$499,000

431 Summerside Ln Pensacola, OK 74301

Estimated payment $3,558/month

Total Views 115
3 Beds
2 Baths
1,456 Sq Ft
$343 Price per Sq Ft

Highlights

  • Mature Trees
  • Deck
  • 1 Fireplace
  • Ketchum Elementary School Rated 9+
  • Attic
  • Granite Countertops

About This Home

Hard to find charming lake front home in Ketchum Cove with neighborhood swim dock and your own boat slip. Homes seldom come available in the hidden gem neighborhood. Easy to care for lake home with lawn service and trash service provided by HOA. One bedroom on the first level. 2 bedrooms on the 2nd floor. and loft located on the 3rd floor with 3 queen beds. Competley updated in the past 5 years. New roof and flooring in 2019. New deck 2020. Brand new siding and exterior paint 2025. New interior paint 2025. Both bathrooms remodeled down to the studs 2022. New Washer and Dryer 2022. New HVAC unit for upstiars in 2020. New lower unit HVAC replaced 2024. New hot water tank 2022. New driveway 2021. Low HOA dues cover mowing, property taxes and trash and dock and swim dock maintance. Short term rentals are not allowed. Washer/Dryer and Refrigerator are included in the sale. Listing agent has ownership interest in the property

Listing Agent

Angie Cianfrone

Coldwell Banker Select License #119791 Listed on: 09/01/2025

Coldwell Banker Select

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,935

Year Built

  • Built in 2001

Lot Details

  • 4,480 Sq Ft Lot
  • East Facing Home
  • Landscaped
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $99 Monthly HOA Fees

Home Design

  • Bungalow
  • Slab Foundation
  • Wood Frame Construction
  • Metal Roof
  • Wood Siding
  • Vinyl Siding
  • HardiePlank Type

Interior Spaces

  • 1,456 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Quartz Countertops
  • Disposal

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Ketchum Elementary And Middle School
  • Ketchum High School

Utilities

  • Zoned Heating and Cooling
  • Multiple Heating Units
  • Programmable Thermostat
  • Gas Water Heater
  • Septic Tank
  • High Speed Internet

Community Details

  • Association fees include maintenance structure, trash
  • Summerside Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,935

Year Built

Built in 2001

Lot Details

0

HOA Fees

$99 per month

Listing Details

  • Directions: Located right off Hwy 85 in main Ketchum. Turn right on Main street the the Light House Supper Club. Follow road to the end. Home will be on your left side of the road. Google maps will GPS you there correctly if you use 431 Summerside Ln, Vinita, OK 74301
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Year Built: 2001
  • Lot Size Acres: 0.103
  • Subdivision Name: Summerside
  • Architectural Style: Bungalow
  • Garage Yn: No
  • Unit Levels: Three Or More
  • Efficiency: Windows
  • Building Stories: 3
  • Structure Type: House
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 3

Interior Features

  • Interior Amenities: Attic, Granite Counters, High Speed Internet, Quartz Counters, Stone Counters, Ceiling Fan(s), Electric Range Connection, Programmable Thermostat
  • Appliances: Cooktop, Double Oven, Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Washer
  • Has Basement: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Other
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Vinyl
  • Living Area: 1456.0
  • Window Features: Vinyl, Insulated Windows

Exterior Features

  • Exterior Features: Concrete Driveway, Sprinkler/Irrigation, Landscaping, Rain Gutters
  • Fencing: None
  • Lot Features: Mature Trees
  • Pool Features: None
  • Home Warranty: No
  • Construction Type: HardiPlank Type, Vinyl Siding, Wood Siding, Wood Frame
  • Direction Faces: East
  • Foundation Details: Slab
  • Other Structures: None
  • Patio And Porch Features: Covered, Deck, Porch
  • Roof: Metal

Utilities

  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, High Speed Internet Available, Water Available
  • Water Source: Public
  • Security: No Safety Shelter, Smoke Detector(s)
  • Cooling: Central Air, 2 Units
  • Cooling Y N: Yes
  • Heating: Central, Electric, Multiple Heating Units
  • Heating Yn: Yes

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Community Features: Gutter(s)
  • Senior Community: No
  • Amenities: None
  • Association Fee: 594.0
  • Association Fee Frequency: Semi-Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Structure, Trash

Schools

  • High School: Ketchum
  • Elementary School: Ketchum
  • Junior High Dist: Ketchum - Sch Dist (G1)
  • Middle Or Junior School: Ketchum

Lot Info

  • Lot Size Sq Ft: 4480.0
  • Additional Parcels: No

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,935 $105,825 $6,172 $99,653
2023 $8,319 $100,786 $6,172 $94,614
2022 $6,124 $74,180 $6,172 $68,008
2021 $5,624 $70,647 $6,172 $64,475
2020 $5,186 $67,283 $6,172 $61,111
2019 $4,977 $64,079 $6,172 $57,907
2018 $4,780 $61,029 $6,172 $54,857
2017 $4,584 $58,122 $6,172 $51,950
2016 $4,397 $55,354 $6,172 $49,182
2015 $4,162 $52,718 $6,172 $46,546
2014 $3,799 $50,208 $6,172 $44,036
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/01/2025 09/01/25 For Sale $499,000 -- $343 / Sq Ft
Source: MLS Technology

Purchase History

Date Type Sale Price Title Company
Grant Deed $246,000 Firstitle & Abstract Svcs Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,720 New Conventional
Source: Public Records

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Source: MLS Technology

MLS Number: 2534859

MLS Technology

APN: 0000-35-24N-21E-4-030-00