NOT LISTED FOR SALE

431 Springmill Dr Cold Spring, KY 41076

Estimated Value: $287,000 - $376,000

3 Beds
3 Baths
3,255 Sq Ft
$103/Sq Ft Est. Value

About This Home

This home is located at 431 Springmill Dr, Cold Spring, KY 41076 and is currently estimated at $336,588, approximately $103 per square foot. 431 Springmill Dr is a home located in Campbell County with nearby schools including Donald E. Cline Elementary School, Campbell County Middle School, and Campbell County High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 12, 2025
Sold by
Morris Richard L and Morris Anita S
Bought by
Richard L Morris And Anita S Morris Living Tr and Morris
Current Estimated Value
$350,900

Purchase Details

Closed on
Jun 30, 2020
Sold by
Thorpe Judith A and Thorpe Frank J
Bought by
Morris Richard L and Morris Anita S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 23, 2012
Sold by
Stonewater Jerry K
Bought by
Thorpe Judith A and Thorpe Frank J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 2006
Sold by
Lowe Charles E and Pack Peggy L
Bought by
Stonewater Jerry K and Stonewater Barbara Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,800
Interest Rate
5.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
May 28, 1998
Sold by
Gibson George H
Bought by
Pack Charles L Lowe Peggy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,500
Interest Rate
6.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 4, 1997
Sold by
Drees Co
Bought by
Gibson George H and Gibson Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,300
Interest Rate
7.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Richard L Morris And Anita S Morris Living Tr -- None Listed On Document
Richard L Morris And Anita S Morris Living Tr -- None Listed On Document
Morris Richard L $270,000 Cincinnatus Title
Thorpe Judith A $205,000 None Available
Stonewater Jerry K $255,000 Kentucky Land Title Agency
Pack Charles L Lowe Peggy L $205,000 --
Gibson George H $199,307 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Morris Richard L $160,000
Previous Owner Thorpe Judith A $164,000
Previous Owner Stonewater Jerry K $192,800
Previous Owner Pack Charles L Lowe Peggy L $143,500
Previous Owner Gibson George H $139,300
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,746 $270,000 $0 $270,000
2024 $2,746 $270,000 $0 $270,000
2023 $2,684 $270,000 $0 $270,000
2022 $2,881 $270,000 $0 $270,000
2021 $3,377 $270,000 $0 $270,000
2020 $2,122 $205,000 $0 $205,000
2019 $2,086 $205,000 $0 $205,000
2018 $2,120 $205,000 $0 $205,000
2017 $2,092 $205,000 $0 $205,000
2016 $2,050 $205,000 $0 $0
2015 $2,082 $205,000 $0 $0
2014 $2,041 $205,000 $0 $0
Source: Public Records

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