
  • Construction Type: Frame, Aluminum Siding, Wood Siding
  • Other Structures: Other
  • Patio And Porch Features: Patio, Porch, Screened

Garage/Parking

  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Garaged Spaces: 3
  • Has Attached Garage?: Yes
  • Has Open Parking?: Yes
  • Parking Features: Asphalt, Private, Attached, Paved, Concrete Floors

Utilities

  • Sewer: Public Sewer
  • Laundry Features: Lower Level
  • Heating: Baseboard, Fireplace(s), Natural Gas
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fee Includes: None
  • Pets Allowed: false

Schools

  • Junior High Dist: Charlevoix Public Schools

Lot Info

  • Land Lease Amount Frequency: Annually
  • Lot Size Sq Ft: 38332.8
  • Zoning Description: Residential

Multi Family

  • Above Grade Finished Area Units: Square Feet
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/02/2026 01/02/26 Sold $3,450,000 -9.2% $549 / Sq Ft
09/11/2025 09/11/25 Price Changed $3,800,000 -9.5% $605 / Sq Ft
06/03/2025 06/03/25 For Sale $4,200,000 -- $669 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $34,474 $1,974,300 $0 $0
2024 $27,770 $1,776,900 $0 $0
2023 $26,600 $1,596,300 $0 $0
2022 $25,315 $1,509,700 $0 $0
2021 $31,826 $1,440,600 $0 $0
2020 $29,585 $1,365,600 $0 $0
2019 $29,578 $1,367,100 $0 $0
2018 $28,836 $1,016,800 $0 $0
2017 $27,890 $1,016,800 $0 $0
2016 $26,996 $879,100 $0 $0
2015 $521,764 $875,500 $0 $0
2014 $521,764 $854,000 $0 $0
2013 -- $513,548 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1934623

Northern Great Lakes REALTORS® MLS

APN: 05214001700

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