NOT LISTED FOR SALE

431 Terrace Dr El Lago, TX 77586

Estimated Value: $237,000 - $297,613

3 Beds
2 Baths
1,946 Sq Ft
$134/Sq Ft Est. Value

Last Sold March 21, 2025

Current estimated payment $1,940/month

3 Days on Market

Highlights

  • Boat Ramp
  • 1 Fireplace
  • 2 Car Detached Garage
  • Ed H. White Elementary School Rated A
  • Breakfast Room
  • Central Heating and Cooling System

About This Home

As of March 2025

Adorable house, extremely desirable neighborhood and excellent price...the trifecta of real estate! This is a 3 bedroom, 2 bath, one story home in the heart of the historical, and highly sought after neighborhood of El Lago. The city of El Lago is known for it's community events and small town personality. Interior features include: updated kitchen, updated double pane windows (2024) and AC replaced in 2023. The living room features vaulted ceilings with natural light flooding through the oversized windows. The garage has an outdoor workshop for all of your projects, a playroom or even a home gym...endless possibilities. Zoned to the STEM magnet of Ed White Elementary- and a short walk from numerous parks, city pool, tennis courts and community gym- this house and neighborhood truly has it all!

Last Agent to Sell the Property

Carole Michalak

Coastal Dream Properties License #0513987 Listed on: 02/20/2025

Last Buyer's Agent

Sonia Allison

eXp Realty LLC License #0658638

eXp Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,537

Year Built

  • Built in 1963

Lot Details

  • 10,549 Sq Ft Lot

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Workshop in Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,946 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Family Room
  • Breakfast Room
  • Dining Room
  • Carpet

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Ed H White Elementary School
  • Seabrook Intermediate School
  • Clear Falls High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Gas

Community Details

Overview

  • Association fees include recreation facilities
  • Houston Community Mgmt Association, Phone Number (832) 864-1200
  • El Lago Subdivision

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,537

Year Built

Built in 1963

Lot Details

10,549 Sq Ft Lot

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Sub Type: Detached
  • Prop. Type: Residential
  • Building Stories: 1
  • Year Built: 1963
  • Lot Size Acres: 0.2422
  • Road Surface Type: Concrete
  • Subdivision Name: El Lago
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • UniversalParcelId: urn:reso:upi:2.0:US:48201:093-612-000-0104
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Gas Cooktop, Gas Oven, Microwave
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet
  • Living Area: 1946.0
  • Dining Room Type: Breakfast Room/Nook, Dining Room, Family Room
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Disclosures: Seller Disclosure
  • Roof: Composition
  • Lot Features: Subdivision
  • Pool Private: No
  • Construction Type: Brick, Wood Siding
  • Foundation Details: Slab

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Workshop in Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Boat Ramp
  • Association Fee: 50.0
  • Association Fee Frequency: Annually
  • Association Name: Houston Community Mgmt
  • Phone: 832-864-1200
  • Association: Yes

Fee Information

  • Association Fee Includes: Recreation Facilities

Schools

  • Elementary School: ED H WHITE ELEMENTARY SCHOOL
  • Junior High Dist: 9 - Clear Creek
  • High School: CLEAR FALLS HIGH SCHOOL
  • Middle Or Junior School: SEABROOK INTERMEDIATE SCHOOL

Lot Info

  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6537.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2025
Closed on
Mar 21, 2025
Sold by
Lecoq Kevin L and Lecoq Brandy L
Bought by
Stoppelmoor David W and Stoppelmoor Faith Bennett
Seller's Agent
Carole Michalak
Coastal Dream Properties
Buyer's Agent
Sonia Allison
eXp Realty LLC
List Price
$258,000
Views
15
Current Estimated Value
$260,385

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.22%

Purchase Details

Listed on
Feb 14, 2018
Closed on
Apr 12, 2018
Sold by
Kraner Elsie and Kraner Family Trust
Bought by
Lecoq Kevin L and Lecoq Brandy L
Seller's Agent
Susy Stapp
UTR TEXAS, REALTORS
Buyer's Agent
Carole Michalak
Coastal Dream Properties
List Price
$225,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.17%
Original Mortgage
$174,400
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 20, 2004
Sold by
Kraner Elsie and Kraner Robert A
Bought by
Kraner Robert A and Kraner Elsie

Purchase Details

Closed on
Jul 21, 2004
Sold by
Marr Richard C and Marr Rhonda K
Bought by
Kraner Elsie and Kraner Robert A

Purchase Details

Closed on
Jul 26, 2001
Sold by
Bates Kenneth W and Bates Linda A
Bought by
Marr Richard C and Marr Rhonda K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
7.07%

Purchase Details

Closed on
Mar 15, 1995
Sold by
Kohley Jacqueline M
Bought by
Bates Kenneth W and Bates Linda A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,700
Interest Rate
8.86%

Purchase Details

Closed on
Nov 29, 1993
Sold by
Gill David T and Gill Judith E
Bought by
Kohley Jacqueline M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,400
Interest Rate
6.71%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stoppelmoor David W -- None Listed On Document
Lecoq Kevin L -- Startex Title Company
Kraner Robert A -- --
Kraner Elsie -- Texas American Title Company
Marr Richard C -- Houston Title
Bates Kenneth W -- Heritage Title Company
Kohley Jacqueline M -- First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lecoq Kevin L $174,400
Previous Owner Marr Richard C $130,000
Previous Owner Bates Kenneth W $67,700
Previous Owner Kohley Jacqueline M $78,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/21/2025 03/21/25 Sold -- -- --
02/23/2025 02/23/25 Pending -- -- --
02/20/2025 02/20/25 For Sale $258,000 +14.7% $133 / Sq Ft
12/30/2021 12/30/21 Off Market -- -- --
04/12/2018 04/12/18 Sold -- -- -- View Prior Sale
03/13/2018 03/13/18 Pending -- -- --
02/14/2018 02/14/18 For Sale $225,000 -- $116 / Sq Ft
Source: Houston Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,537 $311,260 $86,081 $225,179
2024 $6,537 $258,808 $86,081 $172,727
2023 $6,537 $303,911 $86,081 $217,830
2022 $6,374 $252,903 $86,081 $166,822
2021 $6,557 $245,903 $62,169 $183,734
2020 $5,938 $214,240 $57,387 $156,853
2019 $6,266 $218,000 $57,387 $160,613
2018 $2,102 $248,428 $57,387 $191,041
2017 $6,890 $248,428 $57,387 $191,041
2016 $6,264 $235,444 $47,823 $187,621
2015 $2,454 $200,236 $43,040 $157,196
2014 $2,454 $184,933 $34,432 $150,501
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Houston Association of REALTORS®

MLS Number: 68319532

Houston Association of REALTORS®

APN: 0936120000104

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