$429,000
$70K PRICE DROP

431 S Summerside Ln Vinita, OK 74301

Estimated payment $3,103/month

Total Views 1,753
3 Beds
2 Baths
1,456 Sq Ft
$295 Price per Sq Ft

Highlights

  • River Access
  • Mature Trees
  • Deck
  • Waterfront
  • Community Lake
  • Seasonal View

About This Home

LOCATION, LOCATION, LOCATION!
Hard-to-find, charming lake-view home in coveted Ketchum Cove with water access, a neighborhood swim dock, and your own personal boat slip. Comfortably sleeps 12, offering plenty of room for guests. Homes in this hidden-gem community rarely come on the market!
This is an easy-care lake home with HOA-provided lawn service, trash service, and dock/swim-dock maintenance, dock fees, tree care.
Features a main-level bedroom, two bedrooms on the second floor, and a third-floor loft with three queen beds. Beautifully updated throughout the past five years: New roof & flooring (2019) New deck (2020) New siding & exterior paint (2025) New interior paint (2025) Both bathrooms fully remodeled down to the studs (2022) New washer & dryer (2022) New upstairs HVAC unit (2020) New downstairs HVAC unit (2024) New hot water tank (2022) New driveway (2021)
Low HOA dues cover mowing, property taxes, trash, and dock maintenance. Short-term rentals are not permitted. Washer, dryer, and refrigerator are included. Listing agent has ownership interest in the property. This home qualifies for 100% financing through the Rural Development Loan Program! You wont find a better buy on South Grand!

Listing Agent

Angie Cianfrone

Coldwell Banker Select License #119791 Listed on: 09/01/2025

Coldwell Banker Select

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,935

Year Built

  • Built in 2001

Lot Details

  • 4,480 Sq Ft Lot
  • Waterfront
  • East Facing Home
  • Landscaped
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $99 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Bungalow
  • Slab Foundation
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding
  • Vinyl Siding
  • HardiePlank Type

Interior Spaces

  • 1,456 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Seasonal Views
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Quartz Countertops
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • River Access
  • Deck
  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • Ketchum Elementary And Middle School
  • Ketchum High School

Utilities

  • Zoned Heating and Cooling
  • Multiple Heating Units
  • Programmable Thermostat
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • Association fees include maintenance structure, trash
  • Summerside Subdivision
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,935

Year Built

Built in 2001

Lot Details

0

HOA Fees

$99 per month

Listing Details

  • Directions: Located right off Hwy 85 in main Ketchum. Turn right on Main street the the Light House Supper Club. Follow road to the end. Home will be on your left side of the road. Google maps will GPS you there correctly if you use 431 Summerside Ln, Vinita, OK 74301
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Year Built: 2001
  • Lot Size Acres: 0.103
  • Water Body Name: Grand Lake
  • Subdivision Name: Summerside
  • Architectural Style: Bungalow
  • Garage Yn: No
  • Unit Levels: Three Or More
  • Efficiency: Windows
  • Building Stories: 3
  • Structure Type: House
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Interior Amenities: Attic, Granite Counters, High Speed Internet, Quartz Counters, Stone Counters, Ceiling Fan(s), Electric Range Connection, Programmable Thermostat
  • Appliances: Cooktop, Double Oven, Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Washer
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Other
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Living Area: 1456.0
  • Window Features: Vinyl, Insulated Windows

Exterior Features

  • Exterior Features: Concrete Driveway, Sprinkler/Irrigation, Landscaping, Rain Gutters
  • Fencing: None
  • Lot Features: Mature Trees
  • Pool Features: None
  • View: Seasonal View
  • View: Yes
  • Waterfront Features: Lake, River Access, Water Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: HardiPlank Type, Vinyl Siding, Wood Siding, Wood Frame
  • Direction Faces: East
  • Foundation Details: Slab
  • Other Structures: None
  • Patio And Porch Features: Covered, Deck, Enclosed, Porch
  • Roof: Metal

Utilities

  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, High Speed Internet Available, Water Available
  • Water Source: Public
  • Security: No Safety Shelter, Smoke Detector(s)
  • Cooling: Central Air, 2 Units
  • Cooling Y N: Yes
  • Heating: Central, Electric, Multiple Heating Units
  • Heating Yn: Yes

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Community Features: Gutter(s)
  • Senior Community: No
  • Amenities: None
  • Association Fee: 594.0
  • Association Fee Frequency: Semi-Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Structure, Trash

Schools

  • High School: Ketchum
  • Elementary School: Ketchum
  • Junior High Dist: Ketchum - Sch Dist (G1)
  • Middle Or Junior School: Ketchum

Lot Info

  • Lot Size Sq Ft: 4480.0
  • Additional Parcels: No

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,935 $111,116 $6,172 $104,944
2024 $8,935 $105,825 $6,172 $99,653
2023 $8,319 $100,786 $6,172 $94,614
2022 $6,124 $74,180 $6,172 $68,008
2021 $5,624 $70,647 $6,172 $64,475
2020 $5,186 $67,283 $6,172 $61,111
2019 $4,977 $64,079 $6,172 $57,907
2018 $4,780 $61,029 $6,172 $54,857
2017 $4,584 $58,122 $6,172 $51,950
2016 $4,397 $55,354 $6,172 $49,182
2015 $4,162 $52,718 $6,172 $46,546
2014 $3,799 $50,208 $6,172 $44,036
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/24/2025 11/24/25 Price Changed $429,000 -4.5% $295 / Sq Ft
10/16/2025 10/16/25 Price Changed $449,000 -0.2% $308 / Sq Ft
09/29/2025 09/29/25 Price Changed $449,900 -5.3% $309 / Sq Ft
09/07/2025 09/07/25 Price Changed $475,000 -4.8% $326 / Sq Ft
09/01/2025 09/01/25 For Sale $499,000 -- $343 / Sq Ft
Source: MLS Technology

Purchase History

Date Type Sale Price Title Company
Grant Deed $246,000 Firstitle & Abstract Svcs Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,720 New Conventional
Source: Public Records

Source: MLS Technology

MLS Number: 2534859

MLS Technology

APN: 0000-35-24N-21E-4-030-00

Oklahoma Craig County Vinita 74301

431 S Summerside Ln, Vinita, OK

For Sale

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Information is deemed reliable but not guaranteed.

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Angie Cianfrone
Listing Agent
Angie Cianfrone
Section Image
Coldwell Banker Select
(539) 217-6725