Seller's Agent in 2025
Michele Browne
Deeter Real Estate
(704) 550-5197
100 Total Sales
431 Ridge St Albemarle, NC 28001
2
Beds
1
Bath
1,000
Sq Ft
9,583
Sq Ft Lot Lot
Highlights
- Deck
- Laundry Room
- 2 Detached Carport Spaces
- No HOA
- 1-Story Property
- Central Air
About This Home
As of September 2025Charming Updated Home in City Limits!
This 2-bedroom, 1-bath home is move-in ready and full of recent upgrades! Enjoy peace of mind with a new roof installed in 2023, along with updated flooring and a refreshed bathroom that adds modern style and comfort. Conveniently located within city limits, this home offers easy access to local shops, dining, and schools. Perfect for first-time buyers, downsizers, or investors—don’t miss this opportunity!
Last Agent to Sell the Property
Deeter Real Estate Brokerage Email: michele.deeter@gmail.com License #240694 Listed on: 07/18/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1955
Lot Details
- Lot Dimensions are 65 x 150
- Back Yard Fenced
- Property is zoned R-10
Parking
- 2 Detached Carport Spaces
Home Design
- Vinyl Siding
Interior Spaces
- 1,000 Sq Ft Home
- 1-Story Property
- Gas Log Fireplace
- Insulated Windows
- Living Room with Fireplace
- Vinyl Flooring
- Crawl Space
- Dishwasher
- Laundry Room
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Outdoor Features
- Deck
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 6548-02-86-2829
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 18, 2025
Closed on
Sep 28, 2025
Sold by
Smith Mark and Smith Jasmine
Bought by
Andrews Kayle D
Seller's Agent
Michele Browne
Deeter Real Estate
Buyer's Agent
Cindy Laton
Century 21 Russ Hollins, Realtors
List Price
$204,900
Sold Price
$196,500
Premium/Discount to List
-$8,400
-4.1%
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$557
Avg. Annual Appreciation
-0.48%
Original Mortgage
$196,500
Outstanding Balance
$195,914
Interest Rate
6.03%
Mortgage Type
New Conventional
Estimated Equity
$29
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $196,500 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $196,500 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/30/2025 09/30/25 | Sold | $196,500 | -4.1% | $197 / Sq Ft |
| 07/18/2025 07/18/25 | For Sale | $204,900 | -- | $205 / Sq Ft |
Source: Canopy MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,029 | $91,898 | $14,625 | $77,273 |
| 2024 | $43 | $65,864 | $8,775 | $57,089 |
| 2023 | $34 | $65,864 | $8,775 | $57,089 |
| 2022 | $804 | $65,864 | $8,775 | $57,089 |
| 2021 | $804 | $65,864 | $8,775 | $57,089 |
| 2020 | $738 | $56,923 | $7,410 | $49,513 |
| 2019 | $746 | $56,923 | $7,410 | $49,513 |
| 2018 | $31 | $56,923 | $7,410 | $49,513 |
| 2017 | $717 | $56,923 | $7,410 | $49,513 |
| 2016 | $757 | $60,040 | $9,555 | $50,485 |
| 2015 | $764 | $60,040 | $9,555 | $50,485 |
| 2014 | $792 | $60,040 | $9,555 | $50,485 |
Source: Public Records
Agents Affiliated with this Home
-
Michele Browne
-
Cindy Laton
Buyer's Agent in 2025
Cindy Laton
Century 21 Russ Hollins, Realtors
(704) 467-3595
106 Total Sales
Map
Source: Canopy MLS
MLS Number: 4282915
APN: 6548-02-86-2829
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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