$3,800,000
$400K PRICE DROP

431 Michigan Ave Charlevoix, MI 49720

Estimated payment $23,099/month

Total Views 17,034
10 Beds
8 Baths
7,676 Sq Ft
$495 Price per Sq Ft

Highlights

  • Private Waterfront
  • Sandy Beach
  • Wooded Lot
  • Deeded Waterfront Access Rights
  • Bluff on Lot
  • Great Room

About This Home

Live the Charlevoix lifestyle in this iconic Greek Revival estate, just a short walk from downtown’s shops and restaurants. Set on nearly an acre with 125 feet of Lake Michigan shoreline, this 1912-built legacy property offers rare architecture, incredible views of Lake Michigan, and an unbeatable location. Spanning 7,676 sq ft of finished living space across four levels, it features 10 bedrooms and 8 bathrooms—ideal for gathering generations of family and friends. Stately Corinthian columns, intricate moldings, and beamed ceilings define the home’s historic character. French doors open to gracious formal living and dining rooms, each filled with natural light and timeless detailing. A sunroom and large composite deck extend the living space outdoors, perfect for lakefront entertaining. The kitchen features a generous layout with a large central island and custom inset cabinetry, offering plenty of space for hosting large gatherings. Nearby, a richly paneled den with built-in bookshelves and a fireplace provides a warm, inviting space to unwind. A grand staircase leads to the upper levels, where wide hallways and tall ceilings create an open, airy ambiance. The second floor offers six spacious bedrooms—many with lake views and access to a covered balcony—while the third floor adds three additional bedrooms, two baths and a balcony, perfect for accommodating guests. Outside, a private, walkable beachfront with dedicated storage for beach chairs and water toys makes enjoying the lake simple and seamless. An attached three-car garage provides ample storage space. Offered for sale for the first time in nearly 40 years, this historic estate in the heart of downtown Charlevoix is more than a home—it’s a rare opportunity to own a piece of Michigan’s heritage in one of its most charming coastal towns.

Listing Agent

Matt Crane

Berkshire Hathaway Homeservices - TC License #6501456322 Listed on: 06/03/2025

Berkshire Hathaway Homeservices - TC

Co-Listing Agent

Jonathan Crane

Berkshire Hathaway Homeservices - TC License #6504431857

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $34,474

Year Built

  • Built in 1912

Lot Details

  • 0.88 Acre Lot
  • Lot Dimensions are 125x310x125x303
  • Private Waterfront
  • 125 Feet of Waterfront
  • Sandy Beach
  • Bluff on Lot
  • Landscaped
  • Level Lot
  • Sprinkler System
  • Cleared Lot
  • Wooded Lot
  • The community has rules related to zoning restrictions

Home Design

  • Fire Rated Drywall
  • Frame Construction
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 7,676 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Beamed Ceilings
  • Ceiling Fan
  • Fireplace
  • Drapes & Rods
  • Entrance Foyer
  • Great Room
  • Formal Dining Room
  • Den
  • Screened Porch
  • Water Views

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 10 Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Parking

  • 3 Car Attached Garage
  • Private Driveway

Outdoor Features

  • Deeded Waterfront Access Rights
  • Property is near a lake
  • Balcony
  • Patio
  • Rain Gutters

Location

  • Property is near a Great Lake

Utilities

  • Baseboard Heating
  • Natural Gas Water Heater

Community Details

Overview

  • Crouter's Addition Community

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$34,474

Year Built

Built in 1912

Lot Details

0

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: 2+ Story
  • Estimated Year Built: 1912
  • Construction: Frame
  • Private Shared: Private
  • Section Number: 23
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1912

Interior Features

  • Appliances Equipment: Refrigerator, Dishwasher, Microwave, Wall Oven, Cook Top, Drapes, Curtain Rods, Ceiling Fan, Natural Gas Water Heater
  • Interior Amenities: Built-In Bookcase, Foyer Entrance, Pantry, Island Kitchen, Formal Dining Room, Great Room, Den/Study, Beamed Ceilings, Drywall
  • Bedrooms: 10
  • Bedroom 1: Dimensions: 16'2"x14'3", On Level: Upper Floor, Flooring: Carpet
  • Bedroom 2: Dimensions: 14'6"x14'3", On Level: Upper Floor, Flooring: Carpet
  • Bedroom 3: Dimensions: 15'8"x14'3", On Level: Upper Floor, Flooring: Carpet
  • Bedroom 4: Dimensions: 16'x13'5", On Level: Upper Floor, Flooring: Carpet
  • Total Bathrooms: 7
  • Primary Bathroom: Shared
  • Number of Lower Level Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Full Bathrooms: 5
  • Number of Three Quarter Bathrooms: 1
  • Half Bathrooms: 2
  • Main Floor Primary: No
  • Dining Room: Dimensions: 23x17, On Level: Main Floor, Flooring: Wood
  • Family Room: Dimensions: 17'10"x14'1", On Level: Main Floor, Flooring: Carpet
  • Kitchen: Dimensions: 18'11"x13'3", On Level: Main Floor, Flooring: Wood
  • Living Room: Dimensions: 26'10"x15'7", On Level: Main Floor, Flooring: Wood
  • Estimated Above Ground Finished Sq Ft: 6282
  • Estimated Below Grade Finished Sq Ft: 1394
  • Estimated Below Grade Unfinished Sq Ft: 562
  • Price Per Sq Ft: 495.05
  • Range: R 8W
  • Total Finished Sf Apx: 7676

Exterior Features

  • Body Of Water: Lake Michigan
  • Exterior Features: Sprinkler System, Balcony, Patio, Sidewalk, Landscaped, Porch, Screened Porch, Gutters
  • Exterior Finish: Aluminum, Wood
  • Foundation: Entrance Outside, Egress Windows, Full Finished, Entrance Inside
  • Number Of Acres: 0.88
  • Road: Public Maintained, Blacktop
  • Roof: Asphalt
  • Water Features: Priv Frontage (Wtr Side), All Sports, Water View, Sandy Bottom, Bluff (greater than 10ft), Great Lake, Public Lake, Sandy Shoreline
  • Waterfront Frontage: 125

Garage/Parking

  • Driveway: Blacktop, Private
  • Garage Capacity: 3
  • Primary Garage: Attached, Paved Driveway, Concrete Floors

Utilities

  • Fireplaces And Stoves: Fireplace(s)
  • Heating Cooling Types: Baseboard
  • Laundry: On Level: Lower Floor, Flooring: Concrete
  • Sewer: Municipal
  • Tv Service Internet Avail: Cable Internet
  • Water: Municipal

Association/Amenities

  • Development Name: Crouter's Addition

Schools

  • School District: Charlevoix Public Schools

Lot Info

  • Deeded Waterfront: Yes
  • Land Features: Cleared, Wooded, Level, Bluff Site
  • Lot Dimensions: 125x310x125x303
  • Mineral Rights: Unknown
  • Parcel Description: Subdivision
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

MLS Schools

  • School District: Charlevoix Public Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $34,474 $1,974,300 $0 $0
2024 $27,770 $1,776,900 $0 $0
2023 $26,600 $1,596,300 $0 $0
2022 $25,315 $1,509,700 $0 $0
2021 $31,826 $1,440,600 $0 $0
2020 $29,585 $1,365,600 $0 $0
2019 $29,578 $1,367,100 $0 $0
2018 $28,836 $1,016,800 $0 $0
2017 $27,890 $1,016,800 $0 $0
2016 $26,996 $879,100 $0 $0
2015 $521,764 $875,500 $0 $0
2014 $521,764 $854,000 $0 $0
2013 -- $513,548 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/11/2025 09/11/25 Price Changed $3,800,000 -9.5% $495 / Sq Ft
06/03/2025 06/03/25 For Sale $4,200,000 -- $547 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1934623

Northern Great Lakes REALTORS® MLS

APN: 05214001700