NOT LISTED FOR SALE

431 Ships Row Montross, VA 22520

Estimated Value: $553,000 - $778,000

3 Beds
2.5 Baths
2,310 Sq Ft
$307/Sq Ft Est. Value

Last Sold May 21, 2018

Last sale price $350,000 $152 Per Sq Ft

Est. 103% increase in value since last sale

Current estimated payment $4,144/month

29 Days on Market

Highlights

  • 115 Feet of Waterfront
  • Water Oriented
  • Stream or River on Lot
  • 1 Boat Dock
  • Cape Cod Architecture
  • Wood Flooring

About This Home

As of May 2018

Waterfront home with nice floor plan and views from almost every room. Located in popular neighborhood with great amenities less than 2 hours away from DC and Richmond. Features: hardwood floors upstairs and down stairs, screened porch on the waterside, waterside balcony upstairs, main level master, Utility Room, and pier with boat lift on Cabin Point Creek off of the Potomac River!

Last Agent to Sell the Property

Melissa Bradley

Shore Realty, Inc. Listed on: 04/02/2018

Last Buyer's Agent

Robbie Booth

Shore Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,395

Year Built

  • Built in 2004

Lot Details

  • 0.6 Acre Lot
  • 115 Feet of Waterfront

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • 2,310 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • Combination Kitchen and Dining Room
  • Wood Flooring

Kitchen

  • Stove
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Oriented
  • River Nearby
  • Electric Hoist or Boat Lift
  • 1 Boat Dock
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Shed

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Community Details

  • $4 Other Monthly Fees
  • Cabin Point Subdivision

Listing and Financial Details

  • Tax Lot 17
  • Assessor Parcel Number 1801

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,395

Year Built

Built in 2004

Lot Details

0

HOA Fees

$16 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2004
  • Remarks Public: Waterfront home with nice floor plan and views from almost every room. Located in popular neighborhood with great amenities less than 2 hours away from DC and Richmond. Features: hardwood floors upstairs and down stairs, screened porch on the waterside, waterside balcony upstairs, main level master, Utility Room, and pier with boat lift on Cabin Point Creek off of the Potomac River!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Stove, Washer
  • Interior Amenities: Combination Kitchen/Dining, Dining Area, Upgraded Countertops, Entry Level Bedroom, Wood Floors
  • Fireplace: No
  • Levels Count: 2
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 2310
  • Living Area Sq Ft: 2310
  • Price Per Sq Ft: 164.07
  • Above Grade Finished Sq Ft: 2310
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 431

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Water Body Name: LOWER MACHODOC CREEK
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 115

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 190.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 50.00
  • Other Fees Frequency: Annually

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • School District Key: 121137398432

Lot Info

  • Improvement Assessed Value: 231500.00
  • Land Assessed Value: 154800.00
  • Lot Size Acres: 0.60
  • Lot Size Area: 26136
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 26136.00
  • Year Assessed: 2016

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2395.06
  • Assessor Parcel Number: 1801
  • Tax Lot: 17
  • Tax Page Number: 602
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017
  • Close Date: 05/21/2018

Multi Family

  • Dock Slip Conveyance: Deeded
  • Mean Low Water Feet: 3
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 2, 2018
Closed on
May 18, 2018
Sold by
Ellis Ann C and Ellis Donald B
Bought by
Binsley Judith A and Binsley Peter J
Seller's Agent
Melissa Bradley
Shore Realty, Inc.
Buyer's Agent
Robbie Booth
Shore Realty, Inc.
List Price
$379,000
Sold Price
$350,000
Premium/Discount to List
-$29,000
-7.65%
Current Estimated Value
$710,074

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$360,074
Avg. Annual Appreciation
10.21%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Binsley Judith A $350,000 Ayres Title & Stlmnt Svcs
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Binsley Judith A $100,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/21/2018 05/21/18 Sold $350,000 -7.7% $152 / Sq Ft
05/01/2018 05/01/18 Pending -- -- --
04/02/2018 04/02/18 For Sale $379,000 -- $164 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,194 $469,700 $154,800 $314,900
2023 $3,137 $469,700 $154,800 $314,900
2022 $2,912 $469,700 $154,800 $314,900
2021 $3,045 $400,700 $154,800 $245,900
2020 $3,045 $400,700 $154,800 $245,900
2019 $2,605 $400,700 $154,800 $245,900
2018 $2,356 $386,300 $154,800 $231,500
2017 -- $386,300 $154,800 $231,500
2016 $2,318 $386,300 $154,800 $231,500
2015 -- $419,500 $181,000 $238,500
2014 -- $0 $0 $0
2013 -- $419,500 $181,000 $238,500
Source: Public Records

Agents Affiliated with this Home

  • Melissa Bradley

    Seller's Agent in 2018

    Melissa Bradley

    Shore Realty, Inc.

    (804) 761-2024

    388 Total Sales

    Melissa Bradley
    Section Image
  • Robbie Booth

    Buyer's Agent in 2018

    Robbie Booth

    Shore Realty, Inc.

    (804) 339-1504

    470 Total Sales

    Robbie Booth
    Section Image
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Map

Source: Bright MLS

MLS Number: 1000333996

Bright MLS

APN: 25B3-4-17

Virginia Westmoreland County Montross 22520

431 Ships Row, Montross, VA

This home is located at 431 Ships Row, Montross, VA 22520 since 02 April 2018 and is currently estimated at $710,074, approximately $307 per square foot. This property was built in 2004. 431 Ships Row is a home located in Westmoreland County with nearby schools including Montross Middle School and Westmoreland High School.

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